International Travel Insurance

Your one-stop comprehensive Travel Insurance options to and from Asia.

Chosen by over 100,000 travelers worldwide.

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multi trip coverage

Ultimate Multi-Trip Travel Insurance Plans

Multi-Trip Coverage for Medical Expenses, Emergency Evacuation and Repatriation.

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24/7 Support
from International Experts

Serviced by an international team and medical assistance from our experienced in-house medical team.

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International Medical Network

Extensive Medical Network in the region for accessible medical care.

LUMA Travel Insurance Solutions

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Travel Insurance for Europe

Schengen Travel Insurance, accepted by embassies for Schengen Visa Applications

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Travel Insurance for Asia

Regional multi-entry travel insurance to Asia

LUMA GO travel insurance

Travel Insurance departing from Thailand

Covers for your trips departing from Thailand

LUMA Travel Insurance

Your companion for all things travel. trust LUMA Travel Insurance to be your unwavering companion. Setting us apart is the trust of over 100,000+ travelers who have experienced the reliability of our coverage. Partnered with world-class entities, we offer a spectrum of options, ensuring your every journey, whether brief or extensive, is protected comprehensively. LUMA Travel Insurance guarantees a seamless and swift insurance process.

Travel Insurance Benefit Highlights

Medical Benefits

Medical Expenses

Medical Expenses

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Emergency Evacuation

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motor bike accident coverage

Motorbike Accidents

Travel Benefits

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Trip Cancellation

trip interruption

Trip Interruption

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Flight Delay

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Baggage Delay

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Lost Baggage

LUMA Travel Insurance Reviews

Jeremiah Ell
Jeremiah Ell
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I went to the Luma office in need of travel insurance for a trip in Southeast Asia. I met Clara who walked me thru the travel insurance details and different options available. She was familiar with all aspects of the policy and was able to answer my questions. Reccomended 😇
Suneet Maheshwari
Suneet Maheshwari
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Most happy with prompt response of Luma's insurance team online. Specifically I would like to mention the name of Mr Nattawut Promkerd
Stephen Roberts
Stephen Roberts
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After looking at many other companies, I decided to use Luma. Excellent product options and value for money. The staff explained my product options to me and were always helpful. Answering my questions promptly. The overall service was excellent.

LUMA Teams at Your Service

24/7 Hotline

A multilingual emergency hotline is available every day, around the clock, to assist with your urgent situations.

Medical Expertise from Medipro Team

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Dr. Gerard

Emergency Medicine, Aviation & Tropical Diseases

25 Years of Medical Experience

Nurse Kookkik

Nurse Kookkik

Registered Nurse

19 Years of Medical Experience

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Dr. Kao

Health Care Management

General Practitioner

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Dr. Patrick

Health Care Management

General Practitioner

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Dr. Thet

Internal Medicine & Rehabilitation Medicine

9 Years of Medical Experience

Frequently Asked about Travel Insurance

Why do I need travel insurance?

Many travelers underestimate the importance of staying protected while traveling. Prior to the pandemic, travel insurance was merely an option. It has now become essential, if not necessary to travel anywhere.

Whether you are traveling for a couple of days or many months, staying protected with travel insurance alleviates financial burden and ensures peace of mind away from home. Here are some of the main reasons why travel insurance is a necessity. 

  • – Health risks associated with dangerous activities, diseases, and illnesses
  • – Coverage for travel expenses such as travel delays, loss of baggage, etc. 
  • – Access to adequate healthcare when medical attention is required

What travel insurance should I get?

Usually, a travel insurance policy provides different levels of coverage. Some travelers choose a basic plan that meets the minimum requirement of a specific country they are traveling to, but many opt for a comprehensive plan that provides sufficient coverage to wander around with peace of mind. In fact, a comprehensive plan not only covers medical expenses but also common travel hiccups such as trip delays, damaged baggage, etc. 

Nowadays, most countries accept international insurance as long as the coverage requirement for the respective country is met. However, we highly recommend a policy from a local insurance company with credentials and resources onsite. International insurance may be adequate for entry but is often limited in practicality and experience compared to locally established companies that can provide service with regional expertise.

LUMA is the ideal choice for anyone who wishes to travel to or from Asia. LUMA’s travel insurance provides:

  • – Wide range of coverage -from essential medical cover to comprehensive travel medical insurance
    – 24/7 multilingual support – offices in Bangkok, HCMC, and Phnom Penh
    – Expert service – more than 10 years of experience with established medical network

How much does travel insurance cost?

It depends on where you go and how many days you travel. The country you plan to travel to may have certain entry requirements for the minimum insurance coverage to enter. Many travel insurance has different levels of coverage and periods of coverage to choose from, so you can choose a plan that matches your travel requirements and budget. You might be surprised to find that sometimes regional coverage costs as much or even less than country-specific coverage. 

LUMA Asia Pass, for example, provides coverage for Asia with a similar if not lower premium compared to other insurance products that cover one specific country. 

Can I buy travel insurance while traveling?

Mostly, you are required to obtain travel insurance before making the trip. Although many insurance plans cannot be purchased in the middle of the trip, there are some insurance plans you can buy to cover the extended days of your travel. 

If you plan to travel to multiple countries, you can purchase travel insurance in the middle of your trip from one point to another. Please bear in mind that a travel insurance policy covers your trip to another destination, therefore the coverage is not effective in your country of residence.

Tell us your travel plans to receive more travel insurance options