Luma

International Travel Insurance

Your one-stop comprehensive Travel Insurance options to and from Asia. Chosen by over 60,000 travelers worldwide.

travel insurance, Travel Insurance

Medical Sickness

travel insurance, Travel Insurance

Emergencies

travel insurance, Travel Insurance

Evacuation

travel insurance, Travel Insurance

Baggage Lost

travel insurance, Travel Insurance

Flight Delay

trip cancellation

Trip Cancellation

LUMA Travel Insurance

Your companion for all things travel. trust LUMA Travel Insurance to be your unwavering companion. Setting us apart is the trust of over 60,000 travelers who have experienced the reliability of our coverage. Partnered with world-class entities, we offer a spectrum of options, ensuring your every journey, whether brief or extensive, is protected comprehensively. LUMA Travel Insurance guarantees a seamless and swift insurance process.

Easy Travel Insurance

Accessible Travel Insurance

Ethical Travel Insurance

Experienced In-House Medical Team

LUMA Travel Insurance with In-House Medical Team

travel insurance, Travel Insurance

DR. GERARD
Emergency Medicine, Aviation & Tropical Diseases

25 Years of Medical Experience

Nurse Kookkik

NURSE KOOKKIK

Registered Nurse

19 Years of Medical Experience

travel insurance, Travel Insurance

DR. PATRICK

Health Care Management

General Practitioner

travel insurance, Travel Insurance

DR.KAO

Health Care Management

General Practitioner

LUMA Travel Insurance Reviews

Discover what fellow travelers have to say about LUMA Travel Insurance, the top-rated travel insurance for your travel protection.

Read through a few of the many testimonials!

Ann von Brandis
Ann von Brandis
Read More
I must commend you on the service provided by Nattawut. We were unsure of travel insurance needed by our trip to Thailand in April 2022. And even more so when we were struggling for an travel insurance policy for my 76 year old mother. Without his help, we would have struggled. We eventually with his help managed to get the travel insurance we needed. Thank you, Nattawut. Amazing service! Well done.
Esle van Heerden
Esle van Heerden
Read More
The service was excellent! Emilie was a great help with so much patience. It truly makes a difference if you have someone that responds quickly and doesn’t complain about numerous emails being sent back and forth. Thanks for the excellent service Luma and especially Emilie!
Kishan Loitongbam
Kishan Loitongbam
Read More
Amazing customer support! The entire process was handled smoothly from beginning to end. The staffs are really informed and go the extra mile at every stage. Highly recommended.
jérôme canavaggio
jérôme canavaggio
Read More
I must commend you on the service provided by Nattawut. We were unsure of travel insurance needed by our trip to Thailand in April 2022. And even more so when we were struggling for an travel insurance policy for my 76 year old mother. Without his help, we would have struggled. We eventually with his help managed to get the travel insurance we needed. Thank you, Nattawut. Amazing service! Well done.
Philip Seiter
Philip Seiter
Read More
Thank you Emilie and rest of the team for your great support and answering all my open questions. 🙂
Jeremiah Ell
Jeremiah Ell
Read More
I went to the Luma office in need of travel insurance for a trip in Southeast Asia. I met Clara who walked me thru the travel insurance details and different options available. She was familiar with all aspects of the policy and was able to answer my questions. Reccomended 😇
Quentin C (Q)
Quentin C (Q)
Read More
I've been served by Emilie and she was very helpful, making sure that my file was processed in time for me to be able to travel a few days later. Friendly and professional, we used the app LINE for our communication, that was very user friendly. After comparing a few offers from different company, I would say this one is slightly better, but stay in the norms. I didn't have to use the service yet, so cannot say anything about it, but one of the reason I chose them is that we don't have to pay in advance, its directly paid trough the insurances.
Previous
Next
travel insurance, Travel Insurance

Destinations covered by LUMA Travel Insurance

Must do! Explore Europe and combine historical tour, shopping spree and foodie expedition – all in a trip you won’t forget.

Luma Schengen Pass

Explore the Asian continent and make the most out of your experience knowing you’re covered with LUMA Asia Pass.

Luma Asia Pass

Popular Destinations

Why do I need travel insurance?

Many travelers underestimate the importance of staying protected while traveling. Prior to the pandemic, travel insurance was merely an option. It has now become essential, if not necessary to travel anywhere. Whether you are traveling for a couple of days or many months, staying protected with travel insurance alleviates financial burden and ensures peace of mind away from home. Here are some of the main reasons why travel insurance is a necessity. 
  • – Health risks associated with dangerous activities, diseases, and illnesses
  • – Coverage for travel expenses such as travel delays, loss of baggage, etc. 
  • – Access to adequate healthcare when medical attention is required
travel insurance, Travel Insurance

Sickness & Medical Expenses

travel insurance, Travel Insurance

Medical Emergencies

travel insurance, Travel Insurance
Europ Assistance travel insurance

Evacuation

travel insurance, Travel Insurance

Baggage Lost

travel insurance, Travel Insurance

Flight Delay

trip cancellation

Trip Cancellation

What travel insurance should I get?

Usually, a travel insurance policy provides different levels of coverage. Some travelers choose a basic plan that meets the minimum requirement of a specific country they are traveling to, but many opt for a comprehensive plan that provides sufficient coverage to wander around with peace of mind. In fact, a comprehensive plan not only covers medical expenses but also common travel hiccups such as trip delays, damaged baggage, etc. 

 

Nowadays, most countries accept international insurance as long as the coverage requirement for the respective country is met. However, we highly recommend a policy from a local insurance company with credentials and resources onsite. International insurance may be adequate for entry but is often limited in practicality and experience compared to locally established companies that can provide service with regional expertise.

 

LUMA is the ideal choice for anyone who wishes to travel to or from Asia. LUMA’s travel insurance provides:

  • – Wide range of coverage -from essential medical cover to comprehensive travel medical insurance
    – 24/7 multilingual support – offices in Bangkok, HCMC, and Phnom Penh
    – Expert service – more than 10 years of experience with established medical network

How much does travel insurance cost?

It depends on where you go and how many days you travel. The country you plan to travel to may have certain entry requirements for the minimum insurance coverage to enter. Many travel insurance has different levels of coverage and periods of coverage to choose from, so you can choose a plan that matches your travel requirements and budget. You might be surprised to find that sometimes regional coverage costs as much or even less than country-specific coverage. 

 

LUMA Asia Pass, for example, provides coverage for Asia with a similar if not lower premium compared to other insurance products that cover one specific country. 

Can I buy travel insurance while traveling?

Mostly, you are required to obtain travel insurance before making the trip. Although many insurance plans cannot be purchased in the middle of the trip, there are some insurance plans you can buy to cover the extended days of your travel. 

 

If you plan to travel to multiple countries, you can purchase travel insurance in the middle of your trip from one point to another. Please bear in mind that a travel insurance policy covers your trip to another destination, therefore the coverage is not effective in your country of residence.

 

Tell us your travel plans to receive more travel insurance options 

All Destinations Covered with LUMA Travel Insurance