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Evacuation & Repatriation
Highest Coverage for Medical Expenses, Emergency Evacuation and Repatriation.
Serviced by LUMA international teams.
Coverage benefits designed to protect you in Bhutan.
LUMA Asia Pass provides coverage for both inpatient and outpatient treatments in Bhutan, specifically for covered conditions. Please be informed that all expenses must adhere to standard practices and be reasonable. For information on the necessary documents required for claims, kindly refer to the policy guidelines.
In the event of a Serious Injury or Illness necessitating immediate treatment and local medical facilities being inadequate within Bhutan, our coverage includes emergency evacuation. This evacuation will be arranged to the nearest suitable facility utilizing the most efficient means of transportation capable of delivering the required medical attention. Please note that only the Insurer and/or the Assistance Company are authorized to organize the evacuation.
Following an Emergency Evacuation, we can assist with repatriation if deemed necessary. It's essential to understand that the decision and coordination of repatriation are solely the responsibility of the Insurer and/or the Assistance Company.
Ensure your journey to Bhutan proceeds smoothly with our Trip Cancelation coverage, you're safeguarded against forfeiting deposits or incurring additional expenses due to unforeseen circumstances such as illness, emergencies, or natural disasters. You can cancel or shorten your trip and receive reimbursement for unused expenses. Please note: Coverage for this benefit is effective from the policy issuance date until the departure date specified in the itinerary.
If your trip is curtailed due to reasons such as illness, emergencies, or natural disasters, rest assured you'll be reimbursed for the unused portion of your travel expenses. Whether it entails returning home prematurely or arranging alternate accommodations, our coverage provides peace of mind, enabling you to fully enjoy your travels to Bhutan worry-free.
In the event of flight delays caused by factors like adverse weather, strikes, or technical issues beyond your control and outside your home country, this travel insurance offers coverage. You're entitled to compensation for every complete 6-hour delay, up to the specified policy limit. To qualify, the delay must exceed 6 hours and not be attributable to failure to check in or reconfirm on time. Additionally, your booking must be confirmed before any known issues arise. Ensure you obtain official documentation from the airline outlining the cause, date, time, and duration of the delay. Please be aware that this coverage excludes pre-existing issues at the policy's commencement or problems arising from government authorities.
If your baggage is temporarily misplaced upon arrival in Bhutan for at least 6 hours, this travel insurance provides coverage for emergency purchases of essential toiletries and clothing. It's important to note that the delay should not result from customs or government officials, and you must provide documentation, including original purchase receipts.
This Travel Insurance for Bhutan offers compensation for loss, breakage, or damage directly caused by theft, robbery, burglary, accidents, or mishandling by carriers during the insured person's journey. To be eligible for coverage, the loss must be reported to local authorities or carriers within 24 hours. However, it's crucial to understand that this benefit does not cover loss or damage due to delay, confiscation, normal wear and tear, or the loss of specific items such as cash, electronics, fragile articles, and more. For comprehensive information and exclusions, please refer to the policy documentation.
A multilingual emergency hotline is available every day, around the clock, to assist with your urgent situations.
Dr. Gerard
Emergency Medicine, Aviation & Tropical Diseases
25 Years of Medical Experience
Nurse Kookkik
Registered Nurse
19 Years of Medical Experience
Dr. Kao
Health Care Management
General Practitioner
Dr. Patrick
Health Care Management
General Practitioner
Dr. Thet
Internal Medicine & Rehabilitation Medicine
9 Years of Medical Experience
While travel insurance is not compulsory in Bhutan, it is advisable to consider obtaining it. Medical expenses in Bhutan can be significant, and foreign visitors may not be covered by the country’s public healthcare system. Bhutan also presents unique health risks, including food poisoning, waterborne diseases, and respiratory infections. Travel insurance can provide coverage for medical expenses, as well as other potential costs such as trip cancellation or interruption, lost luggage, and emergency transportation.
The price of travel insurance for Bhutan may vary depending on factors such as the duration of your trip, the level of coverage chosen, and your departure location. Travel insurance plans for Bhutan can start at just a few USD per day.
Depending on your nationality, some travelers may require a visa to enter Bhutan. For certain nationalities, it may be possible to obtain a visa upon arrival at the airport. Given the dynamic nature of visa regulations, it is crucial to check the current requirements with the embassy in your respective country before traveling to Bhutan.
Crafted and Serviced by LUMA
Our goal is to be your companion for all things travel and we strive to make insurance easy, accessible and ethical.
Insured by Baolong
With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.
Assistance by Europ Assistance
Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.
“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.
LUMA CARE CO., LTD.
57 Park Ventures Ecoplex 9th Floor,
Unit 912 Wireless Road, Lumpini, Pathumwan,
Bangkok 10330 Thailand
+66 2 494 3600
Non-life insurance broker licence: ว00008/2555
Life insurance broker licence: ช00012/2564
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