As of January 9, 2023 travelers to Thailand who are required to undergo a RT-PCR test to return to their home country need a Travel Insurance of at least 10,000 USD including cover for treatment of Covid-19 in Thailand. The Insurance needs to cover the entire stay in Thailand +7 days after the intended departure from Thailand. ​

Travel Insurance Thailand

Travel insurance to Thailand from 20 USD a week

Travelling to Thailand? Buy your Travel Insurance Thailand with Luma and receive your insurance certificate by email. All Luma Travel Insurance Thailand plans provide a medical coverage of at least 10,000 USD and are accepted by Thai immigration.

Travel Insurance Thailand with Luma

Travel Insurance Thailand, Covid Insurance

Up to 100,000 USD medical coverage

For trips of 1 to 180 days

For travelers from 1 month to 75 years old

Buy anytime, anywhere

Travel Insurance Coverage

Covers more than just Covid-19

Covers Motorbikes Accidents

No Waiting Period

Medical Coverage

Choose between 3 plans ranging from 10,000 USD to 100,000 USD

Emergency Evacuation

Included in all plans for medical emergencies

Repatriation

Repatriation to the country of origin to return home when medically mecessary

Follow-up Care

Medical expenses covered within 90 days of return to home country

Baggage Protection and Delay

Loss, damage, theft or delay of baggage

Flight Delay

Coverage for travel delay including a 22 USD compensation for every 6h of delay

Trip Cancellation

Trip cancellation insurance for irrecoverable prepaid travel costs

Personal Money

Protection in case of loss of cash from theft, burglary or robbery

Travel Insurance Thailand from 20 USD

Economy Lite

20 USD for one week
  • 20 000 USD Medical Coverage
  • Emergency Evacuation Not Covered
  • Repatriation Not Covered
  • Trip Curtailment
  • Travel Delay
  • Baggage Delay
  • Baggage Loss or Damage
  • Loss of cash
  • Third Party Liability

Economy

50 USD for one week
  • 10 000 USD Medical Coverage
  • Emergency Evacuation
  • Repatriation
  • Trip Curtailment
  • Travel Delay
  • Baggage Delay
  • Baggage Loss or Damage
  • Loss of cash
  • Third Party Liability
Best for Short Trips

Premium Economy

55 USD for one week
  • 25 000 USD Medical Coverage
  • Emergency Evacuation
  • Repatriation
  • Trip Curtailment
  • Travel Delay
  • Baggage Delay
  • Baggage Loss or Damage
  • Loss of cash
  • Third Party Liability

BUSINESS

70 USD for one week
  • 100 000 USD Medical Coverage
  • Emergency Evacuation
  • Repatriation
  • Trip Curtailment
  • Travel Delay
  • Baggage Delay
  • Baggage Loss or Damage
  • Loss of cash
  • Third Party Liability
Optimum Cover

First

150 USD for one week
  • 100 000 USD Medical Coverage
  • Emergency Evacuation
  • Repatriation
  • Trip Curtailment +
  • Travel Delay +
  • Baggage Delay +
  • Baggage Loss or Damage +
  • Loss of cash +
  • Third Party Liability +

Contact Luma for more information

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Travel Insurance Thailand, Covid Insurance

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Travel Insurance Thailand, Covid Insurance

Luma Travel Insurance Thailand Brochure

Buy Travel Insurance Thailand

Benefits of Luma Travel Insurance Thailand

BENEFITS (USD) Economy Lite Economy Premium Economy Business First
I. MEDICAL EXPENSES AND EMERGENCY ASSISTANCE: Covers the cost of medical treatment arising from illness or accident injury for both Inpatient and Outpatient. USD 10,000.00 USD 10,000.00 USD 25,000.00 USD 50,000.00 USD 100,000.00
Medical Expenses: Fees for hospitalization, surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board Up to Limit Up to Limit Up to Limit Up to Limit Up to Limit
Follow-up Care: Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country - 5,650 USD 5,650.00 USD 5,650.00 USD 5,650.00
Emergency Evacuation: Emergency Evacuation to the nearest facility capable of providing adequate Medical Care - Up to Limit Up to Limit Up to Limit Up to Limit
Repatriation: Repatriation to the country of origin when the Company and attending physician determine that it is necessary - Up to Limit Up to Limit Up to Limit Up to Limit
Hospital Cash Allowance: 43 USD for each complete day the Insured Person is hospitalized over 24 hours as a result of a covered disability - - - USD 650.00 USD 870.00
Additional Costs of Travel & Accommodation: Additional travelling Costs of the Insured Person for returning to the country of origin and Additional Costs of Accommodation incurred by the Insured Person or an Insured immediate family member or traveling companion when such Costs arise from hospitalization due to a covered disability necessitating Medical treatment of the Insured Person - - - USD 3,050.00 USD 4,350.00
Family Member Visit: Travelling costs for 1 immediate family member to join the Insured Person who is confined in hospital for more than 5 days or is dead aboard - - - USD 3,050.00 USD 4,350.00
Return of Children: Reasonable additional accommodation and travelling expenses for unattended insured children (age below 16) return to the country of origin - - - USD 3,050.00 USD 4,350.00
Mortal Remains: Transportation charges for Repatriation of the Mortal Remains to the country of origin - USD 1,750.00 USD 1,750.00 USD 1,750.00 USD 2,600.00
II. PERSONAL ACCIDENT: Accidental death or permanent disability including loss of one or more limbs or loss of sight in one or both eyes. The limit of cover for children under 18 is 17,400 USD - USD 17,400.00 USD 17,400.00 USD 17,400.00 USD 43,500.00
III. INCIDENTAL COVER: Covers incidents during the trip
Baggage and Personal Effects: Loss or damage directly resulting from accident, theft, burglary, robbery or mishandling by carriers to the Insured Person's baggage or personal items carried. The limit is 217 USD per item and 435 USD per pair or set. Loss of laptop is limited to 435 USD - - - USD 700.00 USD 1,300.00
Baggage Delay: Emergency purchases of essential items of toiletries and clothing up to a maximum of 57 USD per article when the checked baggage is delayed for at least 6 hours from the time of arrival in the eligible countries within the zone of coverage - - - USD 100.00 USD 200.00
Loss of Travel Document: Cost of obtaining replacements of passport, air tickets; travel expenses and accommodation incurred to obtain such replacement arising from theft, burglary, robbery and accidental loss. Maximum limit per day for travel and accommodation expenses is USD130 for plan Business and USD174 for plan First - - - USD 1,300.00 USD 1,750.00
Personal Money: Loss of Cash, bank notes and travelers checks arising from theft, burglary or robbery - - - USD 200.00 USD 350.00
Travel Delay Cash Allowance: If the Insured Person need not pay additional travelling cost in the event of travel delay, the Insured Person will be indemnified at 22 USD for each full 6 hours delay. - - - USD 100.00 USD 150.00
Curtailment of Trip or Cancellation Charges: Reimbursement of irrecoverable prepaid travel arrangement deposits or any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members, close business partner or travel companion of the Insured Person; witness summons, jury service; natural disasters at the planned destination or complete destruction of the Insured Person’s principal residence. - - - USD 4,000.00 USD 5,650.00
Personal Liability: Indemnity against legal Liability to a third party as a result of accidental injury or Loss or damage to property during the Period of Insurance. (This benefit does not apply to the use or hire of motorized vehicles) - - - USD 56,500.00 USD 87,000.00
Rental Car Excess Cover: Reimbursement of Excess which the Insured Person is liable to pay for accidental Loss or damage to a Rental car. - - - USD 250.00 USD 450.00
Terms and Conditions:
  1. 1. The earliest policy start date shall be the purchase date, not before.
    2. The maximum period of insurance for this Policy shall be 180 consecutive calendar days.
    3. Applicants must be aged from 4 weeks to 75 years old.
    4. Children under the age of 7 years old must be accompanied by an adult who is also insured under the same Policy.
    5. The sum insured for Personal Accident for children under 18 years old shall not exceed 17,400 USD.
    6. Policy holders shall submit claims within 6 months after occurred date of the claims.
    7. There is no direct billing for medical expenses unless the expenses exceed 1,000 USD and that the arrangement is coordinated by the Insurer or its designated assistance company.
    8. This policy does not cover preexisting conditions, general exclusions nor medical expenses exclusions as stated in the Policy Wording.
  2. 9. The zone of coverage of Luma ASEAN Pass refers to the countries eligible for coverage as stated in the Certificate of Insurance. You will be covered during your insurance policy period for regional or multiple trips within countries included in the zone of coverage.
  3. 10. This Policy is only valid for leisure travel or business travel (limited to administrative and non manual works only) and NOT cover for travel to any of the countries within the zone of coverage to seek for medical treatment.
  4. 11. In case the Insured’s country of origin is one country within eligible zone of coverage, the Policy does NOT cover for any losses or expenses arising from the country of origin of the Insured.
  5. 12. In case the Insured would like to purchase another policy after first policy expires, there shall be no gap in coverage and total duration of coverage of all policies combined shall not exceed 180 days.
    Policy holders reaching 76 years old during the policy are not eligible to purchase a new policy.
    Any event or condition that occurred before the new policy start date is considered pre-existing and the Insured is not able to claim for any of these conditions under the new policy. Should the Insured be actively treated or under the supervision of a Physician or Surgeon, the Insured is not eligible to purchase another policy.

“Luma ASEAN Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.

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