Luma Covid Care (Individual Coronavirus Disease 2019 (Covid-19) Insurance Policy insured by Tune Protect) has been discontinued on April 29 2022, 7:00 pm. We apologize for any inconvenience caused. Policies purchased before that date are still valid under the terms and conditions of the policy.
Compare Covid Insurance, buy online and get insurance for Covid infection and allergic reactions due to Covid vaccines.
Insured by
Tune Protect
Coverage | Plan 1 Lite | Plan 1 | Plan 2 | Plan 3 | ||
---|---|---|---|---|---|---|
Coverage for Covid-19 Infection | ||||||
1. Coverage for coma state due to infection of COVID-19 | 250,000 THB | 500,000 THB | 750,000 THB | 750,000 THB | ||
2. Coverage for medical treatment benefit due to infection of COVID-19 | 5,000 THB | 10,000 THB | 10,000 THB | 15,000 THB | ||
Coverage for COVID-19 Vaccination | ||||||
3. Coverage for coma state Due to the side effects of COVID-19 vaccination | 400,000 THB | 500,000 THB | 700,000 THB | 700,000 THB | ||
4. Coverage for inpatient treatment Due to the side effects of COVID-19 vaccination | 90,000 THB | 90,000 THB | 100,000 THB | 120,000 THB | ||
5. Coverage for daily compensation benefit in case of inpatient hospitalization due to the side effects of COVID-19 vaccination (14 days max) | 1,000 THB per day | 1,000 THB per day | 2,000 THB per day | 4,000 THB per day | ||
Additional Services | ||||||
6. Service of online Health2GO medical consultation allowed to be used 1 time during policy duration | No | No | Yes | Yes | ||
INSURANCE PREMIUM (per year) | 1, 998 THB | 2,348 THB | 2,908 THB | 3,478 THB |
7 – 60 years old
All except medical personnel, airport personnel and construction workers.
Residents of Thailand (both Thai and foreigners) for at least 30 consecutive days
Receive confirmation of the reception of your payment and application within 24h by email.
Upon acceptation by the insurer, receive your Covid-19 insurance e-policy by email.
Add Line @luma
Contact Luma for more information
Frequently Asked Questions
Luma Covid Care is the commercial name of the Individual Coronavirus Disease 2019 (Covid-19) Insurance Policy insured by Tune Protect.
Please read details carefully before applying to and purchasing the insurance policy.
Free look period:
The policy holder has a 15 days free look period (from the day the policy is received) during which they have the right to cancel their policy, in accordance to the terms and conditions of their policy. The paid premium will be returned to the policy holder after deducting any claimed cost under the policy.
Any individuals residing in Thailand and aged between 7 and 60 years old can apply to this Covid insurance.
The insured must reside in Thailand for at least 30 consecutive days prior to the policy effective start date.
The insurer reserves the right not to accept insurance for special occupation groups such as medical personnel and airport/flight personnel.
Yes, foreigners residing in Thailand are eligible to this insurance plan.
Medical personnel (ex: doctors, nurses, hospital staff, etc.) and airport personnel (ex: flight attendants, pilots, ground staff, etc.) are unfortunately not eligible to this insurance.
Individuals who were previously infected with Covid-19 are still eligible to apply to Luma Covid Care after 30 days minimum of discharge from hospital or isolation.
Terms and Conditions still apply.
This insurance is applicable in Thailand only.
A 14 days waiting period applies for Covid-19 infection. No waiting period applies for Covid-19 vaccination.
There is no limit in the number of doses received but there is a limit for the total covered amount, according to the terms and conditions of the policy.
No, you can receive the vaccines from any country. Please note only Covid-19 Vaccines that are certified or approved by the Food and Drug Administration of Thailand are concerned by this insurance.
If detected positive to Covid-19 and asymptomatic, while in Thailand, related medical expenses will be covered as per the terms and conditions of the insurance policy.
If detected positive to Covid-19 and asymptomatic, medically necessary medical treatments as prescribed by a Physician, will be covered as per the terms and conditions of the insurance policy.
Only RT-PCR test is accepted by the insurer to diagnose infection of Covid-19.
Only RT-PCR test is accepted by the insurer to diagnose infection of Covid-19. If tested positive, the cost of the RT-PCR test can be claimed, under the terms and conditions of the insurance policy.
2. Review the full list of required supporting documents
3. Send your original documents to the insurer by post at: 3199 Maleenont Tower, 14th Floor, Rama IV Road, Khlong Tan, Khlong toei Bangkok 10110 Thailand
Email: [email protected]
Tel ( For claim only): +662-078-5656 Contact claim department
Once complete documentation has been submitted regarding a claim, reimbursement will be done within 15 business days.
Luma International: ORIAS Register No. 17 007 455 | Paris Trade and Companies Register No. 832 987 333
Luma Care Co., Ltd.: Non-life insurance broker licence in Thailand: ว00008/2555 | Life insurance broker licence in Thailand: ช00012/2564
Copyright © 2023 lumahealth.com. All Rights Reserved.
Cookie | Duration | Description |
---|---|---|
cookielawinfo-checkbox-analytics | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics". |
cookielawinfo-checkbox-functional | 11 months | The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". |
cookielawinfo-checkbox-necessary | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary". |
cookielawinfo-checkbox-others | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other. |
cookielawinfo-checkbox-performance | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance". |
viewed_cookie_policy | 11 months | The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data. |