Group Insurance

Multiple workplace studies across the world emphasize that health Insurance stands for the highest work benefit employees prioritize. As a company, offering employees access to medical coverage will improve employee loyalty/retention and attract talents while keeping employees healthier and more productive. 

Protect your greatest assets by investing into a corporate health insurance. Luma Health offers a one stop service for group health insurances to cover employers and employees, and foster a healthy company culture.

Enjoy an effortless group health insurance experience with Luma
  • Worldwide assistance Worldwide multilingual emergency assistance
  • Top hospitals Access top hospitals in South East Asia
  • Cashless Insurance Cashless in/out patient visits within our direct billing network
  • Claims Easy online claim submission via website or app
  • Tailormade Fully customisable benefits to meet needs
  • Medical history Coverage of pre-existing conditions for groups of 10+ employees
  • Easy management Easy additions and deletions of employees and dependents
  • Asset 8@4x Exclusive access to Luma privileges for employees
Tell us about your workforce

Luma offers different plans depending on the company size. Smaller groups can select from a wide range of health solutions specifically designed for small groups. Larger groups have the option of fully tailoring the benefits according to the needs and budget of the group. 

Designed for small to medium sized companies, our group policies offer employees protection against unexpected health challenges and accidents.

Luma provides support and advice to serve a comprehensive solution whether it is a start up, SME or small local team.

Luma offers comprehensive group policy solutions with easy management to employers seeking coverage for their teams.

Our consultants will walk you through the process of comparing and selecting a group policy, from eligibility conditions to signing up and plan administration.

Luma offers peace of mind to HR professionals with premium consultation and advice on choosing the best coverage for their workforce.

Group Health insurance plans can be setup for employees based in multiple Southeast Asian countries such as Thailand, Cambodia, Laos, Vietnam and Myanmar.

They chose Luma to protect their teams
FAQ
Why choose Luma for your Group Health Policy?

Our experienced team will offer you advice to select the best insurance option to meet your company size and needs. We will highlight what you need to look for as an employer, and where to be vigilant. 

Our team can offer multi-language consultation and support.

Luma's headquarters are in Bangkok, Thailand and has offices in HCMC, Vietnam, Phnom Penh, Cambodia and Yangon, Myanmar.

OIC licence for non-life insurance registration number: ว00008/2555

Are pre-existing conditions covered?

For groups with at least 10 employees, medical history can be disregarded.

However, employers seeking an affordable group solution can choose to not include pre-existing conditions in order to lower insurance premiums.

Contact us to check possible scenarios. 

Can you cover employees who are based in different countries?

Yes, Luma can be setup to cover employees who are based in different locations in South East Asia: Thailand, Vietnam, Cambodia, Laos and Myanmar. 

Can I have different plans within one same group?

Yes, you can choose to cover your teams differently depending on seniority, occupation or office location.

There is no minimum employee number within each internal plan, as long as the entire workforce (all plans) includes at least 3 employees.

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