Group Insurance

Our experienced team will offer you advice to select the best insurance option to meet your company size and needs. We will highlight what you need to look for as an employer, and where to be vigilant. 

Our team can offer multi-language consultation and support.

Luma’s headquarters are in Bangkok, Thailand and has offices in HCMC, Vietnam, Phnom Penh, Cambodia and Yangon, Myanmar.

OIC licence for non-life insurance registration number: ว00008/2555

OIC licence for life insurance registration number: ช00012/2564

For groups with at least 10 employees, medical history can be disregarded.

However, employers seeking an affordable group solution can choose to not include pre-existing conditions in order to lower insurance premiums.

Contact us to check possible scenarios. 

Yes, Luma can be setup to cover employees who are based in different locations in South East Asia: Thailand, Vietnam, Cambodia, Laos and Myanmar. 

Yes, you can choose to cover your teams differently depending on seniority, occupation or office location.

There is no minimum employee number within each internal plan, as long as the entire workforce (all plans) includes at least 3 employees.

The main differences between Group Insurance and Individual Health Insurance are the purchasing entity, eligibility and underwriting criteria.
Group Insurance (also referred to as Corporate Health Insurance or Company Health Insurance) is procured by the employer for their employees. Individual Health Insurance is purchased by a person or family directly.

LUMA offers the flexibility to provide quotes from various insurance companies in Asia, ensuring a seamless alignment with your team’s needs and your company’s budget.

Insurance companies in Thailand

When it comes to group insurance in Thailand, you have the liberty to tailor it to precisely match your existing employee healthcare benefits. Alternatively, you can opt to benchmark it against the packaged corporate offers available from renowned insurance companies in the country.
Insurance Companies in Thailand feature key players such as Tokio Marine Life Group Insurance, Muang Thai Life Group Insurance, FWD Life Group Insurance, LMG Group Insurance, Axa Group Insurance, KSK Health Group Insurance, Sunday Group Insurance, and April Group Insurance.