Our experienced team will offer you advice to select the best insurance option to meet your company size and needs. We will highlight what you need to look for as an employer, and where to be vigilant. 

Our team can offer multi-language consultation and support.

Luma's headquarters are in Bangkok, Thailand and has offices in HCMC, Vietnam, Phnom Penh, Cambodia and Yangon, Myanmar.

OIC licence for non-life insurance registration number: ว00008/2555

For groups with at least 10 employees, medical history can be disregarded.

However, employers seeking an affordable group solution can choose to not include pre-existing conditions in order to lower insurance premiums.

Contact us to check possible scenarios. 

Yes, Luma can be setup to cover employees who are based in different locations in South East Asia: Thailand, Vietnam, Cambodia, Laos and Myanmar. 

Yes, you can choose to cover your teams differently depending on seniority, occupation or office location.

There is no minimum employee number within each internal plan, as long as the entire workforce (all plans) includes at least 3 employees.