Enjoy an effortless Group Health Insurance experience with LUMA

Multiple workplace studies across the world emphasize that health Insurance is one of the benefits employees value the most. 

As a company, offering employees access to medical coverage will improve employee loyalty and retention, and attract talents while keeping employees healthier and more productive.

 

Protect your greatest assets by investing into a corporate health insurance

One-Stop Service

One-stop service for group insurance

Dedicated Key Account Manager

group health insurance, Group Insurance

Tailored to your budget and needs

Design of employee benefit program with fully customizable benefits. Adaptable to both local and international needs.

Plan selection

Guidance in plan selection

Assistance to benchmark the best option for your group. Possibility to match existing or previous group insurance cover.

group health insurance, Group Insurance

Continuous support for plan management

Assistance in staff movements and claims handling.

LUMA Health Insurance for Companies

Developing companies can select from a wide range of health solutions specifically designed for SMEs or small local teams. Larger corporations have the option of fully tailoring the benefits according to the needs and budget of the company.

 

LUMA offers peace of mind to HR professionals with premium consultation and advice on choosing the best coverage for their workforce. Our consultants will walk you through the process of comparing and selecting a group policy, from eligibility conditions to signing up and plan administration.

Types of Insurance for Companies

Group Health Insurance

Health insurance for groups including coverage for inpatient, outpatient and other optional benefits.

Group Life Insurance

Life coverage from international and local life insurance partners.

Group Accident Insurance

Essential coverage for corporates to cover accident, dismemberment or loss of life.
Request a quote for Group Accident Insurance.

Tailor-Made Group Insurance

Custom your corporate health insurance according to your business needs.

Foster a Healthy Company Culture with Employee Healthcare Insurance

Frequently Asked about Health Insurance for Companies

What is Group Health Insurance?

Group health insurance is a health insurance plan paid by an employer or organization to its members, typically employees. It’s a way for a group of people to share the risk of high medical costs.

A key benefit of Group Health Insurance is employee retention thanks to this key employee benefit. 

How much does a Health Insurance cost for a Company?

The cost of group health insurance for a company varies widely based on several factors:

  • Number of employees: Larger groups often get better rates per head.
  • Location: Geographical location impacts costs due to differences in healthcare providers and costs.
  • Plan type: The level of coverage chosen will affect the premium as well as zone of coverage and if deductible or copays are added to the plan. 
  • Employee demographics: Age, health status, and family size of employees influence costs.
  • Insurance provider: Different insurers offer varying rates and coverage options.

What is the difference between group and individual health insurance?

The main differences between Group Insurance and Individual Health Insurance are the purchasing entity, eligibility and underwriting criteria.
Group Insurance (also referred to as Corporate Health Insurance or Company Health Insurance) is procured by the employer for their employees. Individual Health Insurance is purchased by a person or family directly.

What are the best health insurance companies for Group Health Insurance?

LUMA offers the flexibility to provide quotes from various insurance companies in Asia, ensuring a seamless alignment with your team’s needs and your company’s budget.

 

Insurance companies in Thailand

When it comes to group insurance in Thailand, you have the liberty to tailor it to precisely match your existing employee healthcare benefits. Alternatively, you can opt to benchmark it against the packaged corporate offers available from renowned insurance companies in the country.
Insurance Companies in Thailand feature key players such as Tokio Marine Life Group Insurance, Muang Thai Life Group Insurance, FWD Life Group Insurance, LMG Group Insurance, Axa Group Insurance, KSK Health Group Insurance, Sunday Group Insurance, and April Group Insurance.

 

Why choose LUMA for your Group Health Insurance?

LUMA offers comprehensive group health insurance solutions tailored to your company’s specific needs. As your dedicated partner, we handle every aspect of your plan, from design and administration to claims processing. With a strong focus on Southeast Asia, we provide local expertise and global reach, ensuring your employees have access to quality healthcare coverage.

Can employees based in different countries be covered under the same Company Health Insurance?

Yes, LUMA can be setup to cover employees who are based in different locations in South East Asia. 

Is it possible to have different plans under the same Corporate Health Insurance?

Yes, you can choose to cover your teams differently depending on seniority, occupation or office location.

There is no minimum employee number within each internal plan, as long as the entire workforce (all plans) includes at least 3 employees.

Can Pre Existing conditions be covered in a Group Insurance?

Some health insurance plans offer coverage for pre-existing conditions, known as Medical History Disregarded (MHD) underwriting. To qualify for MHD, companies typically need at least 10 employees. However, requirements vary by plan and insurer.

For businesses seeking a more affordable option, we can offer plans that exclude pre-existing conditions to lower premiums. Let’s discuss your company’s needs to find the best fit.

What is the minimum employee count for Group Health Insurance?

The minimum number of employees required for a group health insurance policy varies by insurance provider.

At LUMA we require a minimum of 3 employees to be eligible for our Group Health Solutions. 

Contact us to get a Group Health Quote

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