About LUMA

Your Health & Travel Specialist in Asia

Our Mission

easy

We make insurance easy to understand and easy to use.

accessible

We are reachable anytime, anywhere, in multiple languages.

ethical

Insurance with a heart.

Our Story

Established in 2012 with a deep understanding of the unique healthcare landscape across South East Asia, LUMA has become the region’s trusted one-stop shop for health and travel insurance. Our diverse team of over 10 different nationalities enables us to serve our international clients, and cater to their needs.

Our story began with a mission to simplify insurance options for expats navigating a new healthcare system. Over the years, we’ve expanded our offerings to serve local residents as well, ensuring everyone has access to comprehensive and competitive health plans.

Today, LUMA’s plans cater to a wide range of needs, from individual health insurance to group plans for businesses. We proudly look after multinational companies, including Fortune 500 companies, NGOs and Embassies, a true reflection of our worldwide presence and expertise. Our commitment to exceptional service and in-depth regional expertise, combined with our access to over 2 million medical providers worldwide, allows you to focus on your health and well-being, leaving the complexities of navigating Asian healthcare to us.