Health Insurance in Vietnam

International Health Insurance in Vietnam for expats and Vietnamese, families and companies in Vietnam. 

Health Insurance for expats in Vietnam

At LUMA, we specialize in Health Insurance for expats in Vietnam. As expatriates ourselves, we understand the unique needs of international residents. Our tailored international health insurance plans provide you with the peace of mind you deserve. Enjoy a seamless experience for Health Insurance in Vietnam and Brighter Health with LUMA.

Explore LUMA's range of Health Insurance Plans for Vietnam

Asia Care Premier

Essential Health Cover to Secure your Future

Asia Care Pro

Exclusive international health insurance with access to premium care

Asia Care Plus Vietnam

Comprehensive International Health Insurance in Vietnam

LUMA Network of Hospitals in Vietnam

Franco Viet Hospital Vietnam
Hopital Francais de Hanoi Vietnam
Vinmec Hospital Vietnam
Raffles Medical Hospital Vietnam
Hoan My Hospital Vietnam
Family Medical Practice Vietnam

LUMA In-House Medical Team

Health Insurance in Vietnam, Health Insurance in Vietnam

Emergency Medicine, Aviation & Tropical Diseases


25 Years

of Medical Experience

Nurse Kookkik


Registered Nurse


19 Years

of Medical Experience

Health Insurance in Vietnam, Health Insurance in Vietnam


Health Care Management

General Practitioner


Health Insurance in Vietnam, Health Insurance in Vietnam


Health Care Management

General Practitioner

Frequently Asked Questions about Health Insurance in Vietnam

Private health insurance for expats in Vietnam offers several benefits:

  • – Access to better healthcare facilities and English-speaking medical staff.
  • – Comprehensive Health Coverage including optional Outpatient care, Dental, Vision and even Maternity cover.
  • – Variety of choice of provider and medical provider.
  • – Shorter waiting times for appointments and procedures in private hospitals in Vietnam as opposed to public hospitals in Vietnam.

Ultimately, the decision depends on your preferences, lifestyle, health needs, and financial situation. If you’re unsure about how to proceed, feel free to reach out to LUMA’s team for guidance. Fill the contact form at the end of this page and we’ll get back to you shortly.

The adequacy of local healthcare in Vietnam for foreigners living in Vietnam can vary. While the healthcare system has been improving, it’s essential to consider a few factors:

  • – Public healthcare facilities might have language barriers and longer wait times as opposed to private hospitals in Vietnam.
  • – Public healthcare is more affordable than private care.
  • – Depending on your location and condition, emergency services might be more accessible in private facilities.

In summary, while local healthcare is improving, expatriates living in Vietnam often prefer private facilities due to better quality, convenience, and English-speaking staff. It’s recommended to have private health insurance and research healthcare options before relocating to Vietnam.

LUMA offers health insurance options to expats and Vietnamese nationals residing in Vietnam.

Age eligibility and sometimes occupation criteria are specific to each insurance product. Our team of consultants can help you navigate through the wide offer and pre-select the best solutions to match your profile, expectations and budget.

LUMA is an insurance service provider that has been operating in Vietnam since 2016. It is well-regarded for providing expat health insurance, not only in Vietnam but also across Asia. LUMA has established an office in Vietnam to cater to members residing in the country. While it is particularly popular among expatriates, LUMA’s services are available to both expatriates and Vietnamese residents.

The cost of health insurance for foreigners living in Vietnam usually vary from 3 main factors:
– Level of benefits and zone of coverage
– Age
– Insurance provider

An international health insurance in Vietnam can range from a few hundred to a few thousand US dollars per year, depending on the factors mentioned above.

Pre-existing conditions are usually not covered by insurers. Our current range of health insurance solutions unfortunately follows the same rule and do not cover pre-existing conditions.

Any conditions or symptoms existing before starting a plan would be considered as pre-existing. However, pre-existing conditions may be exceptionally covered if they are fully declared and accepted by the insurer.

Read our article about Best Hospitals in Vietnam.

Get quote from LUMA in Vietnam