Your Perfect Plan Starts Here

Brighter Health with Luma

Personal Health Insurance

Group Health Insurance

Travel Insurance

Access your health insurance plan anywhere

Download the app to enjoy the convenience of mobile health insurance.


Discover our medical network

When it comes to undergoing medical treatment, it’s comforting to know you have plenty of options. Explore our medical network’s wide range of medical facilities, and ensure you get the best treatment.

Why Choose Luma

Here’s how LUMA puts your health first and ensures you an effortless health insurance experience.

24/7 Worldwide Multilanguage Support

Cashless Insurance

Access Top Hospitals

Claim Process in 5 Working Days

Always Near You



Latest from Luma

Thailand health insurance plans 101: What are your options?

Whether you’re a Thai local or expat, health insurance plans in the Land of Smiles can be confusing. As a local, you may be unaware of the benefits offered to you as a citizen. And as an expat, you may be unsure of what insurance to buy, or whether or not you even need a […]

3 most common deadly illnesses in Southeast Asia

Southeast Asia is a tropical region. And as such, you may think the most common, serious diseases people are afflicted with here all relate to the climate. The tropics are, of course, home to some very unique diseases that are not found in much of the western world. With that said, are they the most […]

Happy Members – FEMCO

How a switch to Luma health insurance changed FEMCO Thailand’s company culture   Health is important for everyone. And when today’s top talent are choosing an employer, one benefit they consider is health insurance. What kind of package does the employer offer? Is the insurance plan from a premium provider? FEMCO Thailand, which is a […]

See All

Our Partners