International Health Insurance for residents of Asia, with a global coverage.
Ensure the peace of mind that comes with a premium health insurance plan. LUMA’s international health insurance solutions provide families and individuals living in Asia the coverage they need to be fully protected anywhere anytime, whether you wish for only the most essential inpatient care, or plans with high levels of comprehensive coverage.
International Medical Insurance combining Inpatient and Outpatient cover.
Comprehensive International Medical Insurance with high sum insured.
Explore our Health Solutions for Local Residents of Asia
LUMA also provide corporate health insurance solutions for companies in Asia, starting from 3 employees.
International health insurance is a type of medical coverage designed for people living outside their home country.
It provides access to quality healthcare services globally, covering both routine and emergency medical needs.
Key features of International Health Insurance:
Your coverage depends on your chosen plan.
International health insurance plans offer a variety of options, but the core typically includes:
Plus, you can customize your plan with add-ons.
Some insurers let you add benefits like:
Remember, this is just a general idea. Always read the plan details carefully to understand exactly what’s covered.
Yes, LUMA has the widest network of hospitals and clinics for cashless visits/treatments (also called direct billing) in South East Asia.
The cost of an international health insurance varies depending on the following factors:
Who can apply?
Important to note:
Resident countries include:
You can choose between 3 areas of cover:
Zone A: worldwide excluding USA
Zone B: worldwide excluding USA, Canada, Switzerland, Israel, Japan, Hong Kong, Bahamas, China
Note that LUMA international health insurance plans cover for medical emergencies and accidents worldwide (even outside the selected zone of coverage) up to the terms and conditions applied by the policy.
All nationalities are welcome to apply, only residence is considered for plan eligibility (at least 185 days in one of the following countries: Bangladesh, Bhutan, Brunei, East Timor, India, Indonesia, Laos, Malaysia, Maldives, Myanmar, Nepal, Pakistan, Philippines, Sri Lanka.)
You may pay for your insurance premium by bank transfer or credit card, annually, quarterly or semi-annually. Please note a surcharge apply to installments. Contact us for more details.
LUMA international health insurance plans provide a yearly cover. For shorter terms, we recommend considering our travel insurance to Asia.
Travelling for a short duration?
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