Health Insurance Indonesia

Indonesia’s public healthcare system has its limitations, with the most advanced facilities primarily centered around Jakarta. Foreigners residing in Indonesia can access public hospitals, but they should be prepared for long queues and potential language barriers when communicating with Indonesian medical staff. It’s worth noting that public hospitals in Indonesia may have limited access to specialists and medical equipment.

Foreigners who are legally employed by a company in Indonesia are automatically enrolled in the Indonesian social security program, which provides some medical coverage at public healthcare facilities. However, many expatriates living in Indonesia opt for private international health insurance to ensure comprehensive coverage for their medical needs.

Yes, there are private hospitals and clinics across Indonesia, offering higher service standards compared to the public sector. Expatriates living in Indonesia also have the option to seek medical treatment in neighboring countries such as Singapore or Thailand, which are popular medical destinations. Therefore, having global medical coverage that aligns with your lifestyle and medical care preferences is crucial.

LUMA members residing in Indonesia commonly choose to visit hospitals like Siloam Hospitals, BIMC Hospitals, and RS Hospitals within the country. You can explore all the hospitals and clinics within LUMA’s network in Indonesia by checking our preferred Medical Network.

Check Luma’s preferred Medical Network to see all hospitals and clinics within Luma’s network in Indonesia.

1. Pollution: Indonesia’s dense population and large cities often experience high levels of pollution, leading to respiratory chronic conditions such as allergies and asthma.

2. Tropical Diseases: Indonesia is prone to tropical diseases, including mosquito-borne illnesses like Malaria and Dengue.

3. Road Accidents: Road accidents pose a significant risk for residents of Indonesia.

   While there are no specific vaccines required for entry into the country, it is strongly recommended that you follow your home country’s routine vaccination schedule, which can be found on your country’s embassy website. Additionally, consulting with local doctors is advisable, as there may be specific vaccines strongly recommended for those living in Indonesia, such as the Japanese Encephalitis Vaccine for children.