LUMA Global Care at a glance

LUMA Global Care is an international health insurance designed for discerning global residents looking for a comprehensive yet affordable medical insurance. 

Global Care plans combine Inpatient and Outpatient benefits to offer an optimum peace of mind while leaving in Asia. 

Comprehensive Health Cover

Flexible Plan Design

International Coverage made Affordable

Easy and Digital Claims

Luma at your service

LUMA Global Care Benefits

Plan 1
Premier Plan
Plan 2
Pro 1 Plan
Plan 3
Pro 2 Plan
Annual Limit100,000 USD300,000 USD500,000 USD
Standard Private RoomPaid in FullPaid in FullPaid in Full
SurgeriesPaid in FullPaid in FullPaid in Full
Prescription Drugs and MaterialsPaid in FullPaid in FullPaid in Full
Emergency Dental Treatment after AccidentPaid in FullPaid in FullPaid in Full
Worldwide EmergenciesPaid in FullPaid in FullPaid in Full
Medical EvacuationPaid in FullPaid in FullPaid in Full
Outpatient Benefits2,000 USD3,000 USD5,000 USD
Outpatient Visit200 USD per visitPaid in FullPaid in Full
Routine Health CheckupUp to 100 USD per yearUp to 200 USD per year
Chiropractic, osteopathy, homeopathy, acupuncture treatment, traditional Chinese medicine100 USD per year200 USD per year500 USD per year

Who can apply to LUMA Global Care


Adults 18 to 70 years old
Children below 18 years old need to apply with at least one parent


All nationalities can apply


Residents of Bangladesh, Bhutan, Brunei, East Timor, India, Indonesia, Malaysia, Maldives, Myanmar, Nepal, Pakistan, Philippines or Sri Lanka.

Zones of Coverage

Global Care Health Insurance offers you full access to medical services in the selected Zone of Coverage. 

Choose your Zone of Coverage

LUMA Global Care zones of coverage

Worldwide Coverage for Medical Emergencies and Accidents

Medical emergencies are covered when travelling outside the zone of coverage, up to 60 days per trip and according to the terms and conditions of the policy.

Get quote for LUMA Global Care

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LUMA Global Care, Global Care