International health insurance solutions anywhere with Luma
Ensure the peace of mind that comes with a premium health insurance plan. Luma's health insurance solutions provide families and individuals living in Asia the coverage they need to be fully protected anywhere anytime.
Select your country of residence
They chose Luma Health Insurance
Recently had the need to make a couple of reimbursement claims, the process was simple and straight forward. Response time was very efficient.
Very quick in responding and accommodating your individual needs when signing up.
Great insurance! I live as an expat in Phuket , have been using in different situations (outpatient and inpatient) for a year - never had a problem. Very convenient to use at the best hospitals here, also always get a prompt reply by email. Thank you!
I’ve been looking for a great insurance and received many offers. Luma was so helpful and so fast in replying with a great service and answering all my questions that I decided to sign up with Luma which offered me the best cover and has shown me the best customer service all along the process. I really recommended Luma. Smooth and just perfect process. Thanks so much for your awesome support.
I appreciated the ease of opening a membership with Luma while based in Bangkok. It covered all major hospitals in Bangkok, and it was convenient that they paid directly to the hospitals in advance. If there were issues regarding certain medical coverage, LUMA was quick to contact me to understand my medical history. When I had questions about traveling abroad and using LUMA coverage (i.e. in the USA), they gave me great alternative options to supplement their emergency coverage. I did a lot of background research on ex-pat healthcare options for Asia, and I am glad I chose LUMA Asia Care.
Why choose Luma for medical insurance?
Luma members have access to top hospitals in South East Asia, without having to advance payment (direct billing services).
Our experienced in-house medical team can refer our members to the best doctors and medical facilities in order to get a second medical opinion and grant peace of mind when it comes to receiving the best course of treatment.
Our team can offer multi-language consultation and support. Luma’s headquarters are in Bangkok, Thailand and has offices in HCMC, Vietnam, Phnom Penh, Cambodia and Yangon, Myanmar.
Who can apply to Luma health insurance plans?
Working expatriates in and their families, national residents, and companies seeking local group health insurance.