Apply for a Schengen Visa with LUMA’s fully compliant Schengen travel insurance.
Accepted by all Schengen visa countries.
Instant insurance certificate via email.
100% refund for visa refusal.
LUMA’s travel insurance complies with all Schengen Visa requirements, including:
We offer the best travel insurance for a Schengen Visa in Asia, and over 100,000 travelers have experienced our reliable coverage.
Our policies provide the coverage you need to visit Europe worry-free—whether it’s a short weekend getaway or a longer, multi-destination trip.
Medical and travel support experts are on hand to assist you during emergencies.
Global presence with offices in South East Asia and Europe.
We’re available around the clock to assist with urgent medical situations.
Emergency medical costs are high in European countries. You could face a hefty bill if you are injured or fall ill while traveling there.
LUMA Schengen travel insurance is designed for travelers from Asia who are visiting Europe.
It provides visitors to the Schengen Area with suitable medical and travel expenses coverage.
30,000 EUR minimum coverage for hospitalization and outpatient care bills. Coverage for unlimited costs is also available.
30,000 EUR minimum coverage for medical evacuation costs if no adequate facilities are nearby (subject to approval).
Reimbursement of irrecoverable prepaid travel expenses up to 2,000 EUR (6,931 THB) per person.
Reimbursement of up to 2,000 EUR (6,931 THB) if your trip is cut short.
Insure longer visits for as little as 250 USD (8,665 THB).
Loss or damage to baggage covered up to 1,500 EUR.
We work with global partners to deliver insurance services, emergency medical assistance, and travel support.
We’ve created a detailed guide for each Schengen Visa country. Each includes country-specific information on requirements and how to apply:
LUMA’s headquarters is in Bangkok, Thailand. We also have offices in Bordeaux, France.
We’re experts at insuring people traveling to and from Asia. We’ve provided thousands of travelers in the region with Schengen Visa Travel Insurance, giving them peace of mind while traveling abroad in the European Union.
Our other worldwide locations include:
We collaborate with global partners to provide insurance and services. Bao Long underwrites our travel insurance, while Europ Assistance provides medical evacuation.
Yes, all Schengen visa applicants must have a comprehensive plan covering:
The minimum required coverage is €30,000.
Requirements for Schengen Visa Travel Insurance:
Please note that travel requirements change frequently, so check with your embassy or consulate for the latest information before you travel.
The cost of your travel insurance policy depends on:
You can get comprehensive travel insurance with minimum medical coverage of 30,000 EUR for only $15 for one week, or about $2.20 per day. This will meet the travel insurance requirements of the Schengen Visa.
The main difference between Europe travel insurance and Schengen insurance is in their coverage areas. Europe travel insurance provides coverage for the entire European continent, while Schengen insurance is designed specifically for the Schengen zone.
Your choice of travel insurance depends on your travel plans. Europe travel insurance may be a better option if you intend to visit countries beyond the Schengen area.
On the other hand, if you only need to meet the Schengen visa requirements, it’s best to opt for a Schengen visa-specific travel insurance policy, as it is designed for your specific requirements.
Review the countries covered by your chosen travel insurance policy to ensure you have the correct coverage.
In general, your Travel insurance for Europe should cover:
LUMA travel insurance can go beyond the Schengen Area, providing extensive European coverage.
It includes not only Schengen Area countries but also the whole of Europe, including:
LUMA ensures your travel insurance needs are met while you explore a wide range of European destinations.
Travelers from the following countries require a Schengen Visa:
Countries requiring a Schengen visa are subject to change, so travelers are advised to check the list published by the EU before applying.
The following countries are part of the Schengen Area:
A Schengen Visa allows you to travel to all countries in the Schengen Area listed above.
It also allows you to travel to non-Schengen European countries that accept Schengen visas, including:
Please note that your Schengen Visa Travel Insurance may not cover these countries. Please check the details in the terms and conditions of your selected insurance policy.
Depending on the nationality of the traveler, a Schengen Visa might be required. Please check your eligibility in the list above.
There are several types of Schengen Visa you can apply for, make sure to choose the visa type that matches your situation.
Category A: Airport Transit Visa
Category B: Transit Visa
Category C: Short-term Visa
iii. Multiple-entry visa (1 year/ 3 years/ 5 years)
The USV is the most common type of Schengen Visa for tourists, as it covers categories A, B, and C. Please note that a Schengen Visa is valid for up to 90 days within a 180-day period.
LTV visas are often used for special cases such as humanitarian visits, while National Visas are for study.
You can apply for a Schengen Visa at the embassy or consulate of your destination country or at a visa application center.
If you are traveling to more than one Schengen country, you can file your application at the embassy or consulate of either the country you will travel to first or where you will spend the most days.
Required documents for Schengen Visa:
Please note that the indicated documents above are the standard required documents. Please double-check the requirements for your visa type, as the specifications may differ from one type to another.
The cost of a Schengen Visa depends on the applicant’s age:
A Schengen Visa takes approximately 2 weeks to process. However, if there are complications with your application, the processing time may be up to 30 days or even longer in some cases.
The delay typically happens during the high season, when there is an increased demand for travel.
The earliest you can file a visa application is 6 months before the travel date, and the latest you can file a visa application is 15 working days before the travel date.
It is recommended to file a visa application at least three weeks before your trip. However, consider starting your application even earlier during the high season.
Most travel insurance policies cover COVID-19 treatments, but some do not. It is recommended that you find a policy with COVID-19 coverage, as a policy without coverage may be rejected by the embassy or consulate.
“LUMA Travel Insurance” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.
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