Luma Health Insurance
button toggle btn toggle close
Get Quote
+66 2 494 3600 +66 2 494 3600
Get Quote
+66 2 494 3600
Luma SCHENGEN Pass

SCHENGEN TRAVEL INSURANCE

LUMA's Schengen Travel Insurance is Accepted by Embassies for Schengen Visa.

Europ Assistance

Medical Evacuation and Repatriation by Europ Assistance.

schengen visa

100% Refund for Visa Rejection.

Schengen Travel Insurance, Travel Insurance for Schengen Visa

More than 100,000 travelers

Buy Now

Travel Insurance for Schengen Visa

LUMA Travel Insurance is your one-stop shop for all your travel insurance needs. We are the best travel insurance for Schengen visa in Asia, trusted by over 60,000 travelers who have experienced our reliable coverage. We offer a wide range of travel insurance plans to meet the specific Travel Insurance for Schengen Visa needs of every traveler, whether you’re planning a short weekend getaway or a long-term trip. We offer plans that meet the Schengen visa requirements, including medical coverage of at least €30,000. Our emergency evacuation is provided by Europ Assistance. We also offer comprehensive insurance plans specifically designed for your Schengen trip. You can focus on planning your trip with peace of mind when choosing LUMA.

LUMA's Schengen Pass Travel Insurance Benefits

Why LUMA Schengen Pass?

  • Coverage starts at 30,000 EUR.
  • Available in both individual and yearly trips.
  • Protection throughout the trip, allowing you to travel in Europe with peace of mind.

Who is LUMA's Schengen Pass plan for?

  • Age from 1 year to 75 years.
  • People who are departing from South East Asia

Benefits of LUMA travel insurance

  • Apply online and get insurance certificate via email.
  • Trusted by over 60,000 travelers.
  • Accepted by embassies around the world.
  • luma logo travel insurance Products Designed by LUMA
  • Europ Assistance Emergency Assistance by Europ Assistance

LUMA Schengen Pass Plan Coverage

visa schengen

Meet all Schengen Visa Requirements

schengen visa

100% refund in case your Schengen Visa is rejected

covid cover

Medical Expenses up to UNLIMITED

Buy LUMA Schengen Pass
Schengen Travel Insurance, Travel Insurance for Schengen Visa
Download PDF for Benefit Details
Download PDF to Read Policy Wording
  1. 1. The earliest policy start date shall be the purchase date, not before.
    2. The maximum period of insurance for this Policy shall be 180 consecutive calendar days.
    3. Applicants must be aged from 4 weeks to 75 years old.
    4. Children under the age of 7 years old must be accompanied by an adult who is also insured under the same Policy.
    5. The sum insured for Personal Accident for children under 18 years old shall not exceed 1,000 EUR.
    6. Policy holders shall submit claims within 6 months after occurred date of the claims.
    7. There is no direct billing for medical expenses unless the arrangement is coordinated by the Insurer or its designated assistance company.
    8. This policy does not cover preexisting conditions, general exclusions nor medical expenses exclusions as stated in the Policy Wording.
  2. 9. The zone of coverage of Luma Schengen Pass refers to the countries eligible for coverage as stated in the Certificate of Insurance. You will be covered during your insurance policy period for regional or multiple trips within countries included in the zone of coverage.
  3. 10. This Policy is only valid for leisure travel or business travel (limited to administrative and non manual works only) and NOT cover for travel to any of the countries within the zone of coverage to seek for medical treatment.
  4. 11. In case the Insured’s country of origin is one country within eligible zone of coverage, the Policy does NOT cover for any losses or expenses arising from the country of origin of the Insured.
  5. 12. In case the Insured would like to purchase another policy after first policy expires, there shall be no gap in coverage and total duration of coverage of all policies combined shall not exceed 180 days.
    Policy holders reaching 76 years old during the policy are not eligible to purchase a new policy.
    Any event or condition that occurred before the new policy start date is considered pre-existing and the Insured is not able to claim for any of these conditions under the new policy. Should the Insured be actively treated or under the supervision of a Physician or Surgeon, the Insured is not eligible to purchase another policy.
Buy LUMA Schengen Pass online

Frequently Asked Questions about Schengen Insurance

Do I need a Schengen Visa Insurance?

Yes, All Schengen visa applicants must have travel insurance. The main requirement of the European Union (EU). Make sure to have a comprehensive Schengen Visa Insuranc, a comprehensive travel insurance must cover medical expenses, emergency evacuation, and repatriation and The minimum required coverage is €30,000.

Schengen Visa Travel Insurance Requirements:

Last Updated: 1st November 2023

– The policy must meet the minimum coverage requirement of €30,000.

– Make sure that your travel insurance policy covers all Schengen countries.

– The dates of your insurance policy must cover the entire duration of your trip in the Schengen Area.

– It’s important that coverage for medical expenses, emergency evacuation, and repatriation are included in your travel insurance.

Please note that travel requirements can change frequently, so it is always best to check with your embassy or consulate for the latest information before you travel.

How much does Travel Insurance for Schengen Visa Cost?

The cost of your travel insurance policy depends on your duration and the amount of coverage you are purchasing. Depending on the activities that you will be engaging in will depend on how much coverage you will need.

What's the cost of a travel insurance with 30,000 Euros coverage?

To meet the 30,000 Euro coverage for your minimum requirement you can get comprehensive travel insurance for only $15 for a 1 week coverage. That comes to about $2.20 per day for your trip.

Europe Travel Insurance vs. Schengen Insurance: What's the difference?

The main difference between Europe Travel Insurance and Schengen Insurance is in their coverage areas. Europe Travel Insurance provides coverage for the entire continent of Europe, while Schengen Insurance is designed specifically for the Schengen zone.

Your choice of travel insurance depends on your travel plans. If you intend to visit countries beyond the Schengen area, Europe travel insurance would be the relevant option. On the other hand, if you aim to meet the Schengen visa requirements, it’s best to opt for a Schengen visa-specific travel insurance policy as the policy is designed for your specific Schengen requirements.

In conclusion, your choice of travel insurance should meet with your travel destinations, so make sure to review the list of countries covered by your chosen travel insurance policy.

What should my Travel Insurance for Europe cover?

In general, your Travel insurance for Europe should cover:

  • Emergency medical and hospital expenses, both public and private, as well as repatriation.
    Trip cancellation or curtailment due to unforeseen circumstances.
    Lost or stolen Travel Documents
    Flight/ Baggage delays or cancellations, including additional accommodation and travel expenses.
    Personal liability for accidental damage or injury to others.
    Recreational Winter sports coverage. (For professional sports competitions you would need to find Insurance specific to professional sports accident coverage)

What are the Countries Covered by LUMA Schengen Pass?

Schengen Pass offers a travel insurance plan that goes beyond the Schengen zone, providing extensive coverage across Europe. It includes not only Schengen Area countries but also the whole of Europe, the United Kingdom, as well as other nations like Monaco, Liechtenstein, Andorra, San Marino, and Vatican City. With Schengen Pass, you can explore a wide range of European destinations while ensuring your travel insurance needs are met.

Useful information about Schengen

What countries are part of the Schengen Area?

Schengen Pass offers a travel insurance plan that goes beyond the Schengen zone, providing extensive coverage across Europe. It includes not only Schengen Area countries but also the whole of Europe, the United Kingdom, as well as other nations like Monaco, Liechtenstein, Andorra, San Marino, and Vatican City. With Schengen Pass, you can explore a wide range of European destinations while ensuring your travel insurance needs are met.

Where can I travel to with a Schengen Visa?

All countries of the Schengen area listed above, and non-Schengen European countries accepting Schengen visas:

Albania, Antigua and Barbuda, Belarus, Bosnia and Herzegovina, Bulgaria, Colombia, Croatia, Northern Cyprus, Georgia, Gibraltar, Kosovo, Mexico, Montenegro, North Macedonia, Romania, Sao Tome and Principe, Serbia, Turkey.

Please note these refer to countries where the Schengen visa is accepted. For insurance coverage, please check the details in the terms and conditions of your selected insurance policy.

Do I need a Schengen Visa to travel to the Schengen Area?

Depending on the nationality of the traveler, a Schengen Visa might be required. Please refer to the official list from the European Commission to check your eligibility.

Which type of Schengen Visa do I need?

There are several types of Schengen Visa you can apply for, so please make sure to choose the visa type that matches your situation.

  • 1. Uniform Schengen Visa (USV)
    • – Category A: The Airport Transit Visa
    • – Category B: The Transit Visa
    • – Category C: Short-term Visa
      • i. Single-entry visa
      • ii. Double-entry visa
      • iii. Multiple-entry visa (1 year/ 3 years/ 5 years)
  • 2. The Limited Territorial Validity Visa (LTV)
  • 3. The National Visa (Category D)

For tourists, USV is the most common type of Schengen Visa, as it covers categories A, B, and C. Please note that a Schengen Visa is valid for up to 90 days within a 180-day period.

Where can I apply for a Schengen Visa?

You can apply for the Schengen Visa at the embassy or consulate of the destination country or a visa application center.

If you are traveling to more than one Schengen country, you can file your application at the embassy or consulate of the country you will travel to first.

If you are traveling to more than one Schengen country, you can file your application at the embassy or consulate of the country you will spend the most days.

What are the required documents to apply for a Schengen Visa?

  • Completed application form
    Valid passport
    Two identical photos
    Round trip reservation or flight itinerary
    Proof of accommodation
    Proof of means of subsistence
    Travel insurance certificate with at least 30,000 Euros in coverage
    Please note that the indicated documents above are the standard required documents. Please double-check the requirements for your visa type, as the specifications may differ from one type to another.

How much does it cost to get a Schengen Visa?

Adults: 80 Euros
Children aged 6-12: 40 Euros
Children aged

How long does it take to get a Schengen Visa?

A Schengen Visa takes approximately 2 weeks to be processed. However, the processing time takes up to 30 days, or even longer in some cases depending on the complications with your application. The delay typically happens during the high season, when there is a high demand for travel.

When should I apply for a Schengen Visa?

The earliest you can file a visa application is 6 months before the travel date, and the latest you can file a visa application is 15 working days before the travel date. It is recommended to file a visa application at least three weeks before your trip. However, consider starting your application even earlier during the high season.

Does my travel insurance need to have Covid-19 coverage?

Most travel insurance policies cover Covid-19 treatments, but some do not. It is highly recommended to find a travel insurance policy with Covid-19 coverage, as a policy without Covid-19 coverage may be rejected by the embassy or consulate.

Guides for Schengen Visa Requirements

It seems we can't find what you're looking for.

Luma

Crafted and Serviced by LUMA

Our goal is to be your companion for all things travel and we strive to make insurance easy, accessible and ethical.

Baolong Insurance

Insured by Baolong

With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.

Europ Assistance

Assistance by Europ Assistance

Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.

“LUMA Schengen Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.

Insurance

Services to Members

LUMA

Copyright © 2024 lumahealth.com. All Rights Reserved.