LUMA's Schengen Travel Insurance is Accepted by Embassies for Schengen Visa.
Medical Evacuation and Repatriation by Europ Assistance.
100% Refund for Visa Rejection.
More than 100,000 travelers
Yes, All Schengen visa applicants must have travel insurance. The main requirement of the European Union (EU). Make sure to have a comprehensive Schengen Visa Insuranc, a comprehensive travel insurance must cover medical expenses, emergency evacuation, and repatriation and The minimum required coverage is €30,000.
Last Updated: 1st November 2023
– The policy must meet the minimum coverage requirement of €30,000.
– Make sure that your travel insurance policy covers all Schengen countries.
– The dates of your insurance policy must cover the entire duration of your trip in the Schengen Area.
– It’s important that coverage for medical expenses, emergency evacuation, and repatriation are included in your travel insurance.
Please note that travel requirements can change frequently, so it is always best to check with your embassy or consulate for the latest information before you travel.
The cost of your travel insurance policy depends on your duration and the amount of coverage you are purchasing. Depending on the activities that you will be engaging in will depend on how much coverage you will need.
To meet the 30,000 Euro coverage for your minimum requirement you can get comprehensive travel insurance for only $15 for a 1 week coverage. That comes to about $2.20 per day for your trip.
The main difference between Europe Travel Insurance and Schengen Insurance is in their coverage areas. Europe Travel Insurance provides coverage for the entire continent of Europe, while Schengen Insurance is designed specifically for the Schengen zone.
Your choice of travel insurance depends on your travel plans. If you intend to visit countries beyond the Schengen area, Europe travel insurance would be the relevant option. On the other hand, if you aim to meet the Schengen visa requirements, it’s best to opt for a Schengen visa-specific travel insurance policy as the policy is designed for your specific Schengen requirements.
In conclusion, your choice of travel insurance should meet with your travel destinations, so make sure to review the list of countries covered by your chosen travel insurance policy.
In general, your Travel insurance for Europe should cover:
Schengen Pass offers a travel insurance plan that goes beyond the Schengen zone, providing extensive coverage across Europe. It includes not only Schengen Area countries but also the whole of Europe, the United Kingdom, as well as other nations like Monaco, Liechtenstein, Andorra, San Marino, and Vatican City. With Schengen Pass, you can explore a wide range of European destinations while ensuring your travel insurance needs are met.
Schengen Pass offers a travel insurance plan that goes beyond the Schengen zone, providing extensive coverage across Europe. It includes not only Schengen Area countries but also the whole of Europe, the United Kingdom, as well as other nations like Monaco, Liechtenstein, Andorra, San Marino, and Vatican City. With Schengen Pass, you can explore a wide range of European destinations while ensuring your travel insurance needs are met.
All countries of the Schengen area listed above, and non-Schengen European countries accepting Schengen visas:
Albania, Antigua and Barbuda, Belarus, Bosnia and Herzegovina, Bulgaria, Colombia, Croatia, Northern Cyprus, Georgia, Gibraltar, Kosovo, Mexico, Montenegro, North Macedonia, Romania, Sao Tome and Principe, Serbia, Turkey.
Please note these refer to countries where the Schengen visa is accepted. For insurance coverage, please check the details in the terms and conditions of your selected insurance policy.
Depending on the nationality of the traveler, a Schengen Visa might be required. Please refer to the official list from the European Commission to check your eligibility.
There are several types of Schengen Visa you can apply for, so please make sure to choose the visa type that matches your situation.
For tourists, USV is the most common type of Schengen Visa, as it covers categories A, B, and C. Please note that a Schengen Visa is valid for up to 90 days within a 180-day period.
You can apply for the Schengen Visa at the embassy or consulate of the destination country or a visa application center.
If you are traveling to more than one Schengen country, you can file your application at the embassy or consulate of the country you will travel to first.
If you are traveling to more than one Schengen country, you can file your application at the embassy or consulate of the country you will spend the most days.
Adults: 80 Euros
Children aged 6-12: 40 Euros
Children aged
A Schengen Visa takes approximately 2 weeks to be processed. However, the processing time takes up to 30 days, or even longer in some cases depending on the complications with your application. The delay typically happens during the high season, when there is a high demand for travel.
The earliest you can file a visa application is 6 months before the travel date, and the latest you can file a visa application is 15 working days before the travel date. It is recommended to file a visa application at least three weeks before your trip. However, consider starting your application even earlier during the high season.
Most travel insurance policies cover Covid-19 treatments, but some do not. It is highly recommended to find a travel insurance policy with Covid-19 coverage, as a policy without Covid-19 coverage may be rejected by the embassy or consulate.
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