annual limit with high cover options for Inpatient Hospital Room.
Privileged access to top private hospitals
with direct billing services.
Premium made affordable
with deductible options to lower down the premium and family discounts up to 20%.
Easy to pay
by bank transfer, Promptpay/QR Code, credit card or installment, without surcharge nor interest.
More than just an insurance.
Health Insurance for the Newly Aware
Health Insurance for Families
Health Insurance for Soon-to-be-Parents
Health Insurance for Life Enthusiasts
Your health in safe hands.
Outpatient benefits (optional):
Age: 0 – 70 years old (children under 20 years old must apply with at least one parent).
Nationality: Residents of Thailand (both Thai and foreigners) for at least 180 days per year.
Excluded Occupation: Medical professionals, professional athletes, policemen and other high-risk professions (non-exhaustive list).
• Elective treatments are covered worldwide except in the following countries: USA, Canada, Switzerland, Israel, Japan, China, Hong Kong, Taiwan, Bahamas, Russia, UK, Singapore, Brazil.
• Pre-existing conditions are not covered.
• All applicants must fill out a medical questionnaire, some additional medical information may be requested.
• Waiting periods apply to certain benefits as per the terms and conditions of the insurance policy.
• Some occupations cannot apply to Hi5 such as (but not limited to): medical professionals, professional athletes, policemen and other high-risk professions.
(This is a non exhaustive list, please refer to the original Policy Wording for full list of exclusions)
Free look period:
The policy holder has a 15 days free look period (from the day the policy is received) during which they have the right to cancel their policy, in accordance to the terms and conditions of their policy. The paid premium will be returned to the policy holder after deducting any claimed cost under the policy.
Applicants should study the terms and conditions of the insurance policy before purchasing.
“Hi5” is the marketing name for plans under the Health and Accident Insurance Luma Asia Care Personal Policy insured by Navakij Insurance.
LUMA offers access to superior healthcare via Hi5 Health Insurance plans, in partnership with Samitivej Hospital.
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This page is for informational purposes only and is not an insurance contract. “Hi5” is the marketing name for plans under the Health and Accident Insurance Luma Asia Care Personal Policy insured by Navakij Insurance.
Full details of coverage and exclusions are specified in the insurance Policy Wording.