High cover Health Insurance with 5 million THB protection

#1

5,000,000 THB

annual limit with high cover options for Inpatient Hospital Room.

#2

Covers Covid-19 

and all types of cancers.

#3

High cover yet affordable

with deductible options to lower down the premium.

#4

Guaranteed renewal

until 99 years old.

#5

Insured by Navakij Insurance. 

Hi5 Health Insurance, Hi5 Health Insurance
0 THB
ANNUAL LIMIT COVERAGE

#1

5,000,000 THB

annual limit with high cover options for Inpatient Hospital Room.

Eligibility for Hi5 health insurance

Age

0 - 70 years old (children under 20 years old must apply with at least one parent)

Nationality

Residents of Thailand (both Thai and foreigners) for at least 180 days per year.

Occupation

Medical professionals, professional athletes, policemen and other high-risk professions (non-exhaustive list).

Benefits HighlightsPlan 1Plan 2
Annual Limit5,000,000 THB5,000,000 THB
Hospital Room & Board5,000 THB8,000 THB
Intensive Care Unit (ICU)
Nursing fees
Major Surgery
Minor Surgery
Emergency treatment within 24h following an accident
Rehabilitation expenses after an inpatient stay per admission
Reconstructive surgery following accident
Cancer Treatment
Worldwide emergency coverageTHB 1,250,000 per trip up to 90 days (180 days per year max)THB 1,250,000 per trip up to 90 days (180 days per year max)

Paid in full up to overall annual limit per person

• Elective treatments are covered worldwide except in the following countries: USA, Canada, Switzerland, Israel, Japan, China, Hong Kong, Taiwan, Bahamas, Russia, UK, Singapore, Brazil.
• Pre-existing conditions are not covered.
• All applicants must fill out a medical questionnaire, some additional medical information may be requested.
• Waiting periods apply to certain benefits as per the terms and conditions of the insurance policy.
• Some occupations cannot apply to Hi5 such as (but not limited to): medical professionals, professional athletes, policemen and other high-risk professions.

 

General exclusions:
(This is a non exhaustive list, please refer to the original Policy Wording for full list of exclusions)
1. Injuries sustained during the commitment of a serious crime or while being arrested or evading capture.
2. Injuries that occur while engaging in motor racing, boat racing, horse racing, ski racing (including Jet skis), skating competition, boxing, parachuting/skydiving, using or racing with a paramotor, gliding, boarding or descending or travelling in a hot air balloon, bungee jumping, diving with air tanks and underwater breathing equipment.
3. War, invasion, acts on foreign enemies, war-like acts whether declared or not, civil war, revolution, insurrection, civil commontion, population rising against the government, riot, strike, coup, declaration of martial law; or any event which led to the declaration or upholding of martial law.
4. Terrorism.
5. Radiation or radioactive transmission from nuclear fuels or from any nuclear waste due to the combustion of nuclear fuel and from any form of nuclear disintegration.
6. Injuries resulting from consequences of being under the influence of drugs or alcohol.

 

Free look period:
The policy holder has a 15 days free look period (from the day the policy is received) during which they have the right to cancel their policy, in accordance to the terms and conditions of their policy. The paid premium will be returned to the policy holder after deducting any claimed cost under the policy. 

 

Applicants should study the terms and conditions of the insurance policy before purchasing.

 

“Hi5” is the marketing name for plans under the Health and Accident Insurance Luma Asia Care Personal Policy insured by Navakij Insurance.

 

Read Policy Guide.

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Hi5 Health Insurance, Hi5 Health Insurance

This page is for informational purposes only and is not an insurance contract. “Hi5” is the marketing name for plans under the Health and Accident Insurance Luma Asia Care Personal Policy insured by Navakij Insurance.
Full details of coverage and exclusions are specified in the insurance Policy Wording.

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