Best travel insurance for trips departing from Thailand
Sickness
No waiting period
Evacuation
Covers Covid-19
Baggage Protection
Flight Delay
Trip Cancellation
*Premium calculated from 1 week of coverage
Planning a trip? Explore LUMA GO Travel Insurance plans for trips departing from Thailand.
LUMA GO HIGHLIGHTS
WHO IS IT FOR
BROUGHT TO YOU BY LUMA
Plan LITE
1,000,000 THB
Cover
199 THB for 1 week
Medical expenses while abroad Coverage amount up to 1,000,000 baht:
Fees for surgery, ambulance, medicine, examination, room, food, medical treatment.
Personal accident coverage up to 1,000,000 baht
24 hour global emergency assistance
Good news, COVID insurance is included in your insurance.
Emergency Medical Evacuation:
To the nearest medical facility that can provide adequate medical care.
Repatriation to Thailand:
Repatriation to the country of origin when the company and the attending physician deem it necessary.
Expenses for repatriation of corpses or ashes:
Transportation costs for repatriation of corpses to the country of origin, up to 1,000,000 baht.
Plan 1
2,000,000 THB
Cover
299 THB for 1 week
Medical expenses while abroad Coverage amount up to 2,000,000 baht:
Fees for surgery, ambulance, medicine, examination, room, food, medical treatment.
Personal accident coverage up to 2,000,000 baht
24 hour global emergency assistance
Good news, COVID insurance is included in your insurance.
Emergency Medical Evacuation:
To the nearest medical facility that can provide adequate medical care.
Repatriation to Thailand:
Repatriation to the country of origin when the company and the attending physician deem it necessary.
Expenses for repatriation of corpses or ashes:
Transportation costs for repatriation of corpses to the country of origin, up to 1,500,000 baht.
Plan 2
4,000,000 THB
Cover
469 THB for 1 week
Medical expenses while abroad Coverage amount up to 3,000,000 baht:
Fees for surgery, ambulance, medicine, examination, room, food, medical treatment.
Personal accident coverage up to 3,000,000 baht
24 hour global emergency assistance with daily benefit for hospitalization as an inpatient (1,000 baht / day) up to 20,000 baht
Good news, COVID insurance is included in your insurance.
Emergency Medical Evacuation:
To the nearest medical facility that can provide adequate medical care.
Repatriation to Thailand:
Repatriation to the country of origin when the company and the attending physician deem it necessary.
Expenses for repatriation of corpses or ashes:
Transportation costs for repatriation of corpses to the country of origin, up to 1,500,000 baht.
Loss or Damage of Personal Effects:
In case of loss, accident, theft, burglary, theft or mishandling of Baggage or personal items is covered up to 30,000 baht.
Compensation for baggage delay up to 20,000 baht:
Essential toiletries and clothing. Baggage is delayed by at least 6 hours from the time of arrival in the eligible country within the coverage area.
Loss of travel documents up to 10,000 baht:
Expenses covered for applying for a replacement of passport, air ticket, travel and lodging expenses arising from theft, burglary, robbery and accidental loss.
Loss of personal funds, up to 5,000 baht:
Loss of cash or traveler’s checks caused by theft, burglary or theft. A police report is required.
Plan 3
5,000,000 THB
Cover
599 THB for 1 week
Medical expenses while abroad Coverage amount up to 5,000,000 baht:
Fees for surgery, ambulance, medicine, examination, room, food, medical treatment.
Personal accident coverage up to 5,000,000 baht
24 hour global emergency assistance with daily benefit for hospitalization as an inpatient (1,000 baht / day) up to 30,000 baht
Good news, COVID insurance is included in your insurance.
Emergency Medical Evacuation:
To the nearest medical facility that can provide adequate medical care.
Repatriation to Thailand:
Repatriation to the country of origin when the company and the attending physician deem it necessary.
Expenses for repatriation of corpses or ashes:
Transportation costs for repatriation of corpses to the country of origin, up to 2,000,000 baht.
Loss or Damage of Personal Effects:
In case of loss, accident, theft, burglary, theft or mishandling of Baggage or personal items is covered up to 50,000 baht.
Compensation for baggage delay up to 25,000 baht:
Essential toiletries and clothing. Baggage is delayed by at least 6 hours from the time of arrival in the eligible country within the coverage area.
Loss of travel documents up to 30,000 baht:
Expenses covered for applying for a replacement of passport, air ticket, travel and lodging expenses arising from theft, burglary, robbery and accidental loss.
Loss of personal funds, up to 15,000 baht:
Loss of cash or traveler’s checks caused by theft, burglary or theft. A police report is required.
Loss or damage to property within the residence (Home Protection) up to 100,000 baht.
*Premium calculated from 1 week of coverage
| ความคุ้มครอง (Coverage) | Plan Lite | Plan 1 | Plan 2 | Plan 3 |
|---|---|---|---|---|
| ผลประโยชน์การเสียชีวิต การสูญเสียอวัยวะ สายตา หรือทุพพลภาพถาวรสิ้นเชิงเนื่องจากอุบัติเหตุ (Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability due to accident) | THB 1,000,000 | THB 2,000,000 | THB 3,000,000 | THB 5,000,000 |
| ค่ารักษาพยาบาลขณะอยู่ต่างประเทศ (Medical Expense Incurred in Overseas) | THB 1,000,000 | THB 2,000,000 | THB 3,000,000 | THB 5,000,000 |
| การเคลื่อนย้ายเพื่อการรักษาพยาบาลฉุกเฉินและการเคลื่อนย้ายกลับประเทศไทย (Emergency Medical Evacuation and Repatriation) | THB 1,000,000 | THB 1,500,000 | THB 3,000,000 | THB 5,000,000 |
| การช่วยเหลือฉุกเฉินทั่วโลก 24 ชม. (24 Hours Worldwide Travel Assistant Services) | Paid in full | Paid in full | Paid in full | Paid in full |
| ค่าใช้จ่ายในการส่งศพหรืออัฐกลับประเทศภูมิลำเนา (Repatriation of Mortal Remains) | THB 1,000,000 | THB 1,500,000 | THB 1,500,000 | THB 2,000,000 |
| ผลประโยชน์รายวันสำหรับการรักษาตัวในโรงพยาบาลในฐานะผู้ป่วยใน (1,000 บาท / วัน) สูงสุด (Hospital Confinement Benefit (1,000/Day) Max.) | - | - | THB 20,000 | THB 30,000 |
| Health2Go | - | - | Paid in full | Paid in full |
| ค่าใช้จ่ายการเลื่อนหรือบอกเลิกการเดินทาง (Trip Cancellation or Postponement) | - | - | THB 50,000 | THB 100,000 |
| ค่าใช้จ่ายชดเชยความล่าช้าในการเดินทาง (Travel Delay) | - | - | THB 50,000 (10,000 / 6 Hrs.) | THB 50,000 (10,000 / 6 Hrs.) |
| ค่าใช้จ่ายชดเชยการพลาดการต่อเที่ยวบิน (Missed Connection Flight) | - | - | THB 30,000 (6,000 / 6 Hrs.) | THB 50,000 (10,000 / 6 Hrs.) |
| ค่าใช้จ่ายในการลดจำนวนวันเดินทาง (Trip Curtailment Expenses) | - | - | THB 30,000 | THB 50,000 |
| ความสูญเสียหรือเสียหายของกระเป๋าเดินทางและทรัพย์สินส่วนตัว (Damage or Loss of Baggage or Personal Effects) (ผู้เอาประกันภัยรับผิดชอบความเสียหายส่วนแรก 600 บาท) | - | - | THB 30,000 | THB 50,000 |
| การสูญเสียหรือความเสียหายของกระเป๋าเดินทาง ทรัพย์สิน รวมถึงคอมพิวเตอร์โน้ตบุ๊คอันเนื่องมาจากภัยธรรมชาติ (Damage or Loss of Baggage, Property including Computer Notebook Arising from Natural Disasters) (ผู้เอาประกันภัยรับผิดชอบความเสียหายส่วนแรก 600 บาท) | - | - | THB 25,000 | THB 30,000 |
| ค่าใช้จ่ายชดเชยการล่าช้าของกระเป๋าเดินทาง (Baggage Delay) | - | - | THB 20,000 (4,000 / 6 Hrs.) | THB 25,000 (5,000 / 6 Hrs.) |
| การสูญหายของเอกสารการเดินทาง (Loss of Travel Document) | - | - | THB 10,000 | THB 30,000 |
| การสูญหายของบัตรเครดิต (Loss of Credit Card) | - | - | THB 5,000 | THB 10,000 |
| การสูญหายของเงินส่วนตัว (Loss of Personal Money) (ผู้เอาประกันภัยรับผิดชอบความเสียหายส่วนแรก 600 บาท) | - | - | THB 5,000 | THB 15,000 |
| การสูญเสียหรือความเสียหายของทรัพย์สินภายในที่อยู่อาศัย (Home Protection) | - | - | - | THB 100,000 |
| ค่าใช้จ่ายในการเดินทางเพื่อเยี่ยมผู้ป่วยที่โรงพยาบาล (Hospital Visitation) | - | - | THB 100,000 | THB 300,000 |
| ค่ารักษาพยาบาลในประเทศไทย (Medical Expense Incurred in Thailand) | - | - | THB 300,000 | THB 500,000 |
| ความรับผิดต่อบุคคลภายนอก (Personal Liability) (ผู้เอาประกันภัยรับผิดชอบความเสียหายส่วนแรก 1,000 บาท) | - | - | THB 3,000,000 | THB 5,000,000 |
| ความรับผิดส่วนแรกสำหรับรถเช่า (Rental Vehicle Excess) | - | - | THB 10,000 | THB 30,000 |
Eligibility:
Single Trip Coverage:
Annual Trip Coverage:
Policy cancellation:
Policy holders eligible to Health2Go service are entitled to one session per policy period that can be used the following day after having received the Policy.
Excluded countries: Afghanistan, Azerbaijan, Cuba, Iran, Iraq, Israel, Kyrgyzstan, Lebanon, Libya, Nepal, Nicaragua, North Korea, Pakistan, Palestine, Syria, Tajikistan, Turkmenistan, Uzbekistan
*Premium calculated from 1 week of coverage
Contact LUMA for more information
“LUMA GO” is the commercial name of the travel insurance policy designed by LUMA and insured by Tune Protect.
