Travel Insurance in Asia: Coverage for China, Thailand, Bali, Japan, Malaysia, Vietnam, and the Philippines – Trusted by 60,000 Travelers.
Medical Coverage
Emergencies & Repatriation
By Europ Assistance
Motor Bike Accidents Coverage
Trip Cancellation
Flight Delay
Baggage Protection
Lost Cash Coverage
Discover comprehensive travel insurance for Asia with LUMA Asia Pass. Safeguard your journey across the continent while meeting insurance requirements and ensuring peace of mind against potential health risks. Explore our essential coverage for worry-free travel in Asia.
ECONOMY
Cover
Starting from 49 USD
Medical Expenses for hospitalization up to 10,000 USD:
Fees for hospitalization surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board.
Follow Up Care in Home Country up to 5,650 USD:
Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country.
COVID-19 Insurance up to USD 10,000:
Good news, COVID insurance is included in your insurance.
Emergency Evacuation up to 10,000 USD:
To the nearest facility capable of providing adequate medical care.
Repatriation up to 10,000 USD:
Repatriation to the country of origin when the Company and attending physician determine that it is necessary.
Mortal Remains up to 1,750 USD:
Transportation charges for repatriation of the mortal remains to the country of origin.
PREMIUM ECONOMY
Cover
Starting from 55 USD
Medical Expenses for hospitalization up to 25,000 USD:
Fees for hospitalization surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board.
Follow Up Care in Home Country up to 5,650 USD:
Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country.
COVID-19 Insurance up to USD 25,000:
Good news, COVID insurance is included in your insurance.
Emergency Evacuation up to 25,000 USD:
To the nearest facility capable of providing adequate medical care.
Repatriation up to 25,000 USD:
Repatriation to the country of origin when the Company and attending physician determine that it is necessary.
Mortal Remains up to 1,750 USD:
Transportation charges for repatriation of the mortal remains to the country of origin.
BUSINESS
Cover
Starting from 65 USD
Medical Expenses for hospitalization up to 50,000 USD:
Fees for hospitalization surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board.
Follow Up Care in Home Country up to 5,650 USD:
Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country.
COVID-19 Insurance up to USD 50,000:
Good news, COVID insurance is included in your insurance.
Emergency Evacuation up to 50,000 USD:
To the nearest facility capable of providing adequate medical care.
Repatriation up to 50,000 USD:
Repatriation to the country of origin when the Company and attending physician determine that it is necessary.
Mortal Remains up to 1,750 USD:
Transportation charges for repatriation of the mortal remains to the country of origin.
Hospital Cash Allowance up to 650 USD:
43 USD for each complete day the Insured Person is hospitalized over 24 hours as a result of a covered disability.
Additional Costs of Travel & Accommodation up to 3,050 USD:
Additional travelling costs of the Insured Person for returning to the country of origin and additional costs of accommodation incurred by the Insured Person or an insured immediate family member or traveling companion when such costs arise from hospitalization due to a covered disability necessitating medical treatment of the Insured Person.
Family Member Visit up to 3,050 USD:
Travelling costs for 1 immediate family member to join the Insured Person who is confined in hospital for more than 5 days or is dead abroad.
Return of Children up to 3,050 USD:
Reasonable additional accommodation and travelling expenses for unattended insured children (age below 16) return to the country of origin.
Personal Belongings up to 700 USD:
Directly resulting from accident, theft, burglary, robbery or mishandling by carriers to the Insured Person’s baggage or personal items carried. The limit is 217 USD per item and 435 USD per pair or set. Loss of laptop is limited to 435 USD. Mobile phone and other accessories are excluded.
Baggage Delay up to 100 USD:
Emergency purchases of essential items of toiletries and clothing up to a maximum of 57 USD per article when the checked baggage is delayed for at least 6 hours from the time of arrival in the eligible countries within the zone of coverage.
Loss of Travel Document up to 1,300 USD:
Cost of obtaining replacements of passport, air tickets; travel expenses and accommodation incurred to obtain such replacement arising from theft, burglary, robbery and accidental loss. Maximum limit per day for travel and accommodation expenses is 130 USD for Business plan.
Loss of cash up to 200 USD:
Bank notes and travelers checks arising from theft, burglary or robbery. A police report is required.
Travel Delay Cash Allowance up to 100 USD:
If the Insured Person need not pay additional travelling cost in the event of travel delay, the Insured Person will be indemnified at 22 USD for each full 6 hours delay.
Curtailment of Trip or Cancellation Charges up to 4,000 USD:
Reimbursement of irrecoverable prepaid travel arrangement deposits or any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members, close business partner or travel companion of the Insured Person; witness summons, jury service; natural disasters at the planned destination or complete destruction of the Insured Person’s principal residence.
FIRST
Cover
Starting from 149 USD
Medical Expenses for hospitalization up to 100,000 USD:
Fees for hospitalization surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board.
Follow Up Care in Home Country up to 5,650 USD:
Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country.
COVID-19 Insurance up to USD 100,000:
Good news, COVID insurance is included in your insurance.
Emergency Evacuation up to 100,000 USD:
To the nearest facility capable of providing adequate medical care.
Repatriation up to 100,000 USD:
Repatriation to the country of origin when the Company and attending physician determine that it is necessary.
Mortal Remains up to 2,600 USD:
Transportation charges for repatriation of the mortal remains to the country of origin.
Hospital Cash Allowance up to 870 USD:
43 USD for each complete day the Insured Person is hospitalized over 24 hours as a result of a covered disability.
Additional Costs of Travel & Accommodation up to 4,350 USD:
Additional travelling costs of the Insured Person for returning to the country of origin and additional costs of accommodation incurred by the Insured Person or an insured immediate family member or traveling companion when such costs arise from hospitalization due to a covered disability necessitating medical treatment of the Insured Person.
Family Member Visit up to 4,350 USD:
Travelling costs for 1 immediate family member to join the Insured Person who is confined in hospital for more than 5 days or is dead abroad.
Return of Children up to 4,350 USD:
Reasonable additional accommodation and travelling expenses for unattended insured children (age below 16) return to the country of origin.
Personal Belongings up to 1,300 USD:
Directly resulting from accident, theft, burglary, robbery or mishandling by carriers to the Insured Person’s baggage or personal items carried. The limit is 217 USD per item and 435 USD per pair or set. Loss of laptop is limited to 435 USD. Mobile phone and other accessories are excluded.
Baggage Delay up to 200 USD:
Emergency purchases of essential items of toiletries and clothing up to a maximum of 57 USD per article when the checked baggage is delayed for at least 6 hours from the time of arrival in the eligible countries within the zone of coverage.
Loss of Travel Document up to 1,750 USD:
Cost of obtaining replacements of passport, air tickets; travel expenses and accommodation incurred to obtain such replacement arising from theft, burglary, robbery and accidental loss. Maximum limit per day for travel and accommodation expenses is 174 USD for First plan.
Loss of cash up to 350 USD:
Bank notes and travelers checks arising from theft, burglary or robbery. A police report is required.
Travel Delay Cash Allowance up to 150 USD:
If the Insured Person need not pay additional travelling cost in the event of travel delay, the Insured Person will be indemnified at 22 USD for each full 6 hours delay.
Curtailment of Trip or Cancellation Charges up to 5,650 USD:
Reimbursement of irrecoverable prepaid travel arrangement deposits or any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members, close business partner or travel companion of the Insured Person; witness summons, jury service; natural disasters at the planned destination or complete destruction of the Insured Person’s principal residence.
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Contact LUMA for more information
To submit a claim, please follow the link below. Please follow all instructions and submit all information and documents as indicated in the claims form.
To change of any of the following:
For travelers who have purchased a policy with LUMA Asia Pass and who have not travelled yet; you can request to cancel your policy and ask for a refund.
Please also note: the cancellation must be based on a reasonable reason, prior to the start date of the policy.
“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.
