Explore Pakistan with confidence, knowing you have 24/7 international expert support and tailor-made coverage for your adventure.
Trusted by 100,000+ Travelers
Evacuation & Repatriation
Highest Coverage for Medical Expenses, Emergency Evacuation and Repatriation.
Serviced by LUMA international teams.
Coverage benefits designed to protect you in Pakistan.
LUMA Asia Pass encompasses both inpatient and outpatient treatments within Pakistan for covered conditions. It's imperative to ensure that all expenses adhere to standard practices and remain reasonable. For information regarding the necessary documents for claims, please consult the policy.
In the case of a Serious Injury or Illness requiring immediate treatment and local medical facilities are inadequate in Pakistan, our coverage extends to emergency evacuation. The evacuation will be coordinated to the nearest suitable facility using the most efficient mode of transportation capable of delivering the required medical care. Please note that only the Insurer and/or the Assistance Company are authorized to arrange the evacuation.
Following an Emergency Evacuation, assistance with repatriation can be provided if deemed necessary. It's essential to acknowledge that the decision and coordination of repatriation lie solely with the Insurer and/or the Assistance Company.
In Pakistan, this travel insurance policy encompasses motorbike accidents for both riders and passengers. To be eligible for this coverage, individuals must wear a helmet, adhere to local regulations, and possess the required license to operate or rent the motorbike.
Ensure the smooth progression of your trip to Pakistan. With our Trip Cancellation coverage, you're safeguarded against losing deposits or incurring additional expenses due to unforeseen events such as illness, emergencies, or natural disasters. You can cancel or curtail your trip and receive reimbursement for unused expenses. Note that coverage for this benefit begins from the policy issue date until the departure date specified in the itinerary.
If your trip is cut short due to reasons like illness, emergencies, or natural disasters, rest assured that reimbursement for the unused portion of your travel expenses is available. Whether it involves returning home sooner or arranging alternative accommodations, our coverage provides peace of mind, allowing you to fully relish your travels to Pakistan without concern.
In case your flight encounters delays caused by factors such as adverse weather, strikes, or technical issues beyond your control and outside your home country, this travel insurance extends coverage. Compensation is applicable for every complete 6-hour delay, up to the specified policy limit. To qualify, the delay must exceed 6 hours and not result from failure to check in or reconfirm on time. Additionally, your booking must be confirmed before any known issues arise. Ensure to obtain official documentation from the airline detailing the cause, date, time, and duration of the delay. Please note that coverage excludes issues existing at the policy's commencement or problems caused by government authorities.
If your luggage is temporarily lost upon arrival in Pakistan for at least 6 hours, this travel insurance provides coverage for emergency purchases of essential toiletries and clothing. It's essential to note that the delay should not be a result of customs or government officials, and documentation, including original purchase receipts, must be submitted.
This Travel Insurance for Pakistan offers compensation for loss, breakage, or damage caused directly by theft, robbery, burglary, accidents, or mishandling by carriers during the insured person's journey. To qualify for coverage, the loss must be reported to local authorities or carriers within 24 hours. However, it's important to note that this benefit does not cover loss or damage due to delay, confiscation, wear and tear, or loss of specific items like cash, electronics, fragile articles, and more. For comprehensive details and exclusions, please refer to the policy.
A multilingual emergency hotline is available every day, around the clock, to assist with your urgent situations.
Dr. Gerard
Emergency Medicine, Aviation & Tropical Diseases
25 Years of Medical Experience
Nurse Kookkik
Registered Nurse
19 Years of Medical Experience
Dr. Kao
Health Care Management
General Practitioner
Dr. Patrick
Health Care Management
General Practitioner
Dr. Thet
Internal Medicine & Rehabilitation Medicine
9 Years of Medical Experience
Crafted and Serviced by LUMA
Our goal is to be your companion for all things travel and we strive to make insurance easy, accessible and ethical.
Insured by Baolong
With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.
Assistance by Europ Assistance
Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.
“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.
