Travel Insurance to Bali

Explore Bali worry-free with zero excess, 24/7 support from international experts, and coverage customized for your adventure.

Travel Insurance for Bali, Travel insurance for Bali

Trusted by 100,000+ Travelers

Europ Assistance

Evacuation & Repatriation

Travel Insurance for Bali, Travel insurance for Bali

Ultimate Worry-Free
Travel Insurance for Bali

Highest Coverage for Medical Expenses, Emergency Evacuation and Repatriation.

Travel Insurance for Bali, Travel insurance for Bali

24/7 Support
from International Experts

Serviced by LUMA international teams.

Travel Insurance for Bali, Travel insurance for Bali

Tailored to match your travel requirements

Coverage benefits designed to protect you in Bali.

Travel Insurance Benefits Highlights

Medical Benefits

Travel Insurance for Bali, Travel insurance for Bali

Medical Expenses

200,000 USD to UNLIMITED Medical Cover

Travel Insurance for Bali, Travel insurance for Bali

Emergency Evacuation

UNLIMITED Coverage

Travel Insurance for Bali, Travel insurance for Bali

Repatriation

UNLIMITED Coverage

Travel Benefits

trip cancellation

Trip Cancellation

Covered Up to 5,000 USD

trip interruption

Trip Interruption

Covered Up to 5,000 USD

Travel Insurance for Bali, Travel insurance for Bali

Lost Baggage

Covered Up to 1,500 USD

LUMA Travel Insurance Bali Reviews

Jeremiah Ell
Jeremiah Ell
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I went to the Luma office in need of travel insurance for a trip in Southeast Asia. I met Clara who walked me thru the travel insurance details and different options available. She was familiar with all aspects of the policy and was able to answer my questions. Reccomended 😇
Suneet Maheshwari
Suneet Maheshwari
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Most happy with prompt response of Luma's insurance team online. Specifically I would like to mention the name of Mr Nattawut Promkerd
Stephen Roberts
Stephen Roberts
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After looking at many other companies, I decided to use Luma. Excellent product options and value for money. The staff explained my product options to me and were always helpful. Answering my questions promptly. The overall service was excellent.

LUMA Teams at Your Service

24/7 Hotline

A multilingual emergency hotline is available every day, around the clock, to assist with your urgent situations.

MediPro Team

Travel Insurance for Bali, Travel insurance for Bali

Dr. Gerard

Emergency Medicine, Aviation & Tropical Diseases

25 Years of Medical Experience

Nurse Kookkik

Nurse Kookkik

Registered Nurse

19 Years of Medical Experience

Travel Insurance for Bali, Travel insurance for Bali

Dr. Kao

Health Care Management

General Practitioner

Travel Insurance for Bali, Travel insurance for Bali

Dr. Patrick

Health Care Management

General Practitioner

Travel Insurance for Bali, Travel insurance for Bali

Dr. Thet

Internal Medicine & Rehabilitation Medicine

9 Years of Medical Experience

Travel Insurance Benefits

Medical Benefits

Travel Insurance for Bali, Travel insurance for Bali

Medical Expenses

LUMA Asia Pass covers emergency medical bills, inpatient and outpatient treatments in Bali and other Indonesian islands. Please note pre existing medical conditions are excluded from this travel insurance policy coverage. Please do read the terms and conditions outlined in the policy.

Travel Insurance for Bali, Travel insurance for Bali

Emergency Evacuation

In the case of a Serious Injury or Illness requiring immediate treatment, and if local medical facilities in Bali are insufficient, our coverage includes emergency evacuation. This evacuation will be arranged to the nearest suitable facility using the most efficient mode of transportation capable of providing the necessary medical care. It is important to note that only the Insurer and/or the Assistance Company can coordinate the evacuation.

Travel Insurance for Bali, Travel insurance for Bali

Repatriation

After an Emergency Evacuation, assistance with repatriation is available if deemed necessary. Please be aware that the decision and coordination of repatriation are solely the responsibility of the Insurer and/or the Assistance Company.

motor bike accident coverage

Motorbike Accidents

This travel insurance policy provides coverage for motorbike accidents, whether the insured is riding or serving as a passenger. To be eligible for this coverage, individuals must wear a helmet, adhere to local regulations, and possess the required license to operate or rent the motorbike.

Travel Benefits

Travel Insurance for Bali, Travel insurance for Bali

Trip Cancellation

Safeguard your travel plans to Bali. With our Trip Cancellation coverage, you are protected against losing deposits or facing additional expenses due to unexpected events such as illness, emergencies, or natural disasters. You can cancel or shorten your trip and receive reimbursement for unused expenses. Please note: Coverage for this benefit begins from the policy issue date until the departure date specified in the itinerary.

trip interruption

Trip Interruption

If your trip is cut short due to reasons like illness, emergencies, or natural disasters, rest assured you will be reimbursed for the unused portion of your travel expenses. Whether it involves returning home sooner or arranging alternative accommodations, our coverage provides peace of mind, allowing you to fully enjoy your travels to Bali without worry.

Travel Insurance for Bali, Travel insurance for Bali

Flight Delay

In the event of flight delays due to factors beyond your control, such as adverse weather, strikes, or technical issues outside your home country, this travel insurance provides coverage. Compensation is applicable for every full 6-hour delay, up to the specified policy limit. To qualify, the delay must exceed 6 hours and not be due to failure to check in or reconfirm on time. Official documentation from the airline detailing the cause, date, time, and duration of the delay is required for claims. Please be aware that coverage excludes issues existing at the policy’s commencement or problems caused by government authorities.

Travel Insurance for Bali, Travel insurance for Bali

Baggage Delay

If your luggage is temporarily lost upon arrival in Bali for at least 6 hours, this travel insurance covers emergency purchases of essential toiletries and clothing. It is crucial to note that the delay should not result from customs or government officials, and proper documentation, including original purchase receipts, must be submitted.

Travel Insurance for Bali, Travel insurance for Bali

Lost Baggage

This Travel Insurance to Bali offers compensation for loss, breakage, or damage caused directly by theft, robbery, burglary, accidents, or mishandling by carriers during the insured person’s journey. To be eligible for coverage, the loss must be reported to local authorities or carriers within 24 hours. However, it is important to note that this benefit does not cover loss or damage due to delay, confiscation, wear and tear, or loss of specific items like cash, electronics, fragile articles, and more. For comprehensive details and exclusions, please consult the policy.

Frequently Asked about Travel Insurance for Bali

While travel insurance is not obligatory for a trip to Bali, it is highly advisable. Medical expenses in Bali can be substantial, and as a foreign visitor, you may not be covered by the country’s public healthcare system. Bali also presents unique health risks, including food poisoning, waterborne diseases, and respiratory infections. Having travel insurance can provide coverage for medical expenses and other unforeseen costs such as trip cancellation or interruption, lost luggage, and emergency transportation.

The LUMA Asia Pass travel insurance comes with zero excess.

Unlike many other travel insurance plans that may necessitate a payment, referred to as excess, when filing a claim, LUMA Asia Pass ensures that for covered events during your trip, the full claim amount is paid without any deductions, subject to the terms, conditions, and covered limits outlined in the policy.

The cost of travel insurance for Bali can vary depending on factors like the duration of your trip and the level of cover.

Travel insurance plans for Bali can start from just a few USD per day.

Visa requirements for Bali depend on your nationality, and some travelers may need a visa to enter the country. For certain nationalities, visas can be obtained upon arrival at the airport. Given the evolving nature of visa regulations, it is crucial to verify the current requirements with the embassy in your respective country before traveling to Bali.

Travel tips for Bali

Bali is one of the most popular tourist destinations in the world, so you should expect crowds, especially in the southern and central parts of the island. However, there are still plenty of secluded corners to be found, such as in the central mountains and on the north and west coasts.

While beachwear is perfectly acceptable in many places in Bali, some higher-end bars, restaurants, and clubs have dress codes. It is always a good idea to call ahead to check the dress code if you are unsure.

Prepare for a mixed bag of price tags. Bali is a relatively affordable destination, but it is also possible to spend a lot of money, especially if you stay at high-end hotels, eat at expensive restaurants, and get spa treatments on a regular basis. You can save money by staying in guesthouses, eating at warungs (local restaurants), and shopping at local markets. It is also a good idea to look for online discounts and happy hour deals.

There are various animals in Bali but be cautious of wild and stray animals You should be cautious of wild and stray animals in Bali, as they may carry rabies and other diseases. Monkeys are also known to be thieves, so it is best to avoid getting too close to them. If you are concerned about the welfare of Bali’s stray dogs, you may want to consider making a donation to Bali Dog Refuge, a charity that helps to rescue and rehabilitate stray dogs on the island.

Bali, Indonesia, is home to several volcanoes, with Mount Agung being the most prominent. Mount Agung is an active volcano that has erupted multiple times in the past, with significant eruptions occurring in 1963 and more recently in 2017 and 2018. These eruptions have affected local communities and disrupted travel to and from the island.

While volcanic activity on Bali is closely monitored, it’s essential for both residents and visitors to stay informed about any potential risks and follow travel alerts from local authorities.

Luma

Crafted and Serviced by LUMA

Our goal is to be your companion for all things travel and we strive to make insurance easy, accessible and ethical.

Baolong Insurance

Insured by Baolong

With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.

Europ Assistance

Assistance by Europ Assistance

Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.

“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.