Explore the Maldives with complete coverage and 24/7 emergency support from our global teams during your travels.
Trusted by 100,000+ Travelers
Evacuation & Repatriation
Highest Coverage for Medical Expenses, Emergency Evacuation and Repatriation.
Serviced by LUMA international teams.
Coverage benefits designed to protect you in the Maldives.
The LUMA Asia Pass extends coverage for both inpatient and outpatient treatments in the Maldives for covered conditions. It's essential to adhere to standard practices, and all costs must be reasonable. For information on the necessary documents for claims, please refer to the policy.
Following an Emergency Evacuation, assistance with repatriation is available if necessary. It's crucial to understand that the decision and coordination of repatriation fall under the exclusive responsibility of the Insurer and/or the Assistance Company.
Safeguard your trip to the Maldives. With our Trip Cancellation coverage, you're protected against losing deposits or incurring extra expenses due to unexpected events like illness, emergencies, or natural disasters. You can cancel or shorten your trip and get reimbursed for unused expenses. Please note: Coverage for this benefit starts from the policy issue date until the departure date indicated in the itinerary.
If your trip to the Maldives is cut short due to reasons such as illness, emergencies, or natural disasters, rest assured you'll be reimbursed for the unused portion of your travel expenses. Whether it involves returning home sooner or arranging alternative accommodations, our coverage provides peace of mind, enabling you to fully enjoy your travels to the Maldives without worry.
If your flight faces delays due to factors like adverse weather, strikes, or technical issues outside your home country and beyond your control, this travel insurance provides coverage. Compensation is available for every full 6-hour delay, up to the specified policy limit. To qualify, the delay must exceed 6 hours and not result from failure to check in or reconfirm on time. Additionally, your booking must be confirmed before any known issues arise. Ensure you obtain official documentation from the airline detailing the cause, date, time, and duration of the delay. Please note that this coverage excludes issues existing at the policy’s commencement or problems caused by government authorities.
If your luggage is temporarily lost upon arrival in the Maldives for at least 6 hours, this travel insurance covers emergency purchases of essential toiletries and clothing. It's essential to note that the delay should not result from customs or government officials, and you must submit documentation, including original purchase receipts.
This Travel Insurance to the Maldives offers compensation for loss, breakage, or damage caused directly by theft, robbery, burglary, accidents, or mishandling by carriers during the insured person’s journey. To qualify for coverage, the loss must be reported to local authorities or carriers within 24 hours. However, it’s important to note that this benefit does not cover loss or damage due to delay, confiscation, wear and tear, or loss of specific items like cash, electronics, fragile articles, and more. For comprehensive details and exclusions, please consult the policy.
A multilingual emergency hotline is available every day, around the clock, to assist with your urgent situations.
Dr. Gerard
Emergency Medicine, Aviation & Tropical Diseases
25 Years of Medical Experience
Nurse Kookkik
Registered Nurse
19 Years of Medical Experience
Dr. Kao
Health Care Management
General Practitioner
Dr. Patrick
Health Care Management
General Practitioner
Dr. Thet
Internal Medicine & Rehabilitation Medicine
9 Years of Medical Experience
Expect Everything to be Expensive
Be ready for higher prices across the board in the Maldives. From meals to exciting activities, expect costs to be about double the usual. This is mainly because the Maldives imports all its resources, making everything more expensive.
Staying Connected: Secure a Sim Card
Despite unpredictable WiFi, a reliable 4G signal prevails. Ensure connectivity by obtaining a local sim card for uninterrupted communication during your island-hopping journey.
Alcohol and Currency Etiquette
Respect the predominantly Muslim culture of the Maldives by refraining from bringing alcohol into the country. Keep USD on hand, widely accepted across the islands, for smooth transactions.
Ideal Visiting Time
The optimal time to visit is from November to April for the best weather conditions.
Crafted and Serviced by LUMA
Our goal is to be your companion for all things travel and we strive to make insurance easy, accessible and ethical.
Insured by Baolong
With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.
Assistance by Europ Assistance
Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.
“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.
