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Travel Insurance to China

Complete coverage and 24/7 emergency support from our international teams throughout your journey.

China Travel Insurance, Travel Insurance to China

Trusted by 100,000+ Travelers

Europ Assistance

Evacuation & Repatriation

China Travel Insurance, Travel Insurance to China

Ultimate Worry-Free
Travel Insurance for China

Highest Coverage for Medical Expenses, Emergency Evacuation and Repatriation.

China Travel Insurance, Travel Insurance to China

24/7 Support
from International Experts

Serviced by LUMA international teams.

China Travel Insurance, Travel Insurance to China

Tailored to match your travel requirements

Coverage benefits designed to protect you in China. 

Travel Insurance Benefits Highlights

Travel Benefits

trip cancellation

Trip Cancellation

Covered Up to 5,000 USD

trip interruption

Trip Interruption

Covered Up to 5,000 USD

China Travel Insurance, Travel Insurance to China

Lost Baggage

Covered Up to 1,500 USD

Medical Benefits

China Travel Insurance, Travel Insurance to China

Medical Expenses

200,000 USD to UNLIMITED Coverage

China Travel Insurance, Travel Insurance to China

Emergency Evacuation

UNLIMITED Coverage

China Travel Insurance, Travel Insurance to China

Repatriation

UNLIMITED Coverage

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LUMA Travel Insurance China Reviews

Jeremiah Ell
Jeremiah Ell
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I went to the Luma office in need of travel insurance for a trip in Southeast Asia. I met Clara who walked me thru the travel insurance details and different options available. She was familiar with all aspects of the policy and was able to answer my questions. Reccomended 😇
Suneet Maheshwari
Suneet Maheshwari
Read More
Most happy with prompt response of Luma's insurance team online. Specifically I would like to mention the name of Mr Nattawut Promkerd
Stephen Roberts
Stephen Roberts
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After looking at many other companies, I decided to use Luma. Excellent product options and value for money. The staff explained my product options to me and were always helpful. Answering my questions promptly. The overall service was excellent.

LUMA Teams at Your Service

24/7 Hotline

A multilingual emergency hotline is available every day, around the clock, to assist with your urgent situations.

MediPro Team

Access the Medipro team comprising international doctors for a one-stop service for your medical-related needs during your trip.

China Travel Insurance, Travel Insurance to China

Dr. Gerard

Emergency Medicine, Aviation & Tropical Diseases

25 Years of Medical Experience

Nurse Kookkik

Nurse Kookkik

Registered Nurse

19 Years of Medical Experience

China Travel Insurance, Travel Insurance to China

Dr. Kao

Health Care Management

General Practitioner

China Travel Insurance, Travel Insurance to China

Dr. Patrick

Health Care Management

General Practitioner

China Travel Insurance, Travel Insurance to China

Dr. Thet

Internal Medicine & Rehabilitation Medicine

9 Years of Medical Experience

Travel Insurance Benefits

Medical Benefits

China Travel Insurance, Travel Insurance to China

Medical Expenses

LUMA Asia Pass covers both inpatient and outpatient treatments in China for covered conditions.
Please note that all costs must adhere to standard practices and be reasonable. For details regarding the documents necessary for claiming, please refer to the policy.

China Travel Insurance, Travel Insurance to China

Emergency Evacuation

In the event of a Serious Injury or Illness requiring immediate treatment and local medical facilities are insufficient in China, our coverage includes emergency evacuation. This evacuation will be organized to the closest suitable facility using the most effective mode of transportation capable of providing the necessary medical care. Note that only the Insurer and/or the Assistance Company can arrange the evacuation.
China Travel Insurance, Travel Insurance to China

Repatriation

Following an Emergency Evacuation, we can provide assistance with repatriation if necessary. Please be aware that the decision and coordination of repatriation are the responsibility of the Insurer and/or the Assistance Company exclusively.

Travel Benefits

China Travel Insurance, Travel Insurance to China

Trip Cancellation

Ensure your trip to China stays on track. With our Trip Cancellation coverage, you’re protected against losing deposits or facing extra expenses due to unexpected events like illness, emergencies, or natural disasters. You can cancel or shorten your trip and get reimbursed for unused expenses. Please note: Coverage for this benefit starts from the policy issue date until the departure date indicated in the itinerary.
trip interruption

Trip Interruption

Should your trip be cut short due to reasons such as illness, emergencies, or natural disasters, rest assured you’ll be reimbursed for the unused portion of your travel expenses. Whether it entails returning home sooner or arranging alternative accommodations, our coverage provides peace of mind, allowing you to fully enjoy your travels to China without worry.
China Travel Insurance, Travel Insurance to China

Flight Delay

If your flight experiences delays due to factors like adverse weather, strikes, or technical issues outside your home country and beyond your control, this travel insurance provides coverage. You’re entitled to compensation for every full 6-hour delay, up to the specified policy limit. To qualify, the delay must exceed 6 hours and not be due to failure to check in or reconfirm on time. Additionally, your booking must be confirmed before any known issues arise. Be sure to obtain official documentation from the airline detailing the cause, date, time, and duration of the delay. Please note that this coverage excludes issues existing at the policy’s commencement or problems caused by government authorities.
China Travel Insurance, Travel Insurance to China

Baggage Delay

If your luggage is temporarily lost upon arrival in China for at least 6 hours, this travel insurance provides coverage for emergency purchases of essential toiletries and clothing. It’s crucial to note that the delay should not result from customs or government officials, and you must submit documentation, including original purchase receipts.
China Travel Insurance, Travel Insurance to China

Lost Baggage

This Travel Insurance to China offers compensation for loss, breakage, or damage caused directly by theft, robbery, burglary, accidents, or mishandling by carriers during the insured person’s journey. To qualify for coverage, the loss must be reported to local authorities or carriers within 24 hours. However, it’s important to note that this benefit does not cover loss or damage due to delay, confiscation, wear and tear, or loss of specific items like cash, electronics, fragile articles, and more. For comprehensive details and exclusions, please consult the policy.

Frequently Asked Questions about Travel Insurance to China

Although travel insurance in China is not mandatory, it is a good idea to have it. The cost of medical care in China can be high, and foreign travelers may not be covered by the country’s public healthcare system. Additionally, China has a number of unique health risks, such as food poisoning, waterborne diseases, and respiratory infections. Travel insurance can help to cover the cost of medical care, as well as other expenses such as trip cancellation or interruption, lost luggage, and emergency transportation.

The price of travel insurance for China may fluctuate based on factors such as the length of your journey, the extent of coverage selected, and your departure location. Travel insurance plans for China can begin at just a few USD per day.

Depending on your nationality, some travelers might need a visa to enter the country. For some nationalities, the visa can be done upon arrival at the airport. Due to the fluctuating nature of visa regulations, it’s essential to check the current requirements with the embassy in your respective country prior to traveling to China.

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Luma

Crafted and Serviced by LUMA

Our goal is to be your companion for all things travel and we strive to make insurance easy, accessible and ethical.

Baolong Insurance

Insured by Baolong

With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.

Europ Assistance

Assistance by Europ Assistance

Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.

“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.

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