Luma offers comprehensive health insurance solutions fitting seamlessly into expat and local lifestyles in Vietnam; offering great value yet comprehensive and international health care in Vietnam.
The Asia Care Plus health insurance plans are designed as long term medical insurance solutions for you and your family in Vietnam. No matter what your age, you will be able to renew your policy at the same rate as others in your age group. Your health insurance policy can also be renewed regardless of any presence of new medical conditions, acute or chronic. If you’re an expatriate, you’ll be able to schedule any planned treatments in your home country, depending on your selected zone.
|Annual Limit||1,000,000 USD||1,000,000 USD||1,000,000 USD||1,600,000 USD||1,600,000 USD|
|In-Patient / Hospitalization|
|Cancer||In & Out Patient||In & Out Patient||In & Out Patient||In & Out Patient||In & Out Patient|
|Out-Patient||Up to 6,000 USD||Up to 6,000 USD||Up to 6,000 USD|
|Routine Health Check Up||Up to 200 USD||Up to 200 USD||Up to 200 USD||Up to 500 USD|
|Dental||Up to 1,000 USD||Up to 2,500 USD||Up to 2,500 USD|
|Maternity||Up to 2,500 USD||Up to 4,000 USD||Up to 8,000 USD|
|Vision||Up to 200 USD||Up to 500 USD||Up to 500 USD|
|Chronic Medical Conditions|
|Deductible (Optional): Nil | 500 USD | 1,000 USD | 6,000 USD|
|Co-Payment (Optional): 0 | 10% | 20%|