Travel Insurance to Indonesia

Discover Indonesia with no excess, 24/7 support from local experts, and coverage specifically tailored for your adventure.

Travel Insurance Indonesia, Travel Insurance for Indonesia

Trusted by 100,000+ Travelers

Europ Assistance

Evacuation & Repatriation

Travel Insurance Indonesia, Travel Insurance for Indonesia

Ultimate Worry-Free
Travel Insurance for the Indonesia

Highest Coverage for Medical Expenses, Emergency Evacuation and Repatriation.

Travel Insurance Indonesia, Travel Insurance for Indonesia

24/7 Support
from International Experts

Serviced by LUMA international teams.

Travel Insurance Indonesia, Travel Insurance for Indonesia

Tailored to match your travel requirements

Coverage benefits designed to protect you in Indonesia.

Travel Insurance Benefits

Medical Benefits

Travel Insurance Indonesia, Travel Insurance for Indonesia

Medical Expenses

The LUMA Asia Pass provides coverage for both inpatient and outpatient treatments in Indonesia for covered conditions. It is essential to adhere to standard practices and reasonable costs. For information on the required documents for claims, please consult the policy.

Travel Insurance Indonesia, Travel Insurance for Indonesia

Emergency Evacuation

In the case of a Serious Injury or Illness necessitating immediate treatment and inadequate local medical facilities in Indonesia, our coverage includes emergency evacuation. The evacuation will be arranged to the nearest suitable facility using the most efficient mode of transportation capable of providing necessary medical care. Only the Insurer and/or the Assistance Company can organize the evacuation.

Travel Insurance Indonesia, Travel Insurance for Indonesia

Repatriation

After an Emergency Evacuation, assistance with repatriation is available if required. It's important to note that the decision and coordination of repatriation lie solely with the Insurer and/or the Assistance Company.

motor bike accident coverage

Motorbike Accidents

The coverage of this travel insurance policy includes motorbike accidents, whether the insured is the rider or a passenger. To qualify for this coverage, individuals must wear a helmet, comply with local regulations, and hold the necessary license to operate or rent the motorbike.

Travel Benefits

Travel Insurance Indonesia, Travel Insurance for Indonesia

Trip Cancellation

Ensure the smooth progression of your trip to Indonesia. With our Trip Cancellation coverage, you're safeguarded against losing deposits or incurring additional expenses due to unforeseen events like illness, emergencies, or natural disasters. You can cancel or shorten your trip and receive reimbursement for unused expenses. Coverage starts from the policy issue date until the departure date indicated in the itinerary.

Travel Insurance Indonesia, Travel Insurance for Indonesia

Trip Interruption

Should your trip be shortened due to reasons such as illness, emergencies, or natural disasters, rest assured that you'll be reimbursed for the unused portion of your travel expenses. Whether it involves returning home sooner or arranging alternative accommodations, our coverage offers peace of mind for you to fully enjoy your travels to Indonesia without worry.

Travel Insurance Indonesia, Travel Insurance for Indonesia

Flight Delay

In case your flight experiences delays due to factors like adverse weather, strikes, or technical issues outside your home country and beyond your control, this travel insurance provides coverage. Compensation is provided for every full 6-hour delay, up to the specified policy limit. To qualify, the delay must exceed 6 hours and not be due to failure to check in or reconfirm on time. Official documentation from the airline detailing the cause, date, time, and duration of the delay is required. This coverage excludes issues existing at the policy’s commencement or problems caused by government authorities.

Travel Insurance Indonesia, Travel Insurance for Indonesia

Baggage Delay

If your luggage is temporarily lost upon arrival in Indonesia for at least 6 hours, this travel insurance provides coverage for emergency purchases of essential toiletries and clothing. It's crucial to note that the delay should not result from customs or government officials, and you must submit documentation, including original purchase receipts.

Travel Insurance Indonesia, Travel Insurance for Indonesia

Lost Baggage

This Travel Insurance for Indonesia offers compensation for loss, breakage, or damage caused directly by theft, robbery, burglary, accidents, or mishandling by carriers during the insured person’s journey. To qualify for coverage, the loss must be reported to local authorities or carriers within 24 hours. However, it’s important to note that this benefit does not cover loss or damage due to delay, confiscation, wear and tear, or loss of specific items like cash, electronics, fragile articles, and more. For comprehensive details and exclusions, please consult the policy.

LUMA Travel Insurance Indonesia Reviews

Jeremiah Ell
Jeremiah Ell
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I went to the Luma office in need of travel insurance for a trip in Southeast Asia. I met Clara who walked me thru the travel insurance details and different options available. She was familiar with all aspects of the policy and was able to answer my questions. Reccomended 😇
Suneet Maheshwari
Suneet Maheshwari
Read More
Most happy with prompt response of Luma's insurance team online. Specifically I would like to mention the name of Mr Nattawut Promkerd
Stephen Roberts
Stephen Roberts
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After looking at many other companies, I decided to use Luma. Excellent product options and value for money. The staff explained my product options to me and were always helpful. Answering my questions promptly. The overall service was excellent.

LUMA Teams at Your Service

24/7 Hotline

A multilingual emergency hotline is available every day, around the clock, to assist with your urgent situations.

MediPro Team

Travel Insurance Indonesia, Travel Insurance for Indonesia

Dr. Gerard

Emergency Medicine, Aviation & Tropical Diseases

25 Years of Medical Experience

Nurse Kookkik

Nurse Kookkik

Registered Nurse

19 Years of Medical Experience

Travel Insurance Indonesia, Travel Insurance for Indonesia

Dr. Kao

Health Care Management

General Practitioner

Travel Insurance Indonesia, Travel Insurance for Indonesia

Dr. Patrick

Health Care Management

General Practitioner

Travel Insurance Indonesia, Travel Insurance for Indonesia

Dr. Thet

Internal Medicine & Rehabilitation Medicine

9 Years of Medical Experience

Frequently Asked about Travel Insurance for Indoensia

While travel insurance is not mandatory for Indonesia, it is advisable to have it. The cost of medical care in Indonesia can be substantial, and foreign travelers may not be covered by the country’s public healthcare system. Additionally, Indonesia presents unique health risks, including food poisoning, waterborne diseases, and respiratory infections. Travel insurance can help cover medical expenses and other unforeseen costs such as trip cancellation or interruption, lost luggage, and emergency transportation.

LUMA Asia Pass travel insurance has no excess.

Many travel insurance plans require you to pay a certain amount when you make a claim, known as the excess. This means a claim for a covered event that occurs during your trip will be paid the full amount with LUMA Asia Pass, without any deducted amount (according to the terms and conditions and the covered limits of the policy).

The price of travel insurance for Indonesia may vary depending on factors like the duration of your trip, the level of coverage chosen, and your departure location. Travel insurance plans for Indonesia can start at just a few USD per day.

Depending on your nationality, some travelers may require a visa to enter the country. For certain nationalities, visas can be obtained upon arrival at the airport. Due to the dynamic nature of visa regulations, it’s crucial to check the current requirements with the embassy in your respective country before traveling to Indonesia.

Travel Insurance to Indonesian Cities

Medical expenses and emergency evacuation costs can easily add up in Bali, leaving you with a financial burden and a ruined trip. 

Enjoy your holidays in Bali with the right travel insurance in Bali. Relax on the beach, explore Bali on a motorbike, or spend your day scuba diving knowing LUMA Asia Pass have you covered.

Ubud is a popular destination in Bali, known for its rice terraces, temples and monkeys! Although they look quite friendly and playful, they can sometimes turn out to be aggressive especially when looking for food. 

Having a travel insurance Ubud is particularly valuable in case of monkey bites or theft of personal items. 

Visit Ubud’s Monkey Forest and enjoy the scenery with peace of mind with a comprehensive travel insurance.

You can go ahead and plan your trip to the capital city of Indonesia with LUMA. Our Travel Insurance Jakarta is a multi-trip travel insurance so travel to and within Indonesia with full peace of mind knowing you’re covered against the unexpected. 

Travel tips for Indonesia

In the event of an emergency in Indonesia, it is important to note that the overall standard of healthcare in the country may not be suitable for serious medical or surgical conditions. For international travelers facing significant illness or injury, it is commonly recommended to consider medical evacuations to Singapore or Thailand. Read our full blog on What to do in case of emergency in Indonesia

Ubud is a popular destination in Bali, known for its rice terraces, temples and monkeys! Although they look quite friendly and playful, they can sometimes turn out to be aggressive especially when looking for food. 

Having a travel insurance Ubud is particularly valuable in case of monkey bites or theft of personal items. 

Visit Ubud’s Monkey Forest and enjoy the scenery with peace of mind with a comprehensive travel insurance.

  • Drink bottled water:
    Tap water in Indonesia is not recommended for drinking, so it is important to stock up on bottled water. A good tip is to purchase a large jug of water and refill a reusable bottle throughout the trip. Indonesia can get hot, so staying hydrated is essential.
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  • Use Blue Bird taxis:
    Bird taxis are the safest and most recommended taxi company in Indonesia. They use metered fares, so there is no need to worry about being overcharged. Blue Bird also has an app that allows for credit card payments and taxi ordering from your current location. Cash is accepted if you prefer to pay the driver directly.
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  • Respect local traditions and beliefs:
    Indonesia is a religiously diverse country, so it is important to be respectful of local customs and beliefs. For example, on the island of Java, the majority of the population is Muslim, while on the island of Bali, the majority is Hindu. In Bali, visitors should avoid disturbing the small religious offerings placed on the ground and all around. Sarongs and hip scarves are required to enter temples, and women are not allowed to enter temples while menstruating.
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  • Carry cash and small denominations:
    While most areas in Indonesia accept credit/debit card, smaller merchants and local markets in Indonesia prefer cash. It’s quick and easy for them.
Luma

Crafted and Serviced by LUMA

Our goal is to be your companion for all things travel and we strive to make insurance easy, accessible and ethical.

Baolong Insurance

Insured by Baolong

With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.

Europ Assistance

Assistance by Europ Assistance

Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.

“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.