Discover Indonesia with no excess, 24/7 support from local experts, and coverage specifically tailored for your adventure.
Trusted by 100,000+ Travelers
Highest Coverage for Medical Expenses, Emergency Evacuation and Repatriation.
Serviced by LUMA international teams.
Coverage benefits designed to protect you in Indonesia.
Here’s a quick overview of our main Travel and Medical Benefits for you to enjoy your trip to Indonesia to the fullest.
Covers Medical Expenses from 200,000 USD to Paid in Full
Emergency Medical Evacuation Paid in Full
Medical Repatriation Paid in Full
Covered Up to 5,000 USD
Covered Up to 5,000 USD
Covered Up to 1,500 USD
Read the full details of the policy before buying:
A multilingual emergency hotline is available every day, around the clock, to assist with your urgent situations.
Dr. Gerard
Emergency Medicine, Aviation & Tropical Diseases
25 Years of Medical Experience
Dr. Kao
Health Care Management
General Practitioner
Dr. Patrick
Health Care Management
General Practitioner
Dr. Thet
Internal Medicine & Rehabilitation Medicine
9 Years of Medical Experience
The LUMA Asia Pass provides coverage for both inpatient and outpatient treatments in Indonesia for covered conditions. It is essential to adhere to standard practices and reasonable costs. For information on the required documents for claims, please consult the policy.
In the case of a Serious Injury or Illness necessitating immediate treatment and inadequate local medical facilities in Indonesia, our coverage includes emergency evacuation. The evacuation will be arranged to the nearest suitable facility using the most efficient mode of transportation capable of providing necessary medical care. Only the Insurer and/or the Assistance Company can organize the evacuation.
After an Emergency Evacuation, assistance with repatriation is available if required. It's important to note that the decision and coordination of repatriation lie solely with the Insurer and/or the Assistance Company.
The coverage of this travel insurance policy includes motorbike accidents, whether the insured is the rider or a passenger. To qualify for this coverage, individuals must wear a helmet, comply with local regulations, and hold the necessary license to operate or rent the motorbike.
Ensure the smooth progression of your trip to Indonesia. With our Trip Cancellation coverage, you're safeguarded against losing deposits or incurring additional expenses due to unforeseen events like illness, emergencies, or natural disasters. You can cancel or shorten your trip and receive reimbursement for unused expenses. Coverage starts from the policy issue date until the departure date indicated in the itinerary.
Should your trip be shortened due to reasons such as illness, emergencies, or natural disasters, rest assured that you'll be reimbursed for the unused portion of your travel expenses. Whether it involves returning home sooner or arranging alternative accommodations, our coverage offers peace of mind for you to fully enjoy your travels to Indonesia without worry.
In case your flight experiences delays due to factors like adverse weather, strikes, or technical issues outside your home country and beyond your control, this travel insurance provides coverage. Compensation is provided for every full 6-hour delay, up to the specified policy limit. To qualify, the delay must exceed 6 hours and not be due to failure to check in or reconfirm on time. Official documentation from the airline detailing the cause, date, time, and duration of the delay is required. This coverage excludes issues existing at the policy’s commencement or problems caused by government authorities.
If your luggage is temporarily lost upon arrival in Indonesia for at least 6 hours, this travel insurance provides coverage for emergency purchases of essential toiletries and clothing. It's crucial to note that the delay should not result from customs or government officials, and you must submit documentation, including original purchase receipts.
This Travel Insurance for Indonesia offers compensation for loss, breakage, or damage caused directly by theft, robbery, burglary, accidents, or mishandling by carriers during the insured person’s journey. To qualify for coverage, the loss must be reported to local authorities or carriers within 24 hours. However, it’s important to note that this benefit does not cover loss or damage due to delay, confiscation, wear and tear, or loss of specific items like cash, electronics, fragile articles, and more. For comprehensive details and exclusions, please consult the policy.
Crafted and Serviced by LUMA
Our goal is to be your companion for all things travel and we strive to make insurance easy, accessible and ethical.
Insured by Baolong
With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.
Assistance by Europ Assistance
Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.
“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.
LUMA CARE CO., LTD.
57 Park Ventures Ecoplex 9th Floor,
Unit 912 Wireless Road, Lumpini, Pathumwan,
Bangkok 10330 Thailand
+66 2 494 3600
Non-life insurance broker licence: ว00008/2555
Life insurance broker licence: ช00012/2564
