Discover India confidently with 24/7 international expert support and customized coverage for your adventure.
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Evacuation & Repatriation
Highest Coverage for Medical Expenses, Emergency Evacuation and Repatriation.
Serviced by LUMA international teams.
With a high travel insurance coverage to protect you during your trip to India.
Starting from 200,000 USD up to UNLIMITED Coverage
Paid in Full
Paid in Full
Covered Up to 5,000 USD
Covered Up to 5,000 USD
Covered Up to 1,500 USD
A multilingual emergency hotline is available every day, around the clock, to assist with your urgent situations.
Dr. Gerard
Emergency Medicine, Aviation & Tropical Diseases
25 Years of Medical Experience
Nurse Kookkik
Registered Nurse
19 Years of Medical Experience
Dr. Kao
Health Care Management
General Practitioner
Dr. Patrick
Health Care Management
General Practitioner
Dr. Thet
Internal Medicine & Rehabilitation Medicine
9 Years of Medical Experience
LUMA Asia Pass offers a very comprehensive emergency medical cover. Please note that this travel insurance does not cover pre-existing conditions.
In case of a Serious Injury or Illness necessitating immediate treatment and inadequate local medical facilities in India, our coverage encompasses emergency evacuation. The evacuation will be arranged to the nearest suitable facility using the most efficient mode of transportation capable of providing the necessary medical care. It's crucial to note that only the Insurer and/or the Assistance Company can coordinate the evacuation.
Following an Emergency Evacuation, we can assist with repatriation if deemed necessary. Please note that the decision and coordination of repatriation lie solely with the Insurer and/or the Assistance Company.
This travel insurance policy covers motorbike accidents for both riders and passengers. To qualify for this coverage, individuals must wear a helmet, adhere to local regulations, and possess the required license to operate or rent the motorbike.
Trip Cancellation coverage for India. With this travel insurance, you are protected against losing deposits or incurring additional expenses due to unforeseen events such as illness, emergencies, or natural disasters. You can cancel or curtail your trip and receive reimbursement for unused expenses. Please be aware that coverage for this benefit begins from the policy issue date until the departure date specified in the itinerary.
If your journey is cut short due to reasons like illness, emergencies, or natural disasters, rest assured you will be reimbursed for the unused portion of your travel expenses. Whether it involves returning home early or arranging alternative accommodations, our coverage ensures peace of mind, allowing you to fully enjoy your travels to India without concerns.
In case your flight to India encounters delays due to factors like adverse weather, strikes, or technical issues outside your home country and beyond your control, this travel insurance offers coverage. Compensation is provided for every complete 6-hour delay, up to the specified policy limit. To qualify, the delay must exceed 6 hours and not result from failure to check in or reconfirm on time. Additionally, your booking must be confirmed before any known issues arise. Ensure you obtain official documentation from the airline detailing the cause, date, time, and duration of the delay. Please note that this coverage excludes issues existing at the policy’s commencement or problems caused by government authorities.
If your luggage is temporarily misplaced upon arrival in India for at least 6 hours, this travel insurance offers coverage for emergency purchases of essential toiletries and clothing. It's important to note that the delay should not result from customs or government officials, and you must submit documentation, including original purchase receipts.
This Travel Insurance to India provides compensation for loss, breakage, or damage directly caused by theft, robbery, burglary, accidents, or mishandling by carriers during the insured person’s journey. To be eligible for coverage, the loss must be reported to local authorities or carriers within 24 hours. However, please be aware that this benefit does not cover loss or damage due to delay, confiscation, wear and tear, or the loss of specific items such as cash, electronics, fragile articles, and more. For detailed information and exclusions, please refer to the policy.
Crafted and Serviced by LUMA
Our goal is to be your companion for all things travel and we strive to make insurance easy, accessible and ethical.
Insured by Baolong
With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.
Assistance by Europ Assistance
Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.
“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.
LUMA CARE CO., LTD.
57 Park Ventures Ecoplex 9th Floor,
Unit 912 Wireless Road, Lumpini, Pathumwan,
Bangkok 10330 Thailand
+66 2 494 3600
Non-life insurance broker licence: ว00008/2555
Life insurance broker licence: ช00012/2564
