Travel Insurance to India

Discover India confidently with 24/7 international expert support and customized coverage for your adventure.

Travel Insurance India, Travel Insurance to India

Trusted by 100,000+ Travelers

Europ Assistance

Evacuation & Repatriation

Travel Insurance India, Travel Insurance to India

Ultimate Worry-Free
Travel Insurance for the India

Highest Coverage for Medical Expenses, Emergency Evacuation and Repatriation.

Travel Insurance India, Travel Insurance to India

24/7 Support
from International Experts

Serviced by LUMA international teams.

Travel Insurance India, Travel Insurance to India

Tailored to match your travel requirements

Coverage benefits designed to protect you in India.

Travel Insurance Benefits

Medical Benefits

Travel Insurance India, Travel Insurance to India

Medical Expenses

The LUMA Asia Pass includes coverage for both inpatient and outpatient treatments in India for covered conditions. It is essential to adhere to standard practices, and all costs should be reasonable. For information on the required documents for claiming, please consult the policy.

Travel Insurance India, Travel Insurance to India

Emergency Evacuation

In case of a Serious Injury or Illness necessitating immediate treatment and inadequate local medical facilities in India, our coverage encompasses emergency evacuation. The evacuation will be arranged to the nearest suitable facility using the most efficient mode of transportation capable of providing the necessary medical care. It's crucial to note that only the Insurer and/or the Assistance Company can coordinate the evacuation.

Travel Insurance India, Travel Insurance to India

Repatriation

Following an Emergency Evacuation, we can assist with repatriation if deemed necessary. Please note that the decision and coordination of repatriation lie solely with the Insurer and/or the Assistance Company.

motor bike accident coverage

Motorbike Accidents

This travel insurance policy covers motorbike accidents for both riders and passengers. To qualify for this coverage, individuals must wear a helmet, adhere to local regulations, and possess the required license to operate or rent the motorbike.

Travel Benefits

Travel Insurance India, Travel Insurance to India

Trip Cancellation

Trip Cancellation coverage for India. With this travel insurance, you are protected against losing deposits or incurring additional expenses due to unforeseen events such as illness, emergencies, or natural disasters. You can cancel or curtail your trip and receive reimbursement for unused expenses. Please be aware that coverage for this benefit begins from the policy issue date until the departure date specified in the itinerary.

Travel Insurance India, Travel Insurance to India

Trip Interruption

If your journey is cut short due to reasons like illness, emergencies, or natural disasters, rest assured you will be reimbursed for the unused portion of your travel expenses. Whether it involves returning home early or arranging alternative accommodations, our coverage ensures peace of mind, allowing you to fully enjoy your travels to India without concerns.

Travel Insurance India, Travel Insurance to India

Flight Delay

In case your flight to India encounters delays due to factors like adverse weather, strikes, or technical issues outside your home country and beyond your control, this travel insurance offers coverage. Compensation is provided for every complete 6-hour delay, up to the specified policy limit. To qualify, the delay must exceed 6 hours and not result from failure to check in or reconfirm on time. Additionally, your booking must be confirmed before any known issues arise. Ensure you obtain official documentation from the airline detailing the cause, date, time, and duration of the delay. Please note that this coverage excludes issues existing at the policy’s commencement or problems caused by government authorities.

Travel Insurance India, Travel Insurance to India

Baggage Delay

If your luggage is temporarily misplaced upon arrival in India for at least 6 hours, this travel insurance offers coverage for emergency purchases of essential toiletries and clothing. It's important to note that the delay should not result from customs or government officials, and you must submit documentation, including original purchase receipts.

Travel Insurance India, Travel Insurance to India

Lost Baggage

This Travel Insurance to India provides compensation for loss, breakage, or damage directly caused by theft, robbery, burglary, accidents, or mishandling by carriers during the insured person’s journey. To be eligible for coverage, the loss must be reported to local authorities or carriers within 24 hours. However, please be aware that this benefit does not cover loss or damage due to delay, confiscation, wear and tear, or the loss of specific items such as cash, electronics, fragile articles, and more. For detailed information and exclusions, please refer to the policy.

LUMA Travel Insurance India Reviews

Jeremiah Ell
Jeremiah Ell
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I went to the Luma office in need of travel insurance for a trip in Southeast Asia. I met Clara who walked me thru the travel insurance details and different options available. She was familiar with all aspects of the policy and was able to answer my questions. Reccomended 😇
Suneet Maheshwari
Suneet Maheshwari
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Most happy with prompt response of Luma's insurance team online. Specifically I would like to mention the name of Mr Nattawut Promkerd
Stephen Roberts
Stephen Roberts
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After looking at many other companies, I decided to use Luma. Excellent product options and value for money. The staff explained my product options to me and were always helpful. Answering my questions promptly. The overall service was excellent.

LUMA Teams at Your Service

24/7 Hotline

A multilingual emergency hotline is available every day, around the clock, to assist with your urgent situations.

MediPro Team

Travel Insurance India, Travel Insurance to India

Dr. Gerard

Emergency Medicine, Aviation & Tropical Diseases

25 Years of Medical Experience

Nurse Kookkik

Nurse Kookkik

Registered Nurse

19 Years of Medical Experience

Travel Insurance India, Travel Insurance to India

Dr. Kao

Health Care Management

General Practitioner

Travel Insurance India, Travel Insurance to India

Dr. Patrick

Health Care Management

General Practitioner

Travel Insurance India, Travel Insurance to India

Dr. Thet

Internal Medicine & Rehabilitation Medicine

9 Years of Medical Experience

Frequently Asked about Travel Insurance for India

While travel insurance is not mandatory for India, it is advisable to have it. The cost of medical treatment in India can be substantial, and foreign travelers may not be covered by the country’s public healthcare system. India also presents unique health risks, including food poisoning, waterborne diseases, and respiratory infections. Travel insurance can provide coverage for medical expenses, as well as other unforeseen costs such as trip cancellation or interruption, lost luggage, and emergency transportation.

The cost of travel insurance for India can vary based on factors such as the duration of your trip, the level of coverage chosen, and your departure location. Travel insurance plans for India may start at just a few USD per day.

Depending on your nationality, some travelers may need a visa to enter India. For certain nationalities, visas can be obtained upon arrival at the airport. Due to the evolving nature of visa regulations, it is crucial to verify the current requirements with the embassy in your respective country before traveling to India.

Luma

Crafted and Serviced by LUMA

Our goal is to be your companion for all things travel and we strive to make insurance easy, accessible and ethical.

Baolong Insurance

Insured by Baolong

With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.

Europ Assistance

Assistance by Europ Assistance

Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.

“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.