Travel Insurance for Thailand

Buy Thailand travel insurance plans online securely in just a few clicks.

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Travel Insurance Thailand, Travel Insurance for Thailand
Travel Insurance Thailand, Travel Insurance for Thailand

Tailored Thailand Travel Insurance Plans

All our plans are designed to meet the unique health and accidental risks that can occur in Thailand, such as motorbike accidents. Medical expenses, trip cancellation and baggage delays benefits are also availalble.
Travel Insurance Thailand, Travel Insurance for Thailand

Available 24/7

Our team is accessible by phone 24 hours a day, 7 days a week; in case of medical emergencies or accidents. Medical Evacuation and/or repatriation can also be arranged.
Travel Insurance Thailand, Travel Insurance for Thailand

Peace of Mind from LUMA's Medical Team

Our in-house international & English speaking Medical Team can offer advice on which hospital to go to; as well as Second Medical Opinion services.

Coverage Highlights for our Thailand Travel Insurance Plans

Medical Benefits Highlights

  • Medical Expenses
    Essential to Comprehensive Medical Expenses Cover
    From 200,000 USD to UNLIMITED medical expenses coverage depending on the plan. Covers healthcare bills from both hospitalization and outpatient care.
  • Evacuation Icon
    Full Cover for Emergency Evacuation and Repatriation in all plans
    In the event of a medical emergency, if there are no adequate facilities nearby, the plan will cover expenses relating to an approved evacuation to a nearby medical facility, in full.

Travel Benefits Highlights

  • trip cancellation
    Trip Cancellation cover up to 5,000 USD
    Reimbursement of irrecoverable prepaid travel expenses up to 5,000 USD per person.
  • trip interruption
    Trip Interruption cover up to 5,000USD
    Reimbursement of up to 5,000 USD in case of trip being cut short.
  • Lost baggage icon
    Lost Baggage cover up to 1,500 USD
    Covers loss or damage to baggage up to 1,500 USD

Reviews from LUMA's Thailand Travelers

Jeremiah Ell
Jeremiah Ell
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I went to the Luma office in need of travel insurance for a trip in Southeast Asia. I met Clara who walked me thru the travel insurance details and different options available. She was familiar with all aspects of the policy and was able to answer my questions. Reccomended 😇
Suneet Maheshwari
Suneet Maheshwari
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Most happy with prompt response of Luma's insurance team online. Specifically I would like to mention the name of Mr Nattawut Promkerd
Stephen Roberts
Stephen Roberts
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After looking at many other companies, I decided to use Luma. Excellent product options and value for money. The staff explained my product options to me and were always helpful. Answering my questions promptly. The overall service was excellent.

Our in-house Medical Team Based in Thailand

Our in-house medical team can support you during your trip to Thailand by offering medical referral advice as well as second medical opinion.

Travel Insurance Thailand, Travel Insurance for Thailand

Dr. Gerard

Emergency Medicine, Aviation & Tropical Diseases

25 Years of Medical Experience

Nurse Kookkik

Nurse Kookkik

Registered Nurse

19 Years of Medical Experience

Travel Insurance Thailand, Travel Insurance for Thailand

Dr. Kao

Health Care Management

General Practitioner

Travel Insurance Thailand, Travel Insurance for Thailand

Dr. Thet

Internal Medicine & Rehabilitation Medicine

9 Years of Medical Experience

Popular Questions

How much is your travel insurance to Thailand?

The cost can range from approximately 5$ per day to over 200$; depending on the departure country, length of travel and the level of coverage chosen. The cost per day will be lower for longer stays, making our plans very affordable.

What is the best travel insurance for Thailand

The best travel insurance in Thailand is the one which offers adequate protection for Thailand’s specifc accidental and health risks – such as motorbike accidents. LUMA offers several plan options to satisfy most budget and coverage requirements.

 

Learn more about the companies offering the best travel insurance in Thailand in our guide.

What is not covered?

Typically the following are not covered in our Thailand travel insurance policies:

  • Pre-existing medical conditions including congenital conditions or birth defects
  • Planned & elective treatments
  • Illnesses contracted before the start of the policy
  • War, terrorism, intentional self-inflicted injuries, psychiatric disorders
  • Participation in extreme sports, rock climbing, hazardous work
  • Trekking above 5,000 meters altitude
  • Scuba diving

What is not covered will be detailed in the exclusions sections of the travel insurance policy wording.

Can Thai nationals or Thai residents buy?

Yes if going to other countries outside Thailand (in the covered zone). Our travel insurance plans are designed for foreigners coming to Thailand or Thais living abroad and coming back to Thailand – not for those already living here.

Is food poisoning covered by this insurance?

Yes. Our Thailand travel health insurance coverage includes food poisoning – if there is a doctor’s prescription and medical certificate.

I am already in Thailand, can I buy travel insurance for Thailand?

No, you won’t be covered in Thailand. You need to buy before you enter Thailand.

What is Thailand Pass?

In the past, during the Covid-19 pandemic, travelers entering Thailand had to register through a mandatory online platform called Thailand Pass. Today, there is no more Thailand travel insurance requirement for this entry pass. However, securing insurance for Thailand travel remains essential for a worry-free journey.

Luma

Crafted and Serviced by LUMA

Our goal is to be your companion for all things travel and we strive to make insurance easy, accessible and ethical.

Baolong Insurance

Insured by Baolong

With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.

Europ Assistance

Assistance by Europ Assistance

Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.

“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.