Explore the Philippines confidently with 24/7 support from local experts and tailored coverage for your adventure. Buy LUMA travel insurance Philippines online.
Trusted by 100,000+ Travelers
Tailored Philippines Travel Insurance Plans
Protect your Philippines trip with comprehensive travel insurance. Our plans cover common risks like motorbike accidents, medical emergencies, trip delay and cancellation, and baggage delays.
Available 24/7
LUMA teams are accessible at all time for medical emergencies or in case a medical evacuation needs to be arranged.
Ultimate Worry-Free Trip with LUMA's Medical Team
Our in-house international Medical Team is available for medical referral and guide you where to go in case of medical emergencies.
Our Medical and Travel benefits at a glance, for a peace of mind trip to the Philippines:
Covers Medical Expenses from 200,000 USD to Paid in Full
Emergency Medical Evacuation Paid in Full
Medical Repatriation Paid in Full
Covered Up to 5,000 USD
Covered Up to 5,000 USD
Covered Up to 1,500 USD
Read more about LUMA Asia Pass, your travel insurance to the Philippines:
Our Doctors and Nurses can guide you during your trip to the Philippines by offering guidance on your medical needs.
Dr. Gerard
Emergency Medicine, Aviation & Tropical Diseases
25 Years of Medical Experience
Nurse Kookkik
Registered Nurse
19 Years of Medical Experience
Dr. Kao
Health Care Management
General Practitioner
Dr. Thet
Internal Medicine & Rehabilitation Medicine
9 Years of Medical Experience
While travel insurance is not a mandatory requirement for visiting the Philippines, it is highly advisable. The cost of medical services in the Philippines can be significant, and foreign travelers may not be covered by the country’s public healthcare system. Additionally, the Philippines presents unique health risks, including foodborne illnesses, waterborne diseases, and respiratory infections. Travel insurance can provide coverage for medical expenses and other unforeseen costs such as trip cancellation or interruption, lost luggage, and emergency transportation.
The cost of a travel insurance for the Philippines typically depends on your trip duration and level of coverage.
Rates vary among insurance companies, with a multitude of options to choose from. Entry-level plans for travel insurance in the Philippines can begin at just a few dollars per day.
Visa requirements for entering the Philippines depend on your nationality. Some travelers may need to obtain a visa in advance, while others may be eligible for visa-free entry or visa-on-arrival. Due to potential changes in visa regulations, it is crucial to verify the current requirements with the Philippine embassy or consulate in your respective country before planning your trip.
In case of an emergency in the Philippines, seek assistance from main city hospitals, which uphold high medical standards. Be cautious about counterfeit medicines, prevalent even in the capital. Promptly go to the nearest healthcare facility, provide relevant information about the emergency, and be aware of the healthcare landscape. Read out full blog on What to do in case of emergency in Philippines
1. Ensure your passport is valid for at least 6 months beyond your departure from the Philippines.
2. Register and complete the eTravel Portal (replacing the former One Health Pass) within 72 hours before arrival or upon arrival at the latest.
3. Carry a valid passport and a return ticket to the port of origin or a ticket to the next port of destination.
Always verify the latest regulations from your airline and the Philippines Department of Tourism as a precaution.
Read our blog on Travel requirements to Philippines for more details about entry requirements.
The capital of the Philippines is known for its historical buildings but has become over the years a destination for foodies coming to explore Filipino street food.
Travel to Manila with confidence and enjoy your trip without worrying about the what-ifs – whether you are traveling to Manila for business or pleasure. Luma Travel Insurance Manila can protect you against the unexpected.
Boracay island is one of the top destinations in Asia for travelers all around the world. Travel Insurance Boracay should be on tourists’ to-get list when planning for their trip. Protect yourself and your belongings with Luma Travel Insurance Boracay and ensure to enjoy your trip to Boracay to the fullest.
Cebu is known for its paradise-like beaches and history. Like any other destination, travelers can fall sick or get injured during their trip. Protect yourself with Luma Travel Insurance Cebu to enjoy a medical cover up to 100.000 USD.
Luma’s Travel Insurance for U.S. citizens traveling from the USA to the Philippines is an invaluable financial resource that extends coverage to unforeseen events, including rising number of motorbike accidents. Our travel insurance Philippines offers a wide range of benefits specifically designed to address the needs of U.S. travelers.
Alongside medical assistance, emergency medical evacuation, trip cancellation or interruption, baggage loss or delay, and personal liability coverage. Travel in the Philippines with peace of mind, knowing they have reliable financial protection against unexpected situations, including motorbike accidents.
Our OFW travel insurance in the Philippines serves as a crucial financial tool safeguarding Overseas Filipino Workers (OFWs) throughout their international travels. Luma’s insurance package encompasses a comprehensive array of benefits, such as medical assistance, emergency medical evacuation, trip cancellation or interruption coverage, compensation for lost or delayed baggage, and personal liability protection.
By offering peace of mind, it assures OFWs that they are financially secure should unexpected situations arise while they are away from home. Whether for leisure trips, work-related ventures, or visits to family and friends, our travel insurance in the Philippines ensures that OFWs can focus on their journey with the assurance of a reliable safety net in times of unforeseen need.
Visa requirements for entering the Philippines depend on your nationality. Some travelers may need to obtain a visa in advance, while others may be eligible for visa-free entry or visa-on-arrival. Due to potential changes in visa regulations, it is crucial to verify the current requirements with the Philippine embassy or consulate in your respective country before planning your trip.
Crafted and Serviced by LUMA
Our goal is to be your companion for all things travel and we strive to make insurance easy, accessible and ethical.
Insured by Baolong
With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.
Assistance by Europ Assistance
Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.
“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.
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