Kishan Loitongbam
Kishan Loitongbam
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Amazing customer support! The entire process was handled smoothly from beginning to end. The staffs are really informed and go the extra mile at every stage. Highly recommended.
Esle van Heerden
Esle van Heerden
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The service was excellent! Emilie was a great help with so much patience. It truly makes a difference if you have someone that responds quickly and doesn’t complain about numerous emails being sent back and forth. Thanks for the excellent service Luma and especially Emilie!
Philip Seiter
Philip Seiter
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Thank you Emilie and rest of the team for your great support and answering all my open questions. 🙂
Jeremiah Ell
Jeremiah Ell
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I went to the Luma office in need of travel insurance for a trip in Southeast Asia. I met Clara who walked me thru the travel insurance details and different options available. She was familiar with all aspects of the policy and was able to answer my questions. Reccomended 😇
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travel insurance Philippines Cover

Baggage

Baggage Protection

Follow up care

Follow-up Care

Travel Insurance Philippines, Philippines

Flight Delay

Travel Insurance Philippines, Philippines

Trip Cancellation

Personal money

Personal Cash

No Waiting Period

No Waiting Period

Covers more than just Covid-19

Covers more than just Covid-19

Travel Insurance Philippines, Philippines

Motor Bike Accidents

Medical Coverage

Medical Coverage

Travel Insurance Philippines, Philippines

Emergencies & Repatriation

By Europ Assistance

Europ Assistance travel insurance

ECONOMY

10,000 USD

Cover

Starting from 49 USD

Medical Expenses for hospitalization up to 10,000 USD:
Fees for hospitalization surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board.

 

Follow Up Care in Home Country up to 5,650 USD:
Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country.

COVID-19 Insurance up to USD 10,000:
Good news, COVID insurance is included in your insurance.

Emergency Evacuation up to 10,000 USD:
To the nearest facility capable of providing adequate medical care.

Repatriation up to 10,000 USD:
Repatriation to the country of origin when the Company and attending physician determine that it is necessary.

Mortal Remains up to 1,750 USD:
Transportation charges for repatriation of the mortal remains to the country of origin.

PREMIUM ECONOMY

25,000 USD

Cover

Starting from 55 USD​

Medical Expenses for hospitalization up to 25,000 USD:
Fees for hospitalization surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board.

 

Follow Up Care in Home Country up to 5,650 USD:
Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country.

COVID-19 Insurance up to USD 25,000:
Good news, COVID insurance is included in your insurance.

Emergency Evacuation up to 25,000 USD:
To the nearest facility capable of providing adequate medical care.

 

Repatriation up to 25,000 USD:
Repatriation to the country of origin when the Company and attending physician determine that it is necessary.

 

Mortal Remains up to 1,750 USD:
Transportation charges for repatriation of the mortal remains to the country of origin.

BUSINESS

50,000 USD

Cover

Starting from 65 USD

Medical Expenses for hospitalization up to 50,000 USD:
Fees for hospitalization surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board.

 

Follow Up Care in Home Country up to 5,650 USD:
Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country.

COVID-19 Insurance up to USD 50,000:
Good news, COVID insurance is included in your insurance.

Emergency Evacuation up to 50,000 USD:
To the nearest facility capable of providing adequate medical care.

 

Repatriation up to 50,000 USD:
Repatriation to the country of origin when the Company and attending physician determine that it is necessary.

 

Mortal Remains up to 1,750 USD:
Transportation charges for repatriation of the mortal remains to the country of origin.

Hospital Cash Allowance up to 650 USD:
43 USD for each complete day the Insured Person is hospitalized over 24 hours as a result of a covered disability.


Additional Costs of Travel & Accommodation up to 3,050 USD:
Additional travelling costs of the Insured Person for returning to the country of origin and additional costs of accommodation incurred by the Insured Person or an insured immediate family member or traveling companion when such costs arise from hospitalization due to a covered disability necessitating medical treatment of the Insured Person.

Family Member Visit up to 3,050 USD:
Travelling costs for 1 immediate family member to join the Insured Person who is confined in hospital for more than 5 days or is dead abroad.

Return of Children up to 3,050 USD:
Reasonable additional accommodation and travelling expenses for unattended insured children (age below 16) return to the country of origin.

Personal Belongings up to 700 USD:
Directly resulting from accident, theft, burglary, robbery or mishandling by carriers to the Insured Person’s baggage or personal items carried. The limit is 217 USD per item and 435 USD per pair or set. Loss of laptop is limited to 435 USD. Mobile phone and other accessories are excluded.

 

Baggage Delay up to 100 USD:
Emergency purchases of essential items of toiletries and clothing up to a maximum of 57 USD per article when the checked baggage is delayed for at least 6 hours from the time of arrival in the eligible countries within the zone of coverage.

 

Loss of Travel Document up to 1,300 USD:
Cost of obtaining replacements of passport, air tickets; travel expenses and accommodation incurred to obtain such replacement arising from theft, burglary, robbery and accidental loss. Maximum limit per day for travel and accommodation expenses is 130 USD for Business plan.

 

Loss of cash up to 200 USD:
Bank notes and travelers checks arising from theft, burglary or robbery. A police report is required.

Travel Delay Cash Allowance up to 100 USD:
If the Insured Person need not pay additional travelling cost in the event of travel delay, the Insured Person will be indemnified at 22 USD for each full 6 hours delay.

Curtailment of Trip or Cancellation Charges up to 4,000 USD:
Reimbursement of irrecoverable prepaid travel arrangement deposits or any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members, close business partner or travel companion of the Insured Person; witness summons, jury service; natural disasters at the planned destination or complete destruction of the Insured Person’s principal residence.

FIRST

100,000 USD

Cover

Starting from 149 USD

Medical Expenses for hospitalization up to 100,000 USD:
Fees for hospitalization surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board.

 

Follow Up Care in Home Country up to 5,650 USD:
Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country.

COVID-19 Insurance up to USD 100,000:
Good news, COVID insurance is included in your insurance.

Emergency Evacuation up to 100,000 USD:
To the nearest facility capable of providing adequate medical care.

 

Repatriation up to 100,000 USD:
Repatriation to the country of origin when the Company and attending physician determine that it is necessary.

 

Mortal Remains up to 2,600 USD:
Transportation charges for repatriation of the mortal remains to the country of origin.

Hospital Cash Allowance up to 870 USD:
43 USD for each complete day the Insured Person is hospitalized over 24 hours as a result of a covered disability.

 

Additional Costs of Travel & Accommodation up to 4,350 USD:
Additional travelling costs of the Insured Person for returning to the country of origin and additional costs of accommodation incurred by the Insured Person or an insured immediate family member or traveling companion when such costs arise from hospitalization due to a covered disability necessitating medical treatment of the Insured Person.

 

Family Member Visit up to 4,350 USD:
Travelling costs for 1 immediate family member to join the Insured Person who is confined in hospital for more than 5 days or is dead abroad.

 

Return of Children up to 4,350 USD:
Reasonable additional accommodation and travelling expenses for unattended insured children (age below 16) return to the country of origin.

Personal Belongings up to 1,300 USD:
Directly resulting from accident, theft, burglary, robbery or mishandling by carriers to the Insured Person’s baggage or personal items carried. The limit is 217 USD per item and 435 USD per pair or set. Loss of laptop is limited to 435 USD. Mobile phone and other accessories are excluded.

 

Baggage Delay up to 200 USD:
Emergency purchases of essential items of toiletries and clothing up to a maximum of 57 USD per article when the checked baggage is delayed for at least 6 hours from the time of arrival in the eligible countries within the zone of coverage.

 

Loss of Travel Document up to 1,750 USD:
Cost of obtaining replacements of passport, air tickets; travel expenses and accommodation incurred to obtain such replacement arising from theft, burglary, robbery and accidental loss. Maximum limit per day for travel and accommodation expenses is 174 USD for First plan.

 

Loss of cash up to 350 USD:
Bank notes and travelers checks arising from theft, burglary or robbery. A police report is required.

Travel Delay Cash Allowance up to 150 USD:
If the Insured Person need not pay additional travelling cost in the event of travel delay, the Insured Person will be indemnified at 22 USD for each full 6 hours delay.

 

Curtailment of Trip or Cancellation Charges up to 5,650 USD:
Reimbursement of irrecoverable prepaid travel arrangement deposits or any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members, close business partner or travel companion of the Insured Person; witness summons, jury service; natural disasters at the planned destination or complete destruction of the Insured Person’s principal residence.

LUMA Travel Insurance Philippines with in-house Medical Team

Travel Insurance Philippines, Philippines

DR. GERARD
Emergency Medicine, Aviation & Tropical Diseases

 

25 Years

of Medical Experience
(13 years in Philippines)

Nurse Kookkik

NURSE KOOKKIK

Registered Nurse

 

19 Years

of Medical Experience

Travel Insurance Philippines, Philippines

DR. PATRICK

Health Care Management

General Practitioner

 

Travel Insurance Philippines, Philippines

DR.KAO

Health Care Management

General Practitioner

Best travel insurance Philippines

*Premium calculated from 1 week of coverage

Travel Insurance FROM USA to Philippines

Luma’s Travel Insurance for U.S. citizens traveling from the USA to the Philippines is an invaluable financial resource that extends coverage to unforeseen events, including rising number of motorbike accidents. Our travel insurance Philippines offers a wide range of benefits specifically designed to address the needs of U.S. travelers.

 

Alongside medical assistance, emergency medical evacuation, trip cancellation or interruption, baggage loss or delay, and personal liability coverage. Travel in the Philippines with peace of mind, knowing they have reliable financial protection against unexpected situations, including motorbike accidents.

Travel insurance for ofw

Our OFW travel insurance in the Philippines serves as a crucial financial tool safeguarding Overseas Filipino Workers (OFWs) throughout their international travels. Luma’s insurance package encompasses a comprehensive array of benefits, such as medical assistance, emergency medical evacuation, trip cancellation or interruption coverage, compensation for lost or delayed baggage, and personal liability protection.

 

By offering peace of mind, it assures OFWs that they are financially secure should unexpected situations arise while they are away from home. Whether for leisure trips, work-related ventures, or visits to family and friends, our travel insurance in the Philippines ensures that OFWs can focus on their journey with the assurance of a reliable safety net in times of unforeseen need.

Travel Insurance Manila

The capital of the Philippines is known for its historical buildings but has become over the years a destination for foodies coming to explore Filipino street food. 

Travel to Manila with confidence and enjoy your trip without worrying about the what-ifs – whether you are traveling to Manila for business or pleasure. Luma Travel Insurance Manila can protect you against the unexpected.

Travel Insurance Boracay

Boracay island is one of the top destinations in Asia for travelers all around the world. Travel Insurance Boracay should be on tourists’ to-get list when planning for their trip. Protect yourself and your belongings with Luma Travel Insurance Boracay and ensure to enjoy your trip to Boracay to the fullest. 

Travel Insurance Cebu

Cebu is known for its paradise-like beaches and history. Like any other destination, travelers can fall sick or get injured during their trip. Protect yourself with Luma Travel Insurance Cebu to enjoy a medical cover up to 100.000 USD. 

Contact LUMA for more information

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Read more Before your trip

Travel Insurance Philippines

*Premium calculated from 1 week of coverage

“Luma ASEAN Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.