Travel Insurance to Timor-Leste

Discover Timor-Leste with comprehensive coverage and 24/7 emergency support from our global teams throughout your journey.

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Trusted by 100,000+ Travelers

Europ Assistance

Evacuation & Repatriation

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Ultimate Worry-Free
Travel Insurance for the Timor-Leste

Highest Coverage for Medical Expenses, Emergency Evacuation and Repatriation.

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24/7 Support
from International Experts

Serviced by LUMA international teams.

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Tailored to match your travel requirements

Coverage benefits designed to protect you in Timor-Leste.

Travel Insurance Benefits

Medical Benefits

Medical Expenses

Medical Expenses

LUMA Asia Pass provides coverage for both inpatient and outpatient treatments in Timor-Leste for covered conditions. All incurred costs must align with standard practices and be deemed reasonable. For specific information on the required documents for claims, please refer to the policy guidelines.

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Emergency Evacuation

In case of a Serious Injury or Illness necessitating immediate treatment, and if local medical facilities in Timor-Leste are insufficient, our coverage includes emergency evacuation. The evacuation will be arranged to the nearest suitable facility, utilizing the most efficient mode of transportation capable of providing the necessary medical care. Please note that only the Insurer and/or the Assistance Company are authorized to coordinate the evacuation.

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Repatriation

Following an Emergency Evacuation, assistance with repatriation can be provided if deemed necessary. It's important to understand that the decision and coordination of repatriation lie solely with the Insurer and/or the Assistance Company.

Travel Benefits

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Trip Cancellation

Ensure the smooth progression of your journey to Timor-Leste. With our Trip Cancellation coverage, you are safeguarded against losing deposits or incurring additional expenses due to unexpected events such as illness, emergencies, or natural disasters. You have the flexibility to cancel or shorten your trip, and reimbursement for unused expenses is applicable. Please be aware that coverage for this benefit starts from the policy issue date until the indicated departure date in the itinerary.

trip interruption

Trip Interruption

If your journey is curtailed due to reasons such as illness, emergencies, or natural disasters, rest assured that you will be reimbursed for the unused portion of your travel expenses. Whether it involves returning home earlier or arranging alternative accommodations, our coverage provides peace of mind, allowing you to fully relish your travels to Timor-Leste without concern.

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Flight Delay

In the event of flight delays caused by adverse weather, strikes, or technical issues outside your home country and beyond your control, this travel insurance offers coverage. Compensation is provided for every complete 6-hour delay, up to the specified policy limit. To be eligible, the delay must exceed 6 hours and not result from failure to check in or reconfirm on time. Additionally, your booking must be confirmed before any known issues arise. Official documentation from the airline detailing the cause, date, time, and duration of the delay is required for claims. Please note that this coverage excludes issues existing at the policy’s commencement or problems caused by government authorities.

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Baggage Delay

If your luggage is temporarily lost upon arrival in Timor-Leste for at least 6 hours, this travel insurance covers emergency purchases of essential toiletries and clothing. It is imperative to note that the delay should not be attributable to customs or government officials, and submission of documentation, including original purchase receipts, is required.

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Lost Baggage

This Travel Insurance for Timor-Leste offers compensation for loss, breakage, or damage caused directly by theft, robbery, burglary, accidents, or mishandling by carriers during the insured person’s journey. To qualify for coverage, the loss must be reported to local authorities or carriers within 24 hours. However, it’s important to note that this benefit does not cover loss or damage due to delay, confiscation, wear and tear, or loss of specific items like cash, electronics, fragile articles, and more. For comprehensive details and exclusions, please consult the policy.

LUMA Travel Insurance Timor-Leste Reviews

Jeremiah Ell
Jeremiah Ell
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I went to the Luma office in need of travel insurance for a trip in Southeast Asia. I met Clara who walked me thru the travel insurance details and different options available. She was familiar with all aspects of the policy and was able to answer my questions. Reccomended 😇
Suneet Maheshwari
Suneet Maheshwari
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Most happy with prompt response of Luma's insurance team online. Specifically I would like to mention the name of Mr Nattawut Promkerd
Stephen Roberts
Stephen Roberts
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After looking at many other companies, I decided to use Luma. Excellent product options and value for money. The staff explained my product options to me and were always helpful. Answering my questions promptly. The overall service was excellent.

LUMA Teams at Your Service

24/7 Hotline

A multilingual emergency hotline is available every day, around the clock, to assist with your urgent situations.

MediPro Team

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Dr. Gerard

Emergency Medicine, Aviation & Tropical Diseases

25 Years of Medical Experience

Nurse Kookkik

Nurse Kookkik

Registered Nurse

19 Years of Medical Experience

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Dr. Kao

Health Care Management

General Practitioner

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Dr. Patrick

Health Care Management

General Practitioner

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Dr. Thet

Internal Medicine & Rehabilitation Medicine

9 Years of Medical Experience

Frequently Asked about Travel Insurance for Timor-Leste

Do I require travel insurance for Timor-Leste?

While travel insurance is not compulsory for Timor-Leste, it is advisable to have it. The cost of medical services in Timor-Leste can be significant, and foreign visitors may not be covered by the country’s public healthcare system. Moreover, Timor-Leste presents unique health risks, including foodborne illnesses, waterborne diseases, and respiratory infections. Travel insurance can provide coverage for medical expenses, as well as other unforeseen costs such as trip cancellation or interruption, lost belongings, and emergency transportation.

What is the cost of travel insurance for Timor-Leste?

The price of travel insurance for Timor-Leste may vary based on factors such as the duration of your trip, the level of coverage chosen, and your point of departure. Travel insurance plans for Timor-Leste can start at just a few USD per day.

Is a visa required for Timor-Leste?

Depending on your nationality, some travelers may need a visa to enter Timor-Leste. For certain nationalities, visas can be obtained upon arrival at the airport. Due to the dynamic nature of visa regulations, it is crucial to verify the current requirements with the embassy in your respective country before traveling to Timor-Leste.

Luma

Crafted and Serviced by LUMA

Our goal is to be your companion for all things travel and we strive to make insurance easy, accessible and ethical.

Baolong Insurance

Insured by Baolong

With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.

Europ Assistance

Assistance by Europ Assistance

Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.

“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.