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Your Companion For Your

Trip to Nepal

Travel insurance Nepal, Travel Insurance Nepal

Based in Asia

Nepal travel insurance designed and serviced by our Asia-based team.

Travel insurance Nepal, Travel Insurance Nepal

In-House Medical Team

LUMA’s in-house medical team will be there for you during your trip to Nepal.

trip cancellation

Cancel anytime

Cancel your travel insurance anytime before your trip starts and get a full refund.

Nepal Travel Insurance with an in-house Medical Team

Travel insurance Nepal, Travel Insurance Nepal

DR. GERARD
Emergency Medicine, Aviation & Tropical Diseases

25 Years

of Medical Experience

Nurse Kookkik

NURSE KOOKKIK

Registered Nurse

19 Years

of Medical Experience

Travel insurance Nepal, Travel Insurance Nepal

DR. PATRICK

Health Care Management

General Practitioner

Travel insurance Nepal, Travel Insurance Nepal

DR. KAO

Health Care Management

General Practitioner

What should my travel insurance policy for Nepal cover?

Travel insurance Nepal, Travel Insurance Nepal

Coverage for Medical Emergencies in Nepal

Medical expenses for covered disabilities and conditions that you contract or sustain in Nepal during the policy period. This includes both inpatient and out patient.

trip cancellation

Trip Cancellation / Trip Curtailment for Nepal

Insurance protection for non-refundable travel plans that have already been paid for (please consult the policy document to view the eligible reasons for cancellation).

covid cover

Treatments of Covid-19 in Nepal covered

Covid-19 treatment costs are covered.

Travel insurance Nepal, Travel Insurance Nepal

Natural disasters happening during your trip in Nepal

Damages caused by natural disasters like earthquakes, floods, and landslides, which are common in Nepal, are covered.

Travel insurance Nepal, Travel Insurance Nepal

Recreational Water Sports coverage

If you are planning on participating in recreational Kayaking during your trip, you will be covered.

What may not be covered

Pre-Existing Conditions are not covered

Any health problem that you had before the start of your insurance policy, even if you didn't know about it or should have known about it.

Unexpected events are not covered

LUMA Asia Pass does not cover unexpected events such as terrorism, war, invasion, and civil unrest. Please read the policy wording for a complete list of events that are not covered.

Medical tourism is not covered

The LUMA Asia Pass provides coverage for trips to Nepal for leisure or business purposes, but it does not cover trips for medical treatment.

Mobile Phone Loss / Damage is not covered

The cost of replacing or repairing your mobile phone if it is lost, stolen, or damaged is not covered. Please read policy wording for full list of devices

Trekking or Mountain climbing activities are not covered

Trekking and mountain climbing in Nepal are considered high-risk activities and are not covered under LUMA Asia Pass.

Best Travel Insurance to Nepal

 

LUMA Travel Insurance. Backed by 60,000 satisfied travelers, we offer comprehensive coverage for all your journeys.

Your trusted travel companion in Nepal.

*Any Trekking or mountain climbing activities are excluded

LUMA Travel Insurance Nepal Plans

*Premium calculated from 1 week of coverage

Medical Expenses & Emergency Assistance

  • Covid-19 Coverage
  • Emergency Evacuation
  • Repatriation

Flight Protection

  • Flight Delay

Baggage Protection

  • Baggage Delay
  • Loss of Baggage

Trip Protection

  • Trip Cancellation

ECONOMY

10,000 USD

Coverage

Starting from*

$7

/day

Up to 10,000 USD

PREMUM ECONOMY

25,000 USD

Coverage

Starting from*

$8

/day

Up to 25,000 USD

pakistan travel insurance plan

BUSINESS

50,000 USD

Coverage

Starting from*

$10

/day

Up to 50,000 USD

100 USD

100 USD

700 USD

4,000 USD

FIRST

100,000 USD

Coverage

Starting from*

$22

/day

Up to 100,000 USD

150 USD

200 USD

1,300 USD

5,650 USD

ECONOMY

10,000 USD

Coverage

Starting from

$7

/day

*Premium calculated from 1 week of coverage

2/5

PREMUM ECONOMY

25,000 USD

Coverage

Starting from

$8

/day

*Premium calculated from 1 week of coverage

3/5

BUSINESS

50,000 USD

Coverage

Starting from

$10

/day

*Premium calculated from 1 week of coverage

4/5

FIRST

100,000 USD

Coverage

Starting from

$22

/day

*Premium calculated from 1 week of coverage

5/5

FAQ about Travel Insurance to Nepal

Yes, travel insurance is mandatory for all visitors to Nepal. The Nepalese government requires that all visitors have travel insurance that covers emergency medical treatment, including COVID-19, and medical repatriation. In addition, the U.S. Department of State highly recommends coverage for emergency medical evacuation in Nepal.

It is recommend that you purchase a comprehensive travel insurance policy for your trip to Nepal. This will give you peace of mind knowing that you are protected against a wide range of unexpected events, such as trip cancellation, lost luggage, and medical emergencies.

The cost of travel insurance for Nepal varies depending on a number of factors, including the length of your trip and the level of coverage you choose. However, as a general rule of thumb, you can expect to pay around around $7 per day.

The currency in Nepal is the Nepalese rupee, abbreviated as NPR. The symbol used for the rupee is “Rs.”

Travel Insurance for Cities in Nepal

Kathmandu is the capital of Nepal and the largest city in the country. It is a bustling metropolis with a rich history and culture. Kathmandu is home to many temples, shrines, and other religious sites, including the UNESCO World Heritage Sites of Boudhanath Stupa, Swayambhunath Stupa, and Pashupatinath Temple.

Nepal is a developing country with limited healthcare resources. If you get sick or injured in Kathmandu, you may not have access to the same quality of care that you would in your home country. Travel insurance can help to cover the cost of medical treatment and evacuation, if necessary.

Pokhara is the second-largest city in Nepal and is known for its stunning scenery and laid-back atmosphere. The city is located on the shores of Phewa Lake and is surrounded by the Annapurna Mountains. The city is also home to several temples and other religious sites, including the World Peace Pagoda and the Devi’s Fall. It is important to be aware of the risks involved and to take steps to protect yourself. Travel insurance is essential for your trip to Pokhara as it can help to cover the cost of medical treatment, evacuation, and lost or damaged equipment.

Travel insurance is important for any trip, but it is especially important for trips to Lumbini, Nepal. Lumbini is a popular pilgrimage site for Buddhists from all over the world, and it is also a popular tourist destination. However, Nepal is a developing country, and its healthcare system is not as advanced as those in developed countries. This means that medical costs in Nepal can be very high, especially for foreigners. 

Travel tips for Nepal

travel insurance nepal
  • Pack for all types of weather:
  • Nepal has a diverse climate, so it’s important to pack layers so you can be comfortable in both hot and cold weather. Bring a raincoat and umbrella, as it can rain frequently.
  •  
  • Be respectful of Nepali culture:
  • Nepal is a religious country, so it’s important to dress modestly and avoid public displays of affection. Remove your shoes before entering temples and other religious sites.
  •  
  • Learn a few basic Nepali phrases:
    This will show locals that you’re making an effort and help you communicate with them more easily. Some basic phrases to learn include:
    • Namaste (hello and goodbye)
    • Dhanyabaad (thank you)
    • Tapai kasto hunuhuncha? (How are you?)
    • Mero naam [your name] ho. (My name is [your name].)
    •  
  • Carry cash:
  • Many businesses in Nepal don’t accept credit cards, so it’s important to carry enough cash with you. You can exchange currency at banks, currency exchange bureaus, and hotels.
  •  
  • Be prepared for power outages:
    Power outages are common in Nepal, so it’s a good idea to bring a flashlight or headlamp. Charge your electronic devices whenever you have the chance.
travel insurance nepal

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“LUMA Asia Pass” is the commercial name of the domestic travel insurance policy insured by Bao Long Insurance.