Travel Insurance to Nepal

No, travel insurance is no longer mandatory for entry into Nepal according to embassy websites. This information might have changed recently, so it’s always best to double-check the official Nepal government website or Nepal embassies for the most up-to-date requirements.

While travel insurance isn’t legally required to visit Nepal, it’s highly recommended for several reasons:

Medical Emergencies: Travel insurance can cover medical expenses in case you fall ill or get injured during your trip. This is particularly important in a country like Nepal where access to quality healthcare may be limited in remote areas.

Evacuation Coverage: Nepal has many remote and rugged areas, and if you’re engaging in adventure activities, there’s a risk of needing emergency evacuation. Please note LUMA Asia Pass excludes trekking and mountain climbing in Nepal.

Trip Cancellation or Interruption: Travel insurance can reimburse you for non-refundable expenses like flights, accommodation, and tour costs if your trip gets canceled or interrupted due to unforeseen circumstances like natural disasters, political unrest, or personal emergencies.

Theft or Loss: Travel insurance can provide coverage for lost or stolen belongings such as passports or baggage.

Before purchasing a travel insurance, carefully read the policy to understand what is covered and any exclusions. Ultimately, having travel insurance can provide peace of mind and financial protection during your trip to Nepal.

The cost of travel insurance for Nepal varies depending on a number of factors, including the duration of your trip and the level of coverage you choose. However, as a general rule of thumb, you can expect to pay around around $7 per day.

LUMA Asia Pass does not cover trekking nor mountain climbing in Nepal. 
Before buying your travel insurance for your trip to Nepal, please read carefully the cover and the exclusions. Check that your planned activities are covered or seek extra add-on insurance plans to ensure you’re covered in Nepal. 

Kathmandu is the capital of Nepal and the largest city in the country. It is a bustling metropolis with a rich history and culture. Kathmandu is home to many temples, shrines, and other religious sites, including the UNESCO World Heritage Sites of Boudhanath Stupa, Swayambhunath Stupa, and Pashupatinath Temple.

Nepal is a developing country with limited healthcare resources. If you get sick or injured in Kathmandu, you may not have access to the same quality of care that you would in your home country. Travel insurance can help to cover the cost of medical treatment and evacuation, if necessary.

Pokhara is the second-largest city in Nepal and is known for its stunning scenery and laid-back atmosphere. The city is located on the shores of Phewa Lake and is surrounded by the Annapurna Mountains. The city is also home to several temples and other religious sites, including the World Peace Pagoda and the Devi’s Fall. It is important to be aware of the risks involved and to take steps to protect yourself. Travel insurance is essential for your trip to Pokhara as it can help to cover the cost of medical treatment, evacuation, and lost or damaged equipment.