Travel insurance to Nepal, with coverage for multiple trips, 24/7 medical assistance, and protection for flight and baggage delays.
*Premium calculated from 1 week of coverage
Your Companion For Your
Based in Asia
Nepal travel insurance designed and serviced by our Asia-based team.
In-House Medical Team
LUMA’s in-house medical team will be there for you during your trip to Nepal.
Cancel anytime
Cancel your travel insurance anytime before your trip starts and get a full refund.
DR. GERARD
Emergency Medicine, Aviation & Tropical Diseases
25 Years
of Medical Experience
NURSE KOOKKIK
Registered Nurse
19 Years
of Medical Experience
DR. PATRICK
Health Care Management
General Practitioner
DR. KAO
Health Care Management
General Practitioner
Medical expenses for covered disabilities and conditions that you contract or sustain in Nepal during the policy period. This includes both inpatient and out patient.
Insurance protection for non-refundable travel plans that have already been paid for (please consult the policy document to view the eligible reasons for cancellation).
Covid-19 treatment costs are covered.
Damages caused by natural disasters like earthquakes, floods, and landslides, which are common in Nepal, are covered.
If you are planning on participating in recreational Kayaking during your trip, you will be covered.
What may not be covered
Any health problem that you had before the start of your insurance policy, even if you didn't know about it or should have known about it.
LUMA Asia Pass does not cover unexpected events such as terrorism, war, invasion, and civil unrest. Please read the policy wording for a complete list of events that are not covered.
The LUMA Asia Pass provides coverage for trips to Nepal for leisure or business purposes, but it does not cover trips for medical treatment.
The cost of replacing or repairing your mobile phone if it is lost, stolen, or damaged is not covered. Please read policy wording for full list of devices
Trekking and mountain climbing in Nepal are considered high-risk activities and are not covered under LUMA Asia Pass.
LUMA Travel Insurance. Backed by 60,000 satisfied travelers, we offer comprehensive coverage for all your journeys.
Your trusted travel companion in Nepal.
*Any Trekking or mountain climbing activities are excluded
*Premium calculated from 1 week of coverage
Medical Expenses & Emergency Assistance
Flight Protection
Baggage Protection
Trip Protection
PREMUM ECONOMY
25,000 USD
Coverage
Starting from*
$8
/day
Up to 25,000 USD
–
–
–
–
BUSINESS
50,000 USD
Coverage
Starting from*
$10
/day
Up to 50,000 USD
100 USD
100 USD
700 USD
4,000 USD
FIRST
100,000 USD
Coverage
Starting from*
$22
/day
Up to 100,000 USD
150 USD
200 USD
1,300 USD
5,650 USD
ECONOMY
10,000 USD
Coverage
Starting from
$7
/day
*Premium calculated from 1 week of coverage
PREMUM ECONOMY
25,000 USD
Coverage
Starting from
$8
/day
*Premium calculated from 1 week of coverage
BUSINESS
50,000 USD
Coverage
Starting from
$10
/day
*Premium calculated from 1 week of coverage
FIRST
100,000 USD
Coverage
Starting from
$22
/day
*Premium calculated from 1 week of coverage
Yes, travel insurance is mandatory for all visitors to Nepal. The Nepalese government requires that all visitors have travel insurance that covers emergency medical treatment, including COVID-19, and medical repatriation. In addition, the U.S. Department of State highly recommends coverage for emergency medical evacuation in Nepal.
It is recommend that you purchase a comprehensive travel insurance policy for your trip to Nepal. This will give you peace of mind knowing that you are protected against a wide range of unexpected events, such as trip cancellation, lost luggage, and medical emergencies.
The cost of travel insurance for Nepal varies depending on a number of factors, including the length of your trip and the level of coverage you choose. However, as a general rule of thumb, you can expect to pay around around $7 per day.
The currency in Nepal is the Nepalese rupee, abbreviated as NPR. The symbol used for the rupee is “Rs.”
Kathmandu is the capital of Nepal and the largest city in the country. It is a bustling metropolis with a rich history and culture. Kathmandu is home to many temples, shrines, and other religious sites, including the UNESCO World Heritage Sites of Boudhanath Stupa, Swayambhunath Stupa, and Pashupatinath Temple.
Nepal is a developing country with limited healthcare resources. If you get sick or injured in Kathmandu, you may not have access to the same quality of care that you would in your home country. Travel insurance can help to cover the cost of medical treatment and evacuation, if necessary.
Pokhara is the second-largest city in Nepal and is known for its stunning scenery and laid-back atmosphere. The city is located on the shores of Phewa Lake and is surrounded by the Annapurna Mountains. The city is also home to several temples and other religious sites, including the World Peace Pagoda and the Devi’s Fall. It is important to be aware of the risks involved and to take steps to protect yourself. Travel insurance is essential for your trip to Pokhara as it can help to cover the cost of medical treatment, evacuation, and lost or damaged equipment.
Travel insurance is important for any trip, but it is especially important for trips to Lumbini, Nepal. Lumbini is a popular pilgrimage site for Buddhists from all over the world, and it is also a popular tourist destination. However, Nepal is a developing country, and its healthcare system is not as advanced as those in developed countries. This means that medical costs in Nepal can be very high, especially for foreigners.
Contact LUMA for more information
“LUMA Asia Pass” is the commercial name of the domestic travel insurance policy insured by Bao Long Insurance.
