Travel Insurance to Nepal

Travel Insurance to visit Nepal with peace of mind.

Travel insurance Nepal, Travel Insurance Nepal

Trusted by 100,000+ Travelers

Europ Assistance

Evacuation & Repatriation

Travel insurance Nepal, Travel Insurance Nepal

Travel to Nepal with peace of mind

Highest Coverage for Medical Emergencies

Travel insurance Nepal, Travel Insurance Nepal

24/7 Support

Serviced by LUMA international teams

Travel insurance Nepal, Travel Insurance Nepal

Cancel anytime

Cancel anytime before the start date, no questions asked!

Travel Insurance Benefits

Medical Benefits

Trekking and Mountain Climbing in Nepal are excluded from this Travel Insurance Policy.

Travel insurance Nepal, Travel Insurance Nepal

Medical Expenses

This travel insurance policy covers both inpatient and outpatient treatments for covered conditions during your trip in Nepal. Please note that LUMA Asia Pass does not cover for conditions arising from trekking and mountain climbing in Nepal.
Travel insurance Nepal, Travel Insurance Nepal

Emergency Evacuation

In the event of a serious injury or illness requiring urgent treatment and local medical facilities proving inadequate, our coverage includes emergency evacuation arranged by our designated assistance company. This evacuation will be coordinated to the nearest suitable facility, utilizing the most efficient mode of transportation capable of delivering appropriate medical attention. It’s important to note that trekking and mountain climbing in Nepal are excluded from this travel insurance policy, thus evacuation in such scenarios will not be covered.
Travel insurance Nepal, Travel Insurance Nepal


Following the coordination of an Emergency Evacuation, we can provide assistance with repatriation if necessary. It should be noted that trekking and mountain climbing in Nepal are excluded from this travel insurance policy, hence repatriation in such circumstances is not covered.

Travel Benefits

Travel insurance Nepal, Travel Insurance Nepal

Trip Cancellation

Ensure peace of mind with our trip cancellation benefit for your journey to Nepal. If unforeseen circumstances disrupt your plans, such as natural disasters, political unrest, or personal emergencies, rest assured knowing that your non-refundable expenses, including flights and accommodations, can be reimbursed. Enjoy the flexibility to cancel your trip without financial worry, allowing you to explore Nepal with confidence.
Travel insurance Nepal, Travel Insurance Nepal

Flight Delay

In the event of a delay exceeding six hours, you’re entitled to compensation for each full six-hour interval, up to the specified policy limit. Please note that this coverage doesn’t extend to issues existing when the policy starts or problems caused by government authorities, ensuring you’re protected against unforeseen travel disruptions.

LUMA Travel Insurance Nepal Reviews

Jeremiah Ell
Jeremiah Ell
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I went to the Luma office in need of travel insurance for a trip in Southeast Asia. I met Clara who walked me thru the travel insurance details and different options available. She was familiar with all aspects of the policy and was able to answer my questions. Reccomended 😇
Suneet Maheshwari
Suneet Maheshwari
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Most happy with prompt response of Luma's insurance team online. Specifically I would like to mention the name of Mr Nattawut Promkerd
Stephen Roberts
Stephen Roberts
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After looking at many other companies, I decided to use Luma. Excellent product options and value for money. The staff explained my product options to me and were always helpful. Answering my questions promptly. The overall service was excellent.

LUMA Teams at Your Service

24/7 Hotline

You can rely on our multilingual emergency hotline, operational 24/7, for assistance with any urgent matters you encounter.

MediPro Team

Access the Medipro team, consisting of global doctors, for a high-end service catering to all your medical requirements throughout your journey.
Travel insurance Nepal, Travel Insurance Nepal

Dr. Gerard

Emergency Medicine, Aviation & Tropical Diseases

25 Years of Medical Experience

Nurse Kookkik

Nurse Kookkik

Registered Nurse

19 Years of Medical Experience

Travel insurance Nepal, Travel Insurance Nepal

Dr. Kao

Health Care Management

General Practitioner

Travel insurance Nepal, Travel Insurance Nepal

Dr. Patrick

Health Care Management

General Practitioner

Travel insurance Nepal, Travel Insurance Nepal

Dr. Thet

Internal Medicine & Rehabilitation Medicine

9 Years of Medical Experience

Frequently Asked Questions about Travel Insurance to Nepal

While travel insurance isn’t legally required to visit Nepal, it’s highly recommended for several reasons:

Medical Emergencies: Travel insurance can cover medical expenses in case you fall ill or get injured during your trip. This is particularly important in a country like Nepal where access to quality healthcare may be limited in remote areas.

Evacuation Coverage: Nepal has many remote and rugged areas, and if you’re engaging in adventure activities, there’s a risk of needing emergency evacuation. Please note LUMA Asia Pass excludes trekking and mountain climbing in Nepal.

Trip Cancellation or Interruption: Travel insurance can reimburse you for non-refundable expenses like flights, accommodation, and tour costs if your trip gets canceled or interrupted due to unforeseen circumstances like natural disasters, political unrest, or personal emergencies.

Theft or Loss: Travel insurance can provide coverage for lost or stolen belongings such as passports or baggage.

Before purchasing a travel insurance, carefully read the policy to understand what is covered and any exclusions. Ultimately, having travel insurance can provide peace of mind and financial protection during your trip to Nepal.

The cost of travel insurance for Nepal varies depending on a number of factors, including the length of your trip and the level of coverage you choose. However, as a general rule of thumb, you can expect to pay around around $7 per day.

Kathmandu is the capital of Nepal and the largest city in the country. It is a bustling metropolis with a rich history and culture. Kathmandu is home to many temples, shrines, and other religious sites, including the UNESCO World Heritage Sites of Boudhanath Stupa, Swayambhunath Stupa, and Pashupatinath Temple.

Nepal is a developing country with limited healthcare resources. If you get sick or injured in Kathmandu, you may not have access to the same quality of care that you would in your home country. Travel insurance can help to cover the cost of medical treatment and evacuation, if necessary.

Pokhara is the second-largest city in Nepal and is known for its stunning scenery and laid-back atmosphere. The city is located on the shores of Phewa Lake and is surrounded by the Annapurna Mountains. The city is also home to several temples and other religious sites, including the World Peace Pagoda and the Devi’s Fall. It is important to be aware of the risks involved and to take steps to protect yourself. Travel insurance is essential for your trip to Pokhara as it can help to cover the cost of medical treatment, evacuation, and lost or damaged equipment.

Travel insurance is important for any trip, but it is especially important for trips to Lumbini, Nepal. Lumbini is a popular pilgrimage site for Buddhists from all over the world, and it is also a popular tourist destination. However, Nepal is a developing country, and its healthcare system is not as advanced as those in developed countries. This means that medical costs in Nepal can be very high, especially for foreigners. 


Travel Tips for Nepal

The currency in Nepal is the Nepalese rupee, abbreviated as NPR. The symbol used for the rupee is “Rs.”

Nepal has a diverse climate, so it’s important to pack layers so you can be comfortable in both hot and cold weather. Bring a raincoat and umbrella, as it can rain frequently.

This will show locals that you’re making an effort and help you communicate with them more easily. Some basic phrases to learn include:
Namaste (hello and goodbye)
Dhanyabaad (thank you)
Tapai kasto hunuhuncha? (How are you?)
Mero naam [your name] ho. (My name is [your name].)

Many businesses in Nepal don’t accept credit cards, so it’s important to carry enough cash with you. You can exchange currency at banks, currency exchange bureaus, and hotels.

Yes, power outages are common in Nepal, particularly in rural areas and during certain seasons. While major cities like Kathmandu may have more stable electricity supply, rural areas often experience frequent power cuts due to infrastructure limitations and occasional load shedding by the government to manage electricity demand. It’s advisable for travelers to be prepared for potential power outages by carrying backup power sources such as portable chargers or batteries for electronic devices.


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Baolong Insurance

Insured by Baolong

With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.

Europ Assistance

Assistance by Europ Assistance

Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.

“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.