Travel Insurance to Brunei

Navigate Brunei with peace of mind knowing you have 24/7 support from local experts and coverage tailored for your Bruneian adventure.

Ultimate Worry-Free
Travel Insurance for Brunei

Highest Coverage for Medical Expenses, Emergency Evacuation and Repatriation.

24/7 Support
from International Experts

Serviced by LUMA international teams.

Tailored to match your travel requirements

Coverage benefits designed to protect you in Brunei.

Travel Insurance Benefits

Medical Benefits

Medical Expenses

LUMA Asia Pass covers both inpatient and outpatient treatment in Brunei for covered conditions. Remember, all costs must be reasonable and adhere to standard practices. Refer to the policy for claiming details and necessary documents.

Emergency Evacuation

If a serious injury or illness necessitates immediate treatment unavailable in Brunei, coverage includes emergency evacuation. Transportation will be arranged to the nearest suitable facility using the most effective mode for necessary medical care. Only the Insurer/Assistance Company can arrange the evacuation.

Repatriation

Following an emergency evacuation, we can assist with repatriation if needed. Remember, the decision and coordination are solely the responsibility of the Insurer/Assistance Company.

Travel Benefits

Trip Cancellation

Trip Cancellation for Brunei protects you from losing deposits or incurring extra expenses due to unforeseen events like illness, emergencies, or natural disasters. You can cancel or shorten your trip and get reimbursed for unused expenses. Coverage starts from the policy issue date until your departure date.

Trip Interruption

Should your trip be cut short due to illness, emergencies, or natural disasters, rest assured you'll be reimbursed for unused travel expenses. Whether it's returning home early or needing alternative accommodations, our coverage provides peace of mind for stress-free travel in Brunei.

Flight Delay

This insurance covers flight delays exceeding 6 hours in Brunei due to factors beyond your control, like weather, strikes, or technical issues. You'll receive compensation for every full 6-hour delay, up to the specified policy limit. The delay must not be due to missed check-in/reconfirmation or pre-existing issues. Remember to get official airline documentation detailing the cause, date, time, and duration of the delay. This coverage excludes government interventions or issues existing at the policy's commencement.

Baggage Delay

If your luggage is temporarily lost for at least 6 hours upon arrival in Brunei, this insurance covers emergency purchases of essential toiletries and clothing. The delay must not be caused by customs/authorities, and you must submit original purchase receipts for coverage.

Lost Baggage

This insurance offers compensation for loss, breakage, or damage caused directly by theft, robbery, burglary, accidents, or mishandling by carriers during your journey. You must report the loss to local authorities/carriers within 24 hours. Note that this benefit excludes loss/damage due to delay, confiscation, wear and tear, or specific items like cash, electronics, fragile articles, etc. Refer to the policy for details and exclusions.

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LUMA Travel Insurance Brunei Reviews

I went to the Luma office in need of travel insurance for a trip in Southeast Asia. I met Clara who walked me thru the travel insurance details and different options available. She was familiar with all aspects of the policy and was able to answer my questions. Reccomended 😇

Most happy with prompt response of Luma's insurance team online. Specifically I would like to mention the name of Mr Nattawut Promkerd

After looking at many other companies, I decided to use Luma. Excellent product options and value for money. The staff explained my product options to me and were always helpful. Answering my questions promptly. The overall service was excellent.

LUMA Teams at Your Service

24/7 Hotline

A multilingual emergency hotline is available every day, around the clock, to assist with your urgent situations.

MediPro Team

Dr. Gerard

Emergency Medicine, Aviation & Tropical Diseases

25 Years of Medical Experience

Nurse Kookkik

Registered Nurse

19 Years of Medical Experience

Dr. Kao

Health Care Management

General Practitioner

Dr. Patrick

Health Care Management

General Practitioner

Dr. Thet

Internal Medicine & Rehabilitation Medicine

9 Years of Medical Experience

Frequently Asked about Travel Insurance for Brunei

What should my travel insurance for Brunei cover?

Your travel insurance coverage for Brunei plan should cover:

Medical Expenses: This type of coverage will pay for the cost of medical treatment if you become ill or injured while traveling. This is especially important, as medical care in Brunei can be expensive, especially for foreigners.
Emergency Evacuation: This means that if you have a medical emergency, you will be evacuated to the nearest hospital or other medical facility that can provide the care you need.
Repatriation: This type of coverage will pay for the cost of transporting you back to your home country in the event of a medical emergency or other unforeseen event during your stay in Brunei.
Trip cancellation: This type of coverage will reimburse you for the cost of your prepaid travel expenses if you have to cancel your trip to Brunei for an unforeseen reason, such as illness or a natural disaster.
Lost or stolen luggage insurance: This type of coverage will reimburse you for the value of your lost or stolen luggage, as well as any essential items you need to purchase to replace it.

Motorbike accident insurance: Motorbikes are a popular way to get around Brunei, but they can also be dangerous. In the event of an accident comprehensive travel insurance will cover your medical expenses.

LUMA Asia Pass offers comprehensive coverage for all trips to Brunei, up to $100,000 USD.

What should my travel insurance for Brunei cover?

While travel insurance for Thailand is not mandatory, we highly suggest having comprehensive medical insurance for Thailand, even if you are healthy and young. There are a number of reasons for this:

Medical expenses can be very high in Thailand. A single day in a private Thai hospital can cost thousands of dollars, even for routine procedures. If you become seriously ill or injured, you could be facing a bill of thousands of dollars or more.
Travel insurance Thailand can cover more than just medical expenses. It can also offer protection for lost luggage, trip cancellation and flight delays.
A good Travel Insurance for Thailand can give you peace of mind. Knowing that you are financially protected if something goes wrong can allow you to relax and enjoy your trip more fully.

A popular transport in Thailand is motorbikes. Yet, a significant number of tourists fail to follow regulations when using a motorbike as a driver or passenger and accidents occur too often. Having a travel insurance in Thailand that covers for motorbike accidents is crucial to ensure protection in case of need. For more information about how much such an accident could cost, read our blog on the importance of travel insurance for motorbike accidents in Thailand.

How much does travel insurance for Brunei cost?

The price of travel insurance for Brunei depends on how long you are traveling and what type of coverage you want. However, basic coverage typically costs around $10 per day.

Travel Tips for Brunei

Dress code:
Brunei is a Muslim country with conservative dress codes. Women should cover their arms, shoulders, and knees when visiting, as a sign of respect for the local culture. This applies to all public places, including government offices, shopping malls, and restaurants.
Plan ahead for Ramadan:
If you’re visiting Brunei during the month of Ramadan, be aware that many businesses and restaurants will be closed during the day, and it’s important to be respectful of those who are fasting. The time for Ramdan changes yearly, be sure to check the dates for Ramadan for each year.

Handshakes:
Bruneians shake hands with a light touch, followed by placing their hand on their chest. This is derived from the Islamic gesture of placing your hand on your heart.
Always have Cash:
While credit cards are accepted in some places, it’s a good idea to bring cash as well, as many places still only accept cash.

Bring insect repellent:
As Brunei is a tropical country, it’s a good idea to bring insect repellent to protect yourself from mosquitoes and other bugs.

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“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.