SCHENGEN TRAVEL INSURANCE

Medical Expenses for hospitalization up to EUR 100,000:
Fees for hospitalization surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board.

Follow Up Care in Home Country up to EUR 5,000:
Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country.

COVID-19 Insurance up to EUR 100,000:
Good news, COVID insurance is included in your insurance.

Emergency Evacuation up to EUR 100,000:
To the nearest facility capable of providing adequate medical care.

Repatriation up to EUR 100,000:
Repatriation to the country of origin when the Company and attending physician determine that it is necessary.

Mortal Remains up to EUR 1,800:
Transportation charges for repatriation of the mortal remains to the country of origin.

Hospital Cash Allowance: EUR 600:
For each complete day the Insured Person is hospitalized over
24 hours as a result of a covered disability

Additional Costs of Travel & Accommodation up to EUR 800:
Additional travelling costs of the Insured Person for returning to the country of origin and additional costs of accommodation incurred by the Insured Person or an insured immediate family member or traveling companion when such costs arise from hospitalization due to a covered disability necessitating medical treatment of the Insured Person.

Family Member Visit up to EUR 800:
Travelling costs for 1 immediate family member to join the Insured Person who is confined in hospital for more than 5 days or is dead abroad.

Return of Children up to EUR 800:
Reasonable additional accommodation and travelling expenses for unattended insured children (age below 16) return to the country of origin.

Personal Belongings up to EUR 700:
Directly resulting from accident, theft, burglary, robbery or mishandling by carriers to the Insured Person’s baggage or personal items carried. The limit is 217 USD per item and 435 USD per pair or set. Loss of laptop is limited to 435 USD. Mobile phone and other accessories are excluded.

Baggage Delay up to EUR 300:
Emergency purchases of essential items of toiletries and clothing up to a maximum of 57 USD per article when the checked baggage is delayed for at least 6 hours from the time of arrival in the eligible countries within the zone of coverage.

Loss of Travel Document up to EUR 500:
Cost of obtaining replacements of passport, air tickets; travel expenses and accommodation incurred to obtain such replacement arising from theft, burglary, robbery and accidental loss. Maximum limit per day for travel and accommodation expenses is 130 USD for Business plan.

Loss of cash up to EUR 200:
Bank notes and travelers checks arising from theft, burglary or robbery. A police report is required.

Curtailment of Trip or Cancellation Charges up to EUR 2,000:
Reimbursement of irrecoverable prepaid travel arrangement deposits or any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members, close business partner or travel companion of the Insured Person; witness summons, jury service; natural disasters at the planned destination or complete destruction of the Insured Person’s principal residence.

Travel Delay Cash Allowance up to EUR 100:
If the Insured Person need not pay additional travelling cost in the event of travel delay, the Insured Person will be indemnified at 22 USD for each full 6 hours delay.

Personal Liability up to EUR 3,000:

Indemnity against legal liability to a third party as a result of accidental injury or
loss or damage to property during the Period of Insurance. (This benefit does not apply to the use or hire of motorized vehicles).