Choose Luma for your Health Insurance in Thailand

The cost of medical treatment in Thailand differs from treatment type and from hospital to hospital. Information can be found in our article about costs of medical treatments in Thailand.

Pre-existing conditions are usually rarely covered by insurers in Thailand.

Unfortunately, our current range of solutions usually do not cover any pre-existing conditions either.

Any conditions or symptoms you had before you start the plan would be considered as pre-existing. However, pre-existing conditions may be covered if they are fully declared and accepted by the insurance company.

Luma offers health insurance options to expats and Thai nationals residing in Thailand. 

Age eligibility and sometimes occupation criteria are specific to each insurance product. Our team of consultants can help you navigate through the wide offer and pre-select the best solutions to match your profile, expectations and budget.