Living abroad in a country with a new language and contrasting customs can be daunting, however great the experience might be. The relocation can especially be stressful for expectant and parenting families who need to adjust to a new lifestyle, while securing a smooth transition for their children. In addition to that stress, cost of healthcare services in Thailand can sometimes come as a shock.

Ensuring you provide your loved ones with a comprehensive health insurance can go a long way toward reducing stress. Luma aims to empower parents with a quality medical insurance to cover who you value the most at top medical facilities across South East Asia.

-20%
on entire family’s insurance premium, starting from 4 members
Maternity
Benefits
Family Health Insurance, Family Health Insurance in Thailand

Covers Mommy throughout pregnancy and childbirth delivery at top hospitals in South East Asia*.

Covers Baby during first days following birth, including post-natal treatments*. 

PEDIATRICIANS
Visits
Family Health Insurance, Family Health Insurance in Thailand

Children routine check ups with their paediatricians and treatments with specialised paediatricians*.

Vaccination
Cover
Family Health Insurance, Family Health Insurance in Thailand

Baby and child vaccinations and immunisation schedule*.  

Vision
Benefits
Family Health Insurance, Family Health Insurance in Thailand

Vision care including eye examination and tests for all insured family members*.

Dental
Benefits
Family Health Insurance, Family Health Insurance in Thailand

Dental care with oral health care and dentistry services for all insured family members*.

*As per the terms and conditions of the insurance policy.

They chose Luma for their Family Health Insurance in Thailand

FAQ

Our experienced team will offer you advice to select the best insurance option to meet your family needs. We will highlight what you need to look for as a family, including how to use benefits, manage your plan policy and how to claim among others.

Luma grants access to top hospitals and doctors in Thailand and the region.

On top of a comprehensive care and additional discount for families (20% discount for families of 4+ members), Luma members can enjoy benefits with Luma business partners as part of the Luma Privilege Program.

 

Our team can offer multi-language consultation and support.

Luma’s headquarters are in Bangkok, Thailand and has offices in HCMC, Vietnam, Phnom Penh, Cambodia and Yangon, Myanmar.

Depending on the chosen health insurance plan, there is a waiting period of 10 to 12 months following the subscription to the maternity benefits, before related treatments can be covered.

Policy holders without maternity benefits who would like to add such benefits to their plan, will need to observe a waiting period from the date maternity benefits are added.

For policy holders with maternity benefits: If the pregnancy happens during the waiting period, maternity related treatments occurring after the waiting period, will be covered as per the terms and conditions of the insurance policy.

This depends on each policy terms and conditions. Please check your treatment coverage, and area of coverage to see whether the treatment done is covered or not.

Pre-natal, delivery and post-natal treatments coverage will depend on the selected health insurance policy. 

You can always check with your insurance consultant to know what is your exact coverage, in terms of treatments and limit.

Complications during pregnancy or miscarriage are covered for plan holders with maternity benefits after the waiting period, as per the terms and conditions of the policy.

Your newborn is usually covered during the first days following childbirth, under the mother’s maternity benefits. 

The child will need to be insured on their own (as a dependent) after that period.

Contact your health insurance consultant to check newborn coverage after delivery, and/or to add your newborn to your family health insurance plan.

Yes, you do not need to be married to your partner for them to be added to your insurance policy.

Contact your health insurance consultant to add a dependent to your family health insurance plan.

Get In Touch & Get Quote

Luma Care Co., Ltd. is licensed by the Office of Insurance Commission to sell non-life insurance in Thailand (registration number: ว00008/2555) and  life insurance (registration number: ช00012/2564), online (see licence).

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