Luma Health Insurance for Children

We put our little friends first and pride ourselves on working to bring peace of mind to parents. 

Benefits of Health Insurance for Children

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Product Highlights
Annual Limit5,000,000 THB per year5,000,000 THB per year10,000,000 THB per year30,000,000 THB per year50,000,000 THB per year
Room and Board not limited to Standard Room5,000 THB per day
Nursing fees paid in full
8,000 THB per day
Nursing fees paid in full
12,000 THB per day
Nursing fees paid in full
15,000 THB per day
Nursing fees paid in full
20,000 THB per day
Nursing fees paid in full
ICUPaid in FullPaid in FullPaid in FullPaid in FullPaid in Full
Pre and post hospitalization medical expenses15,000 THB per year within 45 days before and 45 days after inpatient stay15,000 THB per year within 45 days before and 45 days after inpatient stay30,000 THB per year within 45 days before and 45 days after inpatient stay50,000 THB per year within 45 days before and 45 days after inpatient stay100,000 THB per year within 45 days before and 45 days after inpatient stay
Outpatient medical expenses for injuries within 24h from accidentsPaid in FullPaid in FullPaid in FullPaid in FullPaid in Full
Day care treatment (medical expenses not requiring overnight hospital stay)Paid in FullPaid in FullPaid in FullPaid in FullPaid in Full
Reconstructive surgery after accidents - including emergency dental treatment after accidentsPaid in FullPaid in FullPaid in FullPaid in FullPaid in Full
Cancer TreatmentPaid in FullPaid in FullPaid in FullPaid in FullPaid in Full
Treatment for Congenital Abnormalities25,000 THB per year25,000 THB per year100,000 THB per year300,000 THB per year600,000 THB per year
Luma Services
24/7 Medical Emergency Hotline
Second Medical Opinion
Medical Referral Services
Claim online with Luma Mobile Application

Information about Health Insurance for Children

Entry Age

6 to 17 years old

Guaranteed Renewal

Up to 99 years old

Immediate Cover

Medical cover from Day 1

FAQ for Health Insurance for Children

What does Health Insurance for Children cover?

The specific coverage varies depending on the plan chosen. A health insurance for a child would typically cover emergency care and hospitalization for an unexpected injury or illness. Please review the details of the insurance policy before purchasing.

 

What is usually excluded in Health Insurance for Children?

Pre-existing conditions would usually not be covered by insurers. However there may be some exceptions if declared and accepted by the insurer. Consult with Luma Consultant to see if this can be the case if your child has pre-existing conditions. 

 

How much does Health Insurance for Children cost?

Health Insurance premium for children depends on the age of the child, chosen coverage and zone of coverage. In some particular cases, a loading may be applied, therefore affecting the premium. Consult with Luma to know how much the premium could be for your child’s health insurance. 

 

Enquire for Health Insurance for Children

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