Health Insurance for oa visa in Thailand

This health insurance covers treatments in Thailand only.

The health insurance cover will start on the date stated on the policy (once premium is paid).
There is a 30 days waiting period starting from the policy start date for any sickness, except for injuries following an accident.

A 120 days waiting period applies for the following diseases:
– Benign or malignant tumor or cancer or cystic mass
– Hemorrhoids
– Hernias
– Pterygium, pinguecula, cataract
– Tonsillectomy or adenoidectomy
– Stones
– Varicose Veins
– Endometriosis

Yes, there is a 30 days waiting period starting from the policy start date for any sickness, except for injuries following an accident.

Please note, there is a 120 days waiting period applying to the following diseases:
– Benign or malignant tumor or cancer or cystic mass
– Hemorrhoids
– Hernias
– Pterygium, pinguecula, cataract
– Tonsillectomy or adenoidectomy
– Stones
– Varicose Veins
– Endometriosis

Those who are aware of pre-existing medical conditions may apply – but pre-existing conditions may be excluded from coverage.

COVID-19 vaccination side effects or complications are unfortunately not covered under Luma Long Stay Care; regardless of if the Covid-19 vaccine shots have been received prior to or during the insurance policy.