Health Insurance for retirement visa, specifically designed for foreigners wishing to retire in Thailand with Long Stay Visa (OA/OX Visa).
Foreigners who wish to retire in Thailand need to obtain a retirement visa before entering Thailand. There are two main types of retirement visas: the Long Stay OA visa and the Long Stay OX visa. The Thailand Elite Visa and the Long Term Resident Visa are two other visa options that foreigners can apply for to retire in Thailand. Depending on the type of retirement visa chosen, health insurance requirements vary.
O-A Non-Immigrant Visa (OA Visa)
This visa is valid for one year and can be renewed every year.
O-X Non-Immigrant Visa (OX Visa)
This visa is valid for five years and can be renewed once.
Thailand Elite Visa
An alternative to Retirement visas is the Elite Visa which offers a number of extra benefits such as a 5-year or 10-year visa, multiple entry, and even fast-track immigration check among others. To access this level of services, the Thailand Elite Visa is significantly more expensive than OA and OX Long Stay visas.
Long Term Resident Visa (LTR Visa)
LTR visa is a ten-year visa that can be renewed. It is available to foreigners who meet certain criteria, such as having a Thai spouse or child, or having invested in a Thai business. The Long Term Resident Visa offers a number of benefits, including multiple entry and exit privileges, priority immigration clearance, and the ability to work in Thailand.
The LTR Visa requires either a Health Insurance covering at least 50,000 USD, social security scheme covering treatments in Thailand or a deposit of 100,000 USD.
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Frequently Asked Questions about
Yes, depending on the Retirement Visa you selected, a health insurance is required. See above for each visa requirement.
We strongly encourage you to consult with the Thai embassy of your country to check the latest requirements for your retirement visa application.
Depending on the applicant’s age and the level of coverage, a medical insurance for retirement in Thailand range from 1,000 THB for a very basic coverage with a large deductible – to over 100,000 THB for a comprehensive health cover in Thailand.
There is a large range of insurance companies in Thailand that offer health insurance for over 60 years old. While there are general health insurance plans that can be customized to meet the needs of retirees (such as Hi5 or PRIME), some insurers have plans specifically designed for retirees: Axa, Falcon, LMG, Pacific Cross.
There are many health insurance companies offering health insurance for retirees in Thailand, with a wide range of medical cover and suiting all kinds of budgets.
Here are some tips for choosing the best health insurance for a retirement visa in Thailand:
Insurance companies in Thailand vary in their product requirements. Some require a medical checkup for all applicants, some mandate a checkup from a certain age only, and some will rely solely on a thorough application form to assess applicants’ profile.
In the case where a health checkup is necessary to apply for a health insurance plan, it is customary for the applicant to bear the cost of the checkup. This expense is typically not covered by the insurance plan, and it cannot be reimbursed even if the applicant becomes eligible for the plan.
Recommended Reading to prepare your
This articles gives you an overview of the different types of Retirement Visas in Thailand, Healthcare and Cost of living when retiring in Thailand.
US Medicare does not cover medical expenses outside the United States and its territories. This means that US citizens traveling to or living in Thailand will not be covered by Medicare and would need a medical insurance to retire in Thailand.
Most popular cities in Thailand to retire and spend your golden days.
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