Luma Long Stay Care
Mandatory Health Insurance for OA Long Stay Visa
Foreigners wishing to retire in Thailand need to apply to a non-immigrant OA Long Stay visa before entering Thailand. This specific long stay visa is available to foreigners only, of 50 years old up. Applicants to this OA visa of 1 year will need to show evidence of health insurance to support their OA visa application.
Luma Long Stay Care is a health insurance plan designed with Navakij (official member of TGIA) to meet all requirements for OA Long Stay visa applications for foreigners intending to retire in Thailand.
This health insurance for OA visa is available for foreigners applying to OA visa in their home country, and retirees living in Thailand seeking health insurance to extend or renew their OA visa within Thailand.
Frequently Asked Questions
Any foreign individuals between 18 and 79 years old can apply to this health insurance.
Please note however, OA long stay visa is available for foreign individuals of 50 years old and above only.
Medical check up is compulsory for applicants after 65 years old only.
For foreigners already in Thailand seeking to renew or extend their OA visa, Luma can assist in booking and coordinating their health check up in a hospital nearby their home in Thailand.
See privileged partner hospitals for health check ups for Luma Long Stay Care applications.
Members aged more than 65 years old must submit the following health check up (dated of less than 6 months from application date) along with their application form and passport copy : (CBC, Chemistry (blood), Liver Function, Kidney Function, Heart Exam (ECG / EKG), Chest Exam (Chest X-ray), Urine Exam, PE Exam (Physical Exam) by doctor).
You can also download our medical exams checklist.
Health check up exams are valid for 6 months for the application to Luma Long Stay Care.
This health insurance covers treatments in Thailand only.
The health insurance cover will start on the date stated on the policy (once premium is paid).
There is a 30 days waiting period starting from the policy start date for any sickness, except for injuries following an accident.
A 120 days waiting period applies for the following diseases:
– Benign or malignant tumor or cancer or cystic mass
– Hemorrhoids
– Hernias
– Pterygium, pinguecula, cataract
– Tonsillectomy or adenoidectomy
– Stones
– Varicose Veins
– Endometriosis
Yes, there is a 30 days waiting period starting from the policy start date for any sickness, except for injuries following an accident.
Please note, there is a 120 days waiting period applying to the following diseases:
– Benign or malignant tumor or cancer or cystic mass
– Hemorrhoids
– Hernias
– Pterygium, pinguecula, cataract
– Tonsillectomy or adenoidectomy
– Stones
– Varicose Veins
– Endometriosis
Those who are aware of pre-existing medical conditions may apply – but pre-existing conditions may be excluded from coverage.
COVID-19 vaccination side effects or complications are unfortunately not covered under Luma Long Stay Care; regardless of if the Covid-19 vaccine shots have been received prior to or during the insurance policy.
Yes, this health insurance policy is issued by Navakij Insurance Public Company Limited, one of the official Thai non-life insurance companies listed on TGIA (Thai General Insurance Association) for OA Long Stay visa in Thailand.
Applications to OA Long Stay visas require a health insurance policy with:
To claim, please collect all below mentioned documents:
Reimbursement of validated claims will be processed within 15 days from reception of all required documents.
Get Quote for Health Insurance for OA Visa
They talk about Luma Long Stay Care insurance for OA visa
The Phuket News – Luma Solves Retirement Insurance Requirements for OA Visa in Phuket
Gavroche – THAÏLANDE – SANTÉ : Ces questions médicales qui taraudent les retraités (in French)
ScandAsia – Luma Solves OA Long Stay Visa Insurance Requirements for Retirement in Thailand
Chiang Mai City Life – Solving OA Visa Insurance Requirements to Retire in Chiang Mai
Le Petit Journal – Luma Long Stay Care : l’assurance parfaite pour votre visa retraite en Thaïlande (OA) (in French)
Luma Care Co., Ltd. is licensed by the Office of Insurance Commission to sell non-life insurance in Thailand (registration number: ว00008/2555) and life insurance (registration number: ช00012/2564), online (see licence).
Luma Care Co., Ltd.
Non-life insurance broker licence: ว00008/2555
Life insurance broker licence: ช00012/2564
Registered with the Office of Insurance Commission to sell non-life insurance online
Copyright © 2022 lumahealth.com. All Rights Reserved.
Cookie | Duration | Description |
---|---|---|
cookielawinfo-checkbox-analytics | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics". |
cookielawinfo-checkbox-functional | 11 months | The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". |
cookielawinfo-checkbox-necessary | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary". |
cookielawinfo-checkbox-others | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other. |
cookielawinfo-checkbox-performance | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance". |
viewed_cookie_policy | 11 months | The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data. |