O-A Non-Immigrant Visa (OA Visa) This visa is valid for one year and can be renewed every year. - OA visa is available for foreigners aged 50 years old minimum. - A minimum income is needed to apply to OA visa (monthly income or deposit on a Thai bank account). - A health insurance covering minimum 3 million THB including treatment of Covid-19 is required throughout the entire duration of the OA visa.

O-X Non-Immigrant Visa (OX Visa) This visa is valid for five years and can be renewed once. - OX visa is available for foreigners aged 50 years old minimum. - A minimum income is needed to apply to OX visa (monthly income or deposit on a Thai bank account). - A health insurance covering annually a minimum of 400,000 THB Inpatient + 40,000 THB Outpatient and including Covid-19 treatment, is required.

Health Insurance for Retirement Visa in Thailand

Q: Thailand Elite Visa

Thailand Elite Visa An alternative to Retirement visas is the Elite Visa which offers a number of extra benefits such as a 5-year or 10-year visa, multiple entry, and even fast-track immigration check among others. To access this level of services, the Thailand Elite Visa is significantly more expensive than OA and OX Long Stay visas.

Q: LTR Visa / Long Term Resident Visa

Long Term Resident Visa (LTR Visa) LTR visa is a ten-year visa that can be renewed. It is available to foreigners who meet certain criteria, such as having a Thai spouse or child, or having invested in a Thai business. The Long Term Resident Visa offers a number of benefits, including multiple entry and exit privileges, priority immigration clearance, and the ability to work in Thailand. The LTR Visa requires either a Health Insurance covering at least 50,000 USD, social security scheme covering treatments in Thailand or a deposit of 100,000 USD.

Health Insurance for retirement visa, specifically designed for foreigners wishing to retire in Thailand with Long Stay Visa (OA/OX Visa).

What visa to retire in Thailand?

Foreigners who wish to retire in Thailand need to obtain a retirement visa before entering Thailand. There are two main types of retirement visas: the Long Stay OA visa and the Long Stay OX visa. The Thailand Elite Visa and the Long Term Resident Visa are two other visa options that foreigners can apply for to retire in Thailand. Depending on the type of retirement visa chosen, health insurance requirements vary.

Retirement Visas Thailand

OA Visa

O-A Non-Immigrant Visa (OA Visa)

This visa is valid for one year and can be renewed every year.

– OA visa is available for foreigners aged 50 years old minimum.
– A minimum income is needed to apply to OA visa (monthly income or deposit on a Thai bank account).
– A health insurance covering minimum 3 million THB including treatment of Covid-19 is required throughout the entire duration of the OA visa.

OX Visa

O-X Non-Immigrant Visa (OX Visa)

This visa is valid for five years and can be renewed once.

– OX visa is available for foreigners aged 50 years old minimum.
– A minimum income is needed to apply to OX visa (monthly income or deposit on a Thai bank account).
– A health insurance covering annually a minimum of 400,000 THB Inpatient + 40,000 THB Outpatient and including Covid-19 treatment, is required.

Long Terms Visas for Thailand

Thailand Elite Visa

Thailand Elite Visa

An alternative to Retirement visas is the Elite Visa which offers a number of extra benefits such as a 5-year or 10-year visa, multiple entry, and even fast-track immigration check among others. To access this level of services, the Thailand Elite Visa is significantly more expensive than OA and OX Long Stay visas.

LTR Visa / Long Term Resident Visa

Long Term Resident Visa (LTR Visa)

LTR visa is a ten-year visa that can be renewed. It is available to foreigners who meet certain criteria, such as having a Thai spouse or child, or having invested in a Thai business. The Long Term Resident Visa offers a number of benefits, including multiple entry and exit privileges, priority immigration clearance, and the ability to work in Thailand.

The LTR Visa requires either a Health Insurance covering at least 50,000 USD, social security scheme covering treatments in Thailand or a deposit of 100,000 USD.

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Frequently Asked Questions about

Medical Insurance to Retire in Thailand

Do I need a health insurance to retire in Thailand?

Yes, depending on the Retirement Visa you selected, a health insurance is required. See above for each visa requirement.

We strongly encourage you to consult with the Thai embassy of your country to check the latest requirements for your retirement visa application.

How much is medical insurance for retirement in Thailand?

Depending on the applicant’s age and the level of coverage, a medical insurance for retirement in Thailand range from 1,000 THB for a very basic coverage with a large deductible – to over 100,000 THB for a comprehensive health cover in Thailand.

What insurance companies in Thailand have health insurance for retirees?

There is a large range of insurance companies in Thailand that offer health insurance for over 60 years old. While there are general health insurance plans that can be customized to meet the needs of retirees (such as Hi5 or PRIME), some insurers have plans specifically designed for retirees: Axa, Falcon, LMG, Pacific Cross.

What is the best health insurance for retirees in Thailand?

There are many health insurance companies offering health insurance for retirees in Thailand, with a wide range of medical cover and suiting all kinds of budgets.

Here are some tips for choosing the best health insurance for a retirement visa in Thailand:

1. First of all; define your objective. Are you looking for a health insurance to meet your Long Stay visa application only? Or are you looking for an actual medical cover you can use in Thailand? Both options are available in the market, but they come with varying price points. The more extensive the insurance coverage, the higher the cost.
2. Make sure the policy meets all requirements to your specific Thai Retirement visa application.
3. Make sure the health insurance company will provide a Foreign Insurance Certificate to submit along your Long Stay visa application if you’re applying to an OA visa or OX visa.
4. Read the fine prints. Make sure you understand the terms and conditions of the policy so there is no surprise during times of necessity. Top things to check in your health insurance to retire in Thailand:
– Inclusions: what can you actually claim including for Inpatient and Outpatient.
– Exclusions: what conditions or treatments are not covered by the policy. Please note that pre existing conditions are usually excluded by all insurers.
– Waiting periods: is there a waiting period to start using the policy, or a waiting period for specific conditions?
– Deductible if any / Co-pay if any
– How to claim (including what documents are required to claim, and what is the process to get reimbursed)

Do I need to do a medical check up to get a health insurance?

Insurance companies in Thailand vary in their product requirements. Some require a medical checkup for all applicants, some mandate a checkup from a certain age only, and some will rely solely on a thorough application form to assess applicants’ profile.

In the case where a health checkup is necessary to apply for a health insurance plan, it is customary for the applicant to bear the cost of the checkup. This expense is typically not covered by the insurance plan, and it cannot be reimbursed even if the applicant becomes eligible for the plan.

Retirement in Thailand

Retire in Thailand | 5 Things You Need to Know Before

This articles gives you an overview of the different types of Retirement Visas in Thailand, Healthcare and Cost of living when retiring in Thailand.

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US Medicare does not cover medical expenses outside the United States and its territories. This means that US citizens traveling to or living in Thailand will not be covered by Medicare and would need a medical insurance to retire in Thailand.

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