Enjoy an effortless health insurance experience with Luma.
Effortless experience and Brigther Health with Luma
Insurance made easy
Select the best range of plans
Tailored to your needs and lifestyle
Match your budget
Access to best care
Here in times of need
Recommended by many
Access to Luma Privileges
If you’re looking for health insurance in Thailand, you’re in the right place. Luma offers a wide range of health care plans suitable for both expats and Thai nationals residing in Thailand. Our health insurance plans are designed to ensure excellent local and international coverage. Benefits such as lifetime renewal guarantee and full cover for cancer, both in- and out-patient are just some of the features of our health insurance plans in Thailand.
Pre-existing conditions are usually rarely covered by insurers in Thailand.
Unfortunately, our current range of solutions usually do not cover any pre-existing conditions either.
Any conditions or symptoms you had before you start the plan would be considered as pre-existing. However, pre-existing conditions may be covered if they are fully declared and accepted by the insurance company.
Who can apply to health insurance with Luma?
Luma offers health insurance options to expats and Thai nationals residing in Thailand.
Age eligibility and sometimes occupation criteria are specific to each insurance product. Our team of consultants can help you navigate through the wide offer and pre-select the best solutions to match your profile, expectations and budget.