International Health Insurance

International

Ensure the peace of mind that comes with a premium health insurance plan. Luma’s personal insurance solutions provide families and individuals living in Asia and other regions the coverage they need to be fully protected anywhere anytime. Whether you wish for only the most essential inpatient care, or plans with high levels of comprehensive coverage.

Luma ASIA Care Plus International

Benefits include:

	Plan 1 Essential Care	Plan 2 SuperiorCare
Annual Limit	1,000,000 USD	1,000,000 USD
In-Patient / Hospitalization
Cancer	In & Out Patient	In & Out Patient
Out-Patient		Up to 6,000 USD
Routine Health Check Up		Up to 200 USD
Dental
Maternity
Vision
Worldwide Emergencies
Chronic Medical Conditions
Accidents
Medical Evacuation

Benefits include:

Luma health insurance plans:

	Plan 1 Essential Care	Plan 2 Superior Care
Annual Limit	1,000,000 USD	1,000,000 USD
In-Patient / Hospitalization
Cancer	In & Out Patient	In & Out Patient
Out-Patient		Up to 6,000 USD
Routine Health Check Up		Up to 200 USD
Dental
Maternity
Vision
Worldwide Emergencies
Chronic Medical Conditions
Accidents
Medical Evacuation

They chose Luma International Health Insurance

My baby girl had to be admitted for two nights. Luma took care of everything without problems nor questions asked. Everything was sorted when it was time to leave and all we had to do was sign a few papers. It was a relief not having to worry about the stress of the bill. Very happy with this company, their rates and their coverage.

Joined Membership upon my overseas assignment and now renewed it for next coming year. Through the membership period, I have received a quality of support in reimbursing medical expenses as well as cashless services at hospitals. Thanks for your high standard of services.

FAQ

Can Luma pay the hospital when I get treated in one of the countries covered by my insurance plan?

In most cases, Luma can settle the bill directly for members receiving treatment with a partner medical facility. For visits occurring outside our direct billing network, we offer a seamless claim system accessible 24/7 online or through our Luma app.

Do you have a limit age to subscribe to a health insurance policy?

Yes, we welcome all applicants up to 70 years old. All our members benefit from lifetime renewals.

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