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Explore our range of personal health insurance solutions

Welcome to Luma Health Insurance. If you’re looking for medical insurance for families and expats living in Thailand, you’re in the right place.

Luma offers great health care solutions and plans suitable for both medical insurance for expats in Thailand and locals looking for family health insurance in Thailand.

Our solutions are specifically catered to your needs. Our benefit includes a lifetime renewal guarantee, regardless of age or medical condition – perfect for those looking for family health insurance in Thailand. If you’re an expat looking for medical insurance for expats in Thailand, or a frequent traveler looking for health insurance in Thailand for foreigners, we have worldwide coverage for accidents and medical emergencies, as well as free choice of medical provider – so you can relax and live life without worry.

Southeast Asia? We’ve got you covered

A wide range of plans are available for individuals or families looking for comprehensive and international health insurance solutions in Southeast Asia. Our policies cover medical insurance for expats in Thailand and local Thai residents.

Thai Nationals

Many Thai nationals are already customers of Luma’s excellent family health insurance Thailand. That’s because of the convenience and the peace of mind that a Luma health plan affords.

Expats in Thailand

For health insurance Thailand, foreigners such as our expat community could benefit from a Luma health plan. Luma provides excellent levels of coverage and support for all members.

Why Luma is the best option for you

Luma has the global coverage with local presence and services near you, created and assisted by passionate health care professionals. Your health is our priority, and that’s why we want to offer the best service that we possibly can for international health insurance in Thailand. If you are a Thai resident or expat, we can offer a bespoke plan to suit your health care needs. Our aim is to provide all our members with the peace of mind that comes with knowing you’re covered, whatever the situation.

  • 24/7 worldwide multilanguage support – We offer our members international 24 hour phone and online support.
  • Cashless Insurance – At Luma, we can often settle the bill directly with the hospital so our members don’t have to pay upfront at leading medical facilities.
  • Access top hospitals – we work with the best hospitals, doctors and medical professionals internationally.
  • Claim process in 5 working days – make a claim via Luma online service and Luma Care App, anywhere, anytime.
  • Always near you – Global offices and international support through telephone and online.

Products Showcase

Luma offer a sensational range of health care plans to meet your needs. With all of our products, members will receive the same level of support and service through our local offices, online service and 24 hour telephone support.

Compare Our Solutions

Our SolutionsLevel of Coverage InpatientLevel of Coverage OutpatientLevel of Coverage OtherLifetime RenewalMedical EvacuationArea of CoverAgeNationalityDurationCurrency
Asia Care First Thailand
5.0 rating based on 1,234 ratings
5.0 rating based on 1,234 ratings
5.0 rating based on 1,234 ratings
OpitionalWorldwide>65All1 YearTHB
Asia Care Plus Thailand
4.5 rating based on 1,234 ratings
4.0 rating based on 1,234 ratings
3.0 rating based on 1,234 ratings
YesWorldwide<70All1 YearTHB

All Luma Plans are fully comprehensive, and include an initial consultation, during which we will tailor-make a bespoke solution for each individual’s need. For more details about our plans, and to arrange an initial consultation, please contact us or call +662 665 3600.