Covid Health Insurance Options:

Luma Health Insurance provides coverage for Covid-19 across a variety of plans, which offer varying annual limits to suit your needs.

Hi5 Health Insurance

Hi5 Health Insurance

Health Insurance with up to 5 million THB annual coverage
ประกันสุขภาพครอบครัว

PRIME Health Insurance

Health Insurance with up to 50 million THB annual coverage

Why get a Covid Insurance?

With the ongoing pandemic, having a Covid Health Insurance policy can offer peace of mind for individuals and families against unforeseen medical expenses related to Covid-19.

Buy Covid Insurance with Luma

What does a Covid Insurance cover?

The coverage of a Covid-19 Health Insurance vary depending on the insurer and the plan but common items would be:

  • Medical treatment of Covid-19
  • Medically necessary hospitalization due to Covid-19
  • ICU and complications of Covid-19

It is important to read carefully the policy wording, terms and conditions of the policy to understand what is covered or not, before purchasing any insurance policy. 

What is usually not covered in a Covid Insurance?

The coverage of a Covid-19 Health Insurance vary depending on the insurer and the plan but common items NOT covered would be:

  • Self-administered Covid-19 test
  • Quarantine deemed not medically necessary, and isolation costs
  • Treatment not deemed medically necessary

It is important to read carefully the policy wording, terms and conditions of the policy to understand what is covered or not, before purchasing any insurance policy. 

What to be aware of before buying a Covid Insurance?

It is very important to read carefully the fine prints of an insurance policy before buying it. We recommend to look for the following, but not limited to:

  • Eligibility (some occupations may be excluded such as hospital staff)
  • Waiting period
  • Conditions to be able to use benefits
  • How to claim (conditions, documents to provide, etc.)

Unsure what to look for? Consult with Luma

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