Best Sim Card in Thailand for Tourists: 2025 Guide

The top Tourist SIM Cards for 2025 are:

  • AIS Thailand Tourist SIM Card: 8-day 15GB Max 5G Speed data plan for 299 THB (USD 9, EUR 8, AUD 13).
  • TrueMove H Tourist SIM Card:  8-day 15GB Max 5G Speed data plan for 299 THB (USD 9, EUR 8, AUD 13).
  • Dtac Happy Tourist SIM Card: 8-day 15GB Max 5G Speed data plan for 299 THB (USD 9, EUR 8, AUD 13).
best toursit sim card for thailand

How to Choose Sim Cards in Thailand for Tourists?

Here are a few factors to consider when choosing tourist sim cards in Thailand.

 

Data & Speed

Depending on your usage and preferences, you might need more or less data for your trip. Some sim cards offer unlimited data, while others have a fixed amount of data that can be used within a certain period. If you go for an unlimited data amount you do not have to worry about running out, however you may have to compromise on the speed if you are going for a budget friendly option or have a pricey package for top speed.

If you choose a package with a limited data amount then it’s important to use wifi where you can. Let’s dive into some examples 

  • Staying outdoors all day: 2-3GB/Day on average is sufficient.
  • Indoors (wifi) + Outdoors: 1-2 GB/Day on average is sufficient.

Please bear in mind that watching videos (especially in HD) is the fastest way to drain your data. For example: Watching a video at 1080p/1 is approximately 1GB of data.

 

Calls

If you plan to make local calls with your sim card, you should check the rates and options of each operator. Some sim cards include free calls and texts within the same network, while others charge per minute or per message. 

  • Calls using the AIS network are 1.07 Baht (USD 0.03) /Minute 
  • Calls using the TrueMove H SIM are 0.99 BAHT (USD 0.28) /Minute
  • Calls using the DTAC SIM are 0.99 BAHT (USD 0.28) /Minute

However, usually when you purchase a Thai SIM it will be bundled with a package which will include deals such as: The first 15 minutes free to call then it will charge 0.99 THB (USD 0.28)/ minute.

It’s worth noting that most of the communication today for calls is done through local communication apps. In Thailand, the most popular one is called LINE, it allows for Text messages, video and audio calls. 

 

Validity

Most Thailand SIM cards for tourists have a validity period of 7, 15, or 30 days. Some sim cards can be extended by buying more credit or data packages, while others expire after the validity period, in this case if you wish to extend you will need to purchase a new SIM that is extendable for long term use.

 

Price of a SIM Card

The price of Thailand SIM cards for tourists varies depending on the operator, the data amount, the validity period, and other features. You can expect to pay between 200 baht (USD 5) to 1,000 baht (USD 30) for a sim card, depending on your internet needs and call preferences.

thailand sim card for toursits

Top Providers for Tourist Sim Cards in Thailand

Thailand’s three major cell service providers are AIS, DTAC, and TrueMove H. They offer a variety of prepaid “pay as you go” plans with 3G/4G support for both short-term and long-term visitors, ranging from daily to monthly plans. This is great for holiday trips and can easily be extended with a simple top up. Top ups can also be made at 7-Eleven.

 

AIS SIM Card

AIS is the largest mobile network provider in Thailand. They offer a variety of SIM card packages for tourists, their best seller is the 8-day 15GB Max 5G Speed data plan for 299 THB (USD 9, EUR 8, AUD 13). 

Buy AIS Thailand Tourist SIM Card Here

 

TrueMove H SIM Card

TrueMove H is another major mobile network provider in Thailand, with good coverage throughout the country. They offer a variety of SIM card packages for tourists, including a 8-day 15GB Max 5G Speed data plan for 299 THB (USD 9, EUR 8, AUD 13). 

  • Free 10 GB Tiktok
  • 100 Baht call credit
  • Unlimited calls to TRUE numbers
  • Free Wifi

Buy TrueMove H Tourist SIM Card Here

 

Dtac Happy Tourist SIM Card

Dtac is the third largest mobile network provider in Thailand, with good coverage in major tourist areas. They offer a variety of SIM card packages for tourists, including a  8-day 15GB Max 5G Speed data plan for 299 THB (USD 9, EUR 8, AUD 13). 

  • Free 10 GB Tiktok
  • Unlimited chats on Facebook messenger, LINE, WhatsApp, WeChat & Kakao
  • Unlimited calls to DTAC numbers
  • Free Wifi

Buy Dtac Happy Tourist SIM Card Here

 

Importance of Having a Thai SIM Card when traveling in Thailand

One of the primary reasons why having a sim card is so important is that you will be saving a lot of money if you’re on a budget as data roaming charges can be pricey. It’ll allow you to make local calls at a much cheaper rate. Also, especially if you are outside without wifi access you will need a lot of navigation & transportation apps! In Thailand the most common transportation applications are Grab and Bolt, they will be your handy go to rides to and from place. Google Maps will be your navigation, these three are essential when it comes to having internet data. For food you can use Food Panda or Grab as well, you’ll usually be using wifi when ordering food anyway. However, in order to utilize all of these apps, having a comprehensive data plan that gives you unlimited or enough data to easily access and use these apps is essential. 

While indulging in culinary delights on Grab or Food Panda is exciting, remember to have your travel insurance information readily available. Some new foods in Thailand may not agree with your digestive system, so it’s important to be prepared.

Things to keep in mind when using a SIM Card in Thailand

Now that you know why having a SIM card in Thailand is so important, let’s talk about some important things to keep in mind.

 

Top up your SIM card regularly

Most SIM cards in Thailand are prepaid, which means that you will need to top up your balance every time you run out of data or credit. You can do this online through the service provider’s app using your credit card or simply heading to the nearest 7 Eleven store to purchase the top up using cash or card. Make sure you check your balance often and top up before it expires or runs out.

ProviderBalance Check (USSD Code)Call Center Number
AIS*121*1#1175
TrueMove H#123#1242
Dtac*101*9#1678

Keep track of your data usage and set a limit on your phone

If you have a limited amount of data, this one is important for you. To avoid overage charges or running out of data you should set a data limit on your phone settings. This will alert you when you reach a certain amount of data usage and prevent you from using more data than you have paid for. Sometimes apps can run in the background and drain data that you are not actively using, so having alerts on your data usage can be handy.

 

Beware when connected to Public Networks

Public Wi-Fi networks are easy to use, but they can also be dangerous. When you connect to a public Wi-Fi network in Thailand, your data is not encrypted, so anyone on the same network can see it. Yes, this means free wifi at Starbucks is not safe. So hackers can easily steal your personal information, such as your passwords, credit card numbers, and social security number. It’s best to avoid important financial transactions when on a wifi connection.

What to do before Buying a SIM in Thailand?

Before you purchase the Thai SIM: Make sure your phone is unlocked.

Before you travel, unlock your phone from your service provider back home. This may require a small fee. Once unlocked, your phone will be compatible with Thai SIM cards. Now you will be ready to buy and use a Thai SIM card without running into any locking problems.

 

Where do I buy a SIM card in Thailand?

You can find them at any international airport, 7-Eleven, major shopping mall, or directly at the service provider’s shop. A popular place and easiest place to buy a sim card is through a 7-Eleven store, which is available at every corner.

  1. Walk up to the 7-Eleven counter and ask for a 7 day, 15 day, or 30 day tourist sim card.
  2. Choose your data speed & amount options from the options they provide.
  3. They will ask for your passport to make a copy and take a photo of you.
  4. Simply pay the amount or your SIM Card purchase and there you have it!

 

Buying a Thailand SIM card for tourists is very easy, you’ll be well prepared as soon you land in Thailand. Safe Travels!

Guide for Switzerland Visa Requirements

swiss helping point luma
Verified by Swiss Helping Point

If you are heading to Switzerland, you will most likely need to apply for the Schengen Visa for Switzerland. This short-term visa allows you to explore the beauty of Switzerland and stay for up to 90 days within 180 days.

The documents you need may vary depending on your nationality. Whether you’re arriving by land, sea, or air, you must present certain documents to the border police.

switzerland schengen visa requirements
switzerland schengen visa

Switzerland Schengen visa for Thai citizens

Documents required for Thai Citizens
  1. Application form: This must be duly filled out, dated, and signed by the applicant. Both parents must sign the visa application form for their children. The information on the Switzerland Schengen visa application form such as addresses, phone numbers, etc. must be identical with the applicant’s personal data or the Schengen visa for Switzerland application will be refused.
  2. One passport-sized photo: this must be a colour photo on a white background in the format 3.5 cm x 4 cm and taken from the front without obstruction.
  3. Original passport: Valid for at least three months after the end of the planned stay in Switzerland or another Schengen Member State, at least two blank pages. Please present previous passports if available. Two copies should be provided.
  4. Previous Schengen visa copies (if any). If the applicant continues to travel to a third country (i.e., UK, USA, Canada etc.) after leaving the Schengen area, the visa of the next country must be obtained first before the submission of the Schengen visa application. Documentary evidence of the other visas must be provided.
  5. Proof of name change documentation (if any): originals and a copy.
  6. Confirmed reservation of the round-trip flight ticket: Applicant’s name (same as on passport) must be mentioned on the flight reservation.
  7. Travel insurance: The insurance must cover:
    • Cost of repatriation for medical reasons or death.
    • Urgent healthcare and emergency hospital treatment for the entire stay and throughout the Schengen area.
    • Any expenses that might arise with Covid-19 or repatriation for medical reasons.
    • Coverage must be of at least €30,000 or its equivalent in local currency.

If the application is for a multiple-entry visa, the medical insurance must be valid for the first planned entry. The Luma Schengen Travel Pass is highly recommended as it meets all these requirements.

  1. Proof of accommodation: Confirmed hotel reservation/s for the entire stay in the Schengen countries. Applicant’s name (same as on passport) must be mentioned on the hotel booking/s for the Switzerland Visa Requirements.
  2. Detailed Itinerary: Itinerary of the planned trip if several countries are visited, providing details on the transport used to move across the Schengen area and any other countries to be visited during this trip.
  3. Employment and financial proof: If Employed: – Work certificate indicating the number of vacation days granted, the position in the company and the monthly salary If Student: – Academic certificate such as an enrolment confirmation of the school or university, show original and submit photocopy.
    • If Self Employed: Schengen Tourist visa September 2019 – Business registration stating the applicant’s name.
    • To be provided by all applicants: Proof of sufficient funds Bank Statement for the last three months, original with bank stamp; if the trip is sponsored: sponsoring letter and bank statement of the sponsor for the last three months, original with bank stamp, copy of sponsor’s passport.
    • If relevant: copy of real estate property (title deed).
  4. Documents related to minor child: Birth certificate, show original and submit photocopy – Parental consent for the minor child that is either travelling abroad alone or with only one parent: a) An official parental consent for the planned travel abroad must be submitted, in case that one of the parents or both are not going to travel together with the minor child. The Amphoe (local district administration or office in Thailand) must issue this document (both original and a photocopy. Alternatively, the declaration of consent letter signed by the parent/s who is/are not travelling with the minor child can sign at the VFS Global Visa Centre in person.
  5. Foreign national residing in Thailand: Original and copy of work permit (if applicable) – Re-entry stamp from Thai Immigration, valid after returning from the Schengen states.
  6. Document checklist: it is recommended to review the document checklist before submitting your Switzerland visa application. Documents in Thai language must be translated into English or into one of the Swiss national languages by a translation office.
  7. Visa fee: this may vary depending on the type of visa you are applying for and your duration of stay.

Appointment: You need to make an appointment to apply for your Switzerland Schengen visa at VFS Global in Bangkok.

Switzerland Schengen Visa for Indonesia Citizens

Documents required for Indonesian Citizens
  1. Application form: This must be duly filled out, dated, and signed by the applicant. Both parents must sign the visa application form for their children. The information on the Switzerland Schengen visa application form, such as addresses, phone numbers, etc. must be identical to the applicant’s personal data or the Swiss visa application will be refused.
  2. One passport-sized photo: This must be a colour photo on a white background in the format 3.5 cm x 4 cm and taken from the front without obstruction.
  3. Original passport: Valid for at least three months after the end of the planned stay in Switzerland or another Schengen Member State, at least two blank pages. Please present previous passports if available. Two copies should be provided.
  4. Previous Schengen visa copies (if any). Suppose the applicant continues to travel to a third country (i.e., UK, USA, Canada, etc.) after leaving the Schengen area. In that case, the visa of the next country must be obtained first before the submission of the Schengen visa application. Documentary evidence of the other visas must be provided.
  5. Proof of name change documentation (if any): originals and a copy.
  6. Confirmed reservation of the round-trip flight ticket: Applicant’s name (same as on passport) must be mentioned on the flight reservation for the Switzerland Visa Requirements.
  7. Travel insurance: The insurance must cover:
    • Cost of repatriation for medical reasons or death.
    • Urgent healthcare and emergency hospital treatment for the entire stay and throughout the Schengen area.
    • Any expenses that might arise with Covid-19 or repatriation for medical reasons.
    • Coverage must be of at least €30,000 or its equivalent in local currency.
      1. If the application is for a multiple-entry visa, the medical insurance must be valid for the first planned entry. The Luma Schengen Travel Pass is highly recommended as it meets all these requirements.
  1. Proof of accommodation: Confirmed hotel reservation/s for the entire stay in the Schengen countries. Applicant’s name (same as on passport) must be mentioned on the hotel booking/s.
  2. Detailed Itinerary: Provide an itinerary of the planned trip if several countries are visited, providing details on the transport used to move across the Schengen area and any other countries to be seen during this trip.
  3. Employment and financial proof: If Employed: – Work certificate indicating the number of vacation days granted, the position in the company and the monthly salary. If Student: – Academic certificates such as an enrolment confirmation of the school or university, show original and submit a photocopy.
    • If Self-Employed: Schengen Tourist visa September 2019 – Business registration stating the applicant’s name.
    • To be provided by all applicants: Proof of sufficient funds, Bank Statements for the last three months, original with bank stamp; if the trip is sponsored: sponsoring letter and bank statement of the sponsor for the last three months, original with bank stamp, copy of sponsor’s passport.
    • If relevant: copy of real estate property (title deed).
  4. Children: Birth certificate, show original and submit photocopy – Parental consent for the minor child that is either travelling abroad alone or with only one parent: a) An official parental consent for the planned travel abroad must be submitted, in case that one of the parents or both are not going to travel together with the minor child. Alternatively, the declaration of consent letter signed by the parent/s who is/are not travelling with the minor child can sign at the VFS Global Visa Centre in person.
  5. Document checklist: it is recommended to review the document checklist before submitting your Switzerland visa application.
  6. Visa fee: This may vary depending on the type of visa you are applying for and your duration of stay.
  7. Appointment: You need to make an appointment to apply for your Switzerland Schengen visa at VFS Global in Jakarta.

Switzerland Schengen visa for Vietnam citizens

Documents required for Vietnam Citizens
  1. Application form: This must be duly filled out, dated, and signed by the applicant. Both parents must sign the visa application form for their children. The information on the Switzerland Schengen visa application form such as addresses, phone numbers, etc. must be identical with the applicant’s personal data or the Swiss visa application will be refused.
  2. One passport-sized photo: this must be a colour photo on a white background in the format 3.5 cm x 4 cm and taken from the front without obstruction.
  3. Original passport: Valid for at least three months after the end of the planned stay in Switzerland or another Schengen Member State, at least two blank pages. Please present previous passports if available. Two copies should be provided.
  4. Previous Schengen visa copies (if any). If the applicant continues to travel to a third country (i.e., UK, USA, Canada etc.) after leaving the Schengen area, the visa of the next country must be obtained first before the submission of the Schengen visa application. Documentary evidence of the other visas must be provided.
  5. Proof of name change documentation (if any): originals and a copy.
  6. Confirmed reservation of the round-trip flight ticket: Applicant’s name (same as on passport) must be mentioned on the flight reservation.
  7. Travel insurance: The insurance must cover:
    • Cost of repatriation for medical reasons or death.
    • Urgent healthcare and emergency hospital treatment for the entire stay and throughout the Schengen area.
    • Any expenses that might arise with Covid-19 or repatriation for medical reasons.
    • Coverage must be of at least €30,000 or its equivalent in local currency.
      1. If the application is for a multiple-entry visa, the medical insurance must be valid for the first planned entry. The Luma Schengen Travel Pass is highly recommended as it meets all these requirements.
  1. Proof of accommodation: Confirmed hotel reservation/s for the entire stay in the Schengen countries. Applicant’s name (same as on passport) must be mentioned on the hotel booking/s.
  2. Detailed Itinerary: Itinerary of the planned trip if several countries are visited, providing details on the transport used to move across the Schengen area and any other countries to be visited during this trip are required for the Switzerland Visa Requirements.
  3. Employment and financial proof: If Employed: – Work certificate indicating the number of vacation days granted, the position in the company and the monthly salary If Student: – Academic certificate such as an enrolment confirmation of the school or university, show original and submit photocopy.
    • If Self-Employed: Schengen Tourist visa September 2019 – Business registration stating the applicant’s name.
    • To be provided by all applicants: Proof of sufficient funds Bank Statement for the last three months, original with bank stamp; if the trip is sponsored: sponsoring letter and bank statement of the sponsor for the last three months, original with bank stamp, copy of sponsor’s passport.
    • If relevant: copy of real estate property (title deed).
  4. Documents related to minor child: the Switzerland visa requirements state that several documents are required: a birth certificate, show original and submit photocopy – Parental consent for the minor child that is either travelling abroad alone or with only one parent: a) An official parental consent for the planned travel abroad must be submitted, in case that one of the parents or both are not going to travel together with the minor child. Alternatively, the declaration of consent letter signed by the parent/s who is/are not travelling with the minor child can be signed at the VFS Global Visa Centre in person.
  5. Document checklist: it is recommended to review the document checklist before submitting your Switzerland visa application.
  6. Visa fee: This may vary depending on the type of visa you are applying for and your duration of stay.
  7. Appointment: You need to make an appointment to apply for your Switzerland Schengen visa at VFS Global in Hanoi or Ho Chi Minh City.

Switzerland Schengen Visa for Singapore Citizens

Visa Exemption: According to the regulations, Singapore citizens do not need a Switzerland Schengen visa to enter the countries of the Schengen Agreement, including Switzerland, as tourists or business travellers if their stay is no longer than 90 days within 6 months. Verifying the official Switzerland visa application requirements before travelling is recommended. Singaporean citizens can travel to Europe’s Schengen Zone without a visa or prior authorization. However, it is expected that starting from 2024, all Singaporean citizens will have to obtain a quick online document known as ETIAS before entering any of the EU/Schengen member countries. ETIAS (European Travel Information and Authorization System) will keep a record of who enters and leaves the Schengen zone.

Switzerland Schengen Visa for Malaysia Citizens

Visa Exemption:  Malaysian citizens do not need a visa to enter the countries of the Schengen Agreement, including Switzerland, as tourists or business travellers if their stay is no longer than 90 days within 6 months. Verifying the official Switzerland visa application requirements before travelling is recommended. Similarly to Singapore, starting from 2024, all Malaysian citizens will have to obtain a quick online document known as ETIAS before entering any of the EU/Schengen member countries.

What is the cost of a Schengen visa for Switzerland

The cost of obtaining a Schengen Visa for Switzerland can vary based on the applicant’s age, visa type, and nationality. As of the last update, the general visa fee structure for the Switzerland visa requirements is as follows:

  • Adults: EUR80
  • Children (6-12 years old): EUR40
  • Children under 6 years: Free of charge

However, there are exceptions and reductions:

  • Students: Reduced fees or waivers may apply for students or postgraduates and accompanying teachers on educational trips.
  • Researchers: Individuals travelling for scientific research may benefit from reduced fees.
  • Diplomatic passport holders: can obtain a visa for free.
  • Certain categories of applicants from countries with Visa Facilitation Agreements with the Schengen states may be subject to a reduced visa fee of EUR35.
  • Long-term visas: National visas or Type D visas, intended for longer stays or any other Schengen country, might have a different fee structure.

Fees are non-refundable, even if your visa application is rejected. Additionally, visa processing agencies or centres might charge an additional service fee.

 

What are the financial support criteria for a Switzerland Schengen Visa application?

A critical aspect of securing a Schengen Visa for Switzerland is demonstrating sufficient financial stability. The authorities want to ensure that you can financially sustain yourself throughout your stay, without burdening the state. Here is a guide on the financial support criteria for the Switzerland Visa Requirements:

  • Bank Statements: Typically, you must present a bank statement for the last 3-6 months. This should show that you have sufficient funds to support your trip. There isn’t a fixed amount that applicants need to have, but it should cover your accommodation, meals, internal travel, and emergencies.
  • Sponsorship Letter: A formal sponsorship letter is usually required if someone else (a friend or family member) is covering your costs. This letter should clearly state the sponsor’s willingness and ability to cover your expenses. It should be accompanied by the sponsor’s own bank statements or income documents.
  • Income Documents: For employed individuals, recent pay slips, employment contracts, or a letter from the employer stating the position, salary, and duration of employment may be required. Business registration documents and recent tax returns might be necessary for self-employed individuals.
  • For Minors or Dependents: If the applicant is a minor or dependent travelling alone, parents or guardians may need to prove their own financial stability and provide a notarized letter agreeing to support the applicant financially during the trip.
  • For Students: If the applicant is a student, proof of enrolment in a school or university and a statement of financial responsibility from the parents, along with their bank statements, may be required.
  • For Retirees: Pension statements or other proof of income and assets may be needed.
schengen switzerland visa

Is Travel Insurance mandatory for a Switzerland visa?

Yes. According to the Schengen rules, the Schengen visa for Switzerland is generally valid for all the countries in the Schengen area. Please note that you must always apply for your visa at the country’s consulate of your primary destination.

As immigration requirements can change at short notice, you should contact your travel agent or the Embassy in your home country for the latest information.

How long does it take to process a visa for Switzerland?

The standard processing time for a Schengen visa is typically up to 15 days. However, this duration can sometimes be extended:

  • 30 days if the embassy is handling a large volume of applications or if your application is particularly complex.
  • 60 days in rare situations, especially if the embassy needs to confer with other Schengen member embassies.

Therefore, submitting your the Schengen visa for Switzerland application for a short-stay visa as early as possible but at most three months before your planned trip is advisable.

How do I get a medical certificate for a visa to Switzerland?

You may obtain a medical certificate from your doctor before applying for your Schengen visa for Switzerland. You may wish to check with your local visa application team or consulate on any country-specific requirements before applying.

schengen switzerland visa documents

FAQ for when applying for a Switzerland Schengen Visa

What if my Switzerland Visa is denied?

Visa refusals will always be notified in writing, explaining why. You may submit an appeal for reconsideration to this Consular Office within 1 month of the day following the date on which notification of the refusal is received.

Can I visit other European countries with my Schengen visa?

Yes. According to the Schengen rules, the Schengen visa is generally valid for all the countries in the Schengen area. Please note that you must always apply for your visa at the country’s consulate of your primary destination.

As immigration requirements can change at short notice, we recommend contacting your travel agent or the Switzerland Embassy in your home country for the latest information.

switzerland visa requirements

LUMA Schengen Pass for Switzerland Travel Insurance

Here are some reasons why you should consider choosing LUMA for your Schengen travel insurance needs:

  • Extensive coverage: With coverage starting at EUR30,000 LUMA offers comprehensive protection throughout your trip, giving you peace of mind as you explore Europe.
  • Flexible options: Whether you’re planning an individual trip or multiple trips within a year, LUMA Schengen Pass Travel Insurance has got you covered.
  • Wide range of eligibility: LUMA is designed to accommodate travellers of various age groups, from 1 year old to 85 years old.
  • Perfect for South East Asian travellers: If you’re departing from South East Asia, LUMA Schengen Pass Travel Insurance is tailored to meet your needs.

But that’s not all! Here are some additional benefits you can enjoy with LUMA:

  • Easy application process: Applying for LUMA insurance is a breeze – do it online and receive your insurance certificate via email.
  • Trustworthy and reliable: Join over 60,000 fellow travellers who have trusted LUMA. With a proven track record, LUMA is a name you can rely on.
  • Globally recognized: LUMA insurance is widely accepted by embassies around the world, making your visa application process smoother and hassle-free.

So why compromise on your travel insurance? Choose LUMA Schengen Pass Travel Insurance and experience the peace of mind you deserve while exploring Europe.

Travel Insurance for Switzerland Schengen Visa

Cost of Travel Insurance to Thailand

What affects the cost of travel insurance to Thailand?

  • Coverage
  • Trip Duration
  • Age
  • Number of travelers
  • Departure
  • Destination: cover at destination only or multi countries cover
  • Trip Cost

 

One significant factor that can vary the cost of travel insurance to Thailand is the provider you choose.

 

We’ve put this article together with the help of LUMA’s Product Team, experts in travel insurance, to compare different providers based on various factors to help you find the best deal for your travel insurance to Thailand.

How much does travel insurance to Thailand cost

Average Cost of Travel Insurance to Thailand 

Coverage  

The level of coverage you select directly influences the premium. Basic policies, like those offered by local providers like Tune Protect, may start with a minimum medical coverage of 50,000 THB. However, more comprehensive plans from international providers like LUMA Asia Pass can extend to unlimited medical expenses coverage, offering maximum protection. 

 

Compare Thai Travel Insurance Providers vs International Providers:

ProviderPlan NameDurationMedical Cover AmountCost
Indicative prices, subject to change by providers without notice.
* Actual price may vary according to country of departure
tune travel insuranceTune ProtectiSmile Lite14 days50,000 THB390 THB
World Nomads travel insuranceWorld NomadsExplorer14 daysUnlimited4,317 THB
Luma Insurance LogoLUMA Adventurer14 daysUnlimited3,706 THB*

* Actual price varies with country of departure

genkiGenkiExplorer14 daysUnlimited5,611 THB

The type of travel insurance you choose will also impact the cost. Single-trip policies are typically less expensive than multi-trip policies, which provide coverage for multiple trips within a specified period.

Moreover, adding specific coverage add-ons such as coverage for specific sports, or insuring specific items (ex laptop or camera) will increase the total premium.

 

By Trip Duration 

Longer trips generally require higher premiums. However, the cost per day often decreases as the trip length increases. Some insurance offers the option to extend the cover annually to allow multiple trips in the year eliminating the need for single policies for each trip.

 

Compare UK Travel Insurance Providers:

ProviderPlan NameDurationSingle Trip or Multi-TripMedical Cover AmountCost
Indicative prices from the UK to Thailand, subject to change by providers without notice.
post officePost Office Travel InsuranceEconomy Single Trip14 daysSingle Trip5,000,000 GBP with a 125 GBP excess per claim 66.55 GBP (about 2,870 THB)
post officePost Office Travel InsuranceEconomy Annual Multi-Trip14 daysMulti-Trip5,000,000 GBP with a 125 GBP excess per claim 87.74 GBP (about 3,784 THB)
Luma Insurance LogoLUMA Essential14 daysMulti-Trip200,000 USD, no excess32 GBP (about 1,467 THB)

* Actual price varies with country of departure

By Age

Many travel insurance providers, especially from Australia, offer different premiums based on your age. Older travelers may face higher rates due to increased health risks (or in some cases a reduced cover compared to other ages).

For LUMA Asia Pass, the age does not affect the insurance cost.

LUMA Asia Pass extends coverage for travelers up to 75 years old. as LUMA Asia Pass, which extends coverage up to 75 years old.

 

Compare Australian Travel Insurance Providers:

ProviderPlan NameDurationMedical Cover AmountAge of TravellerCost
Indicative prices from Australia to Thailand, subject to change by providers without notice.
Budget DirectBudget DirectBasic14 daysUnlimited with a 100 AUD excess per claim35 years old97.27 AUD (about 2,173 THB)
Budget DirectBudget DirectBasic14 daysUnlimited with a 100 AUD excess per claim60 years old109.55 AUD (about 2,447 THB)
Allianz travel insuranceAllianzBasic14 days20,000,000 AUD with 100 AUD excess per claim60 years old137.66 AUD (about 3,075 THB)
Allianz travel insuranceAllianzBasic14 days20,000,000 AUD with 100 AUD excess per claim35 years old130.77 AUD (about 2,775 THB)
Luma Insurance LogoLUMA Essential14 days200,000 USD, no excessAny age between 1 month old to 75 years old75 AUD (about 1,675 THB)

* Actual price varies with country of departure

By Number of Travelers

While travel insurance costs typically increase with the number of travelers, some providers offer discounts for families or groups traveling together. In certain cases, children may even be covered for free.

Special for groups: With LUMA Asia Pass you can conveniently buy travel insurance online for up to 10 persons at a time. If you are looking to purchase for bigger groups, reach out to our teams to facilitate the process.

By Trip Departure

The cost of a travel insurance to Thailand can vary depending on your departure point. Most insurance providers will vary the price based on which country you depart from. Note that many providers restrict departure from a specific country only (ex: Chubb Travel Insurance is available only for trips departing from the US).

 

By Destination

The scope of your travel coverage, whether limited to Thailand or extended to neighboring countries, will also influence the cost of your travel insurance. Many travelers coming to Thailand take the opportunity to explore neighboring countries. Purchasing a single policy to cover their entire trip rather than buying separate policies for each country can be a more convenient and cost-effective option.

 

By Trip Cost

The total cost of your trip may influence the premium you pay for travel insurance. This is mainly because if your trip is expensive, the potential cost of canceling or interrupting the trip due to unforeseen circumstances is also higher. Insurance companies need to be able to cover these costs if you need to file a claim and adjust their premiums accordingly.

Compare US Travel Insurance Providers:

ProviderPlan NameDurationTrip CostCancellation CoverCost
Indicative prices from the US to Thailand, subject to change by providers without notice.
worldtripsWorld TripsEconomy14 days1,000 USDUp to 100% of Trip Cost, max 10,000 USD45 USD
worldtripsWorld TripsEconomy14 days3,000 USDUp to 100% of Trip Cost, max 10,000 USD113 USD
AIG Travel InsuranceAIGTravel Guard Essential Plan 14 days1,000 USDUp to 100% of Trip Cost148.25 USD
AIG Travel InsuranceAIGTravel Guard Essential Plan 14 days3,000 USDUp to 100% of Trip Cost233.88 USD
Luma Insurance LogoLUMA Explorer14 daysAny1,000 USD66 USD

* Actual price varies with country of departure

Luma Insurance LogoLUMA Explorer14 daysAny3,000 USD112 USD

* Actual price varies with country of departure

Is Travel Insurance Worth It?

When planning a trip to Thailand, it’s essential to consider the potential risks and protect yourself with adequate travel insurance. While the cost may seem like an additional expense, the benefits can far outweigh the premium.

 

 

High Cost of Medical Expenses in Thailand

Even if generally lower than in many Western countries, medical expenses in Thailand can be substantial. Without travel insurance, you could face significant costs in case of illness or injury. Even minor ailments can lead to unexpected medical bills.

 

 

Cover Unexpected Trip Changes

For long trips and/or for trips involving significant expenses, it’s advisable to consider comprehensive cancellation coverage. This can provide financial protection in case you need to cut your trip short due to unforeseen circumstances.

By having cancellation coverage, you can potentially recover some of the costs that you would otherwise have to forfeit without insurance, such as non-refundable flights or accommodations.

 

 

Covers Loss, Delay or Damage to Baggage

Long trips, especially those with multiple connections, increase the risk of baggage loss or delays. Ensure your travel insurance provides adequate coverage to compensate for essential items you may need to purchase while waiting for your luggage to arrive.

 

 

Tips for choosing the Best Travel Insurance Deal

  1. Medical Provider Selection: Understand the policy’s restrictions regarding medical provider choice.
  2. Coverage Start Date: Determine if there’s a waiting period before coverage begins and if any excess amounts apply.
  3. Activity Coverage: Check which activities are covered and excluded under the policy.
  4. Cancellation Conditions: Review the terms for canceling the policy and receiving a refund.
  5. Read Reviews: Research customer reviews and experiences with the insurance provider.
  6. Policy Review: Always carefully read the entire policy to understand its terms and conditions.
 
 

Ultimately the cost of travel insurance to Thailand depends on your trip. Whether it’s worth it or not depends on your comfort level with risk.

Remember to carefully review the terms and conditions of the policy before purchasing. Otherwise, safe travels!

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