Travel Insurance to Sri Lanka

Travel Insurance to enjoy your trip to Sri Lanka to the fullest.

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Trusted by 100,000+ Travelers

Europ Assistance

Evacuation & Repatriation

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Travel to Sri Lanka with peace of mind

Highest Coverage for Medical Emergencies

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24/7 Support

Serviced by LUMA international teams

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Cancel anytime

Cancel anytime before the start date, no questions asked!

Travel Insurance Benefits

Medical Benefits

Medical Expenses

Medical Expenses

Both inpatient and outpatient treatments are covered under this travel insurance policy, as long as it is for covered conditions and not for pre-existing conditions. 

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Emergency Evacuation

In Sri Lanka, where healthcare quality varies between cities and hospitals, emergency evacuation is crucial. If faced with a serious injury or illness and local medical facilities are insufficient, our coverage ensures emergency evacuation to the nearest suitable facility, arranged by our designated assistance company. This guarantees access to the best possible medical treatment promptly and efficiently.
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Repatriation

Following an emergency evacuation, you may require assistance with repatriation back home. Our “repatriation” benefit ensures that after coordinating an emergency evacuation, we are available to assist you in returning safely to your home country if necessary.
motor bike accident coverage

Motobikes Accidents

Motorbikes are a popular choice for transportation among locals and tourists, especially in areas with limited public transport. Many tourists rent motorbikes to explore countryside scenery and navigate city streets. However, understanding local traffic laws and road conditions is crucial as they may differ from home countries. LUMA travel insurance covers motorbike accidents for riders and passengers, provided they wear helmets, follow local regulations, and have the appropriate license.

Travel Benefits

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Trip Cancellation

Ensure peace of mind with our trip cancellation benefit for your journey to Sri Lanka. If unforeseen circumstances disrupt your plans, such as natural disasters, political unrest, or personal emergencies, rest assured knowing that your non-refundable expenses, including flights and accommodations, can be reimbursed. Enjoy the flexibility to cancel your trip without financial worry, allowing you to explore Sri Lanka with confidence.

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Flight Delay

In the event of a delay exceeding six hours, you’re entitled to compensation for each full six-hour interval, up to the specified policy limit. Please note that this coverage doesn’t extend to issues existing when the policy starts or problems caused by government authorities, ensuring you’re protected against unforeseen travel disruptions.
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Baggage Delay

If your luggage is temporarily misplaced upon arrival in Sri Lanka for at least 6 hours, this travel benefit will cover emergency purchases of essential toiletries and clothing. This coverage is designed to provide assistance in situations where your luggage is delayed, ensuring you have the necessary items until your baggage is returned to you.
Travel insurance Sri Lanka, Travel insurance Sri Lanka

Lost Baggage

Lost baggage can occur when traveling in any destination, including Sri Lanka. While it’s not necessarily more common in Sri Lanka compared to other places, incidents of lost baggage can still happen due to various factors such as mishandling by airlines, errors in baggage handling processes, or even theft. Lost baggage benefit typically provides compensation for loss, breakage, or damage resulting from theft, robbery, accidents, or mishandling by carriers during the insured’s journey. Consult the policy for more details.

Review of LUMA Travel Insurance to Sri Lanka

Jeremiah Ell
Jeremiah Ell
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I went to the Luma office in need of travel insurance for a trip in Southeast Asia. I met Clara who walked me thru the travel insurance details and different options available. She was familiar with all aspects of the policy and was able to answer my questions. Reccomended 😇
Suneet Maheshwari
Suneet Maheshwari
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Most happy with prompt response of Luma's insurance team online. Specifically I would like to mention the name of Mr Nattawut Promkerd
Stephen Roberts
Stephen Roberts
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After looking at many other companies, I decided to use Luma. Excellent product options and value for money. The staff explained my product options to me and were always helpful. Answering my questions promptly. The overall service was excellent.

LUMA Teams at Your Service

24/7 Hotline

You can rely on our multilingual emergency hotline, operational 24/7, for assistance with any urgent matters you encounter.

MediPro Team

Access the Medipro team, consisting of global doctors, for a high-end service catering to all your medical requirements throughout your journey.
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Dr. Gerard

Emergency Medicine, Aviation & Tropical Diseases

25 Years of Medical Experience

Nurse Kookkik

Nurse Kookkik

Registered Nurse

19 Years of Medical Experience

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Dr. Kao

Health Care Management

General Practitioner

Travel insurance Sri Lanka, Travel insurance Sri Lanka

Dr. Patrick

Health Care Management

General Practitioner

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Dr. Thet

Internal Medicine & Rehabilitation Medicine

9 Years of Medical Experience

Frequently Asked Questions about Travel Insurance to Sri Lanka

Do I need travel insurance for Sri Lanka?

Travel insurance isn’t mandatory to visit Sri Lanka, but it’s highly recommended. Having a proper cover can help you cover costs of medical emergencies but also trip cancellations, offering peace of mind during your travels.

Is Sri Lanka Healthcare developed?

Sri Lanka’s healthcare system has made significant strides in recent years, particularly in urban areas where hospitals and medical facilities are relatively well-equipped. However, healthcare accessibility and quality can vary across different regions of the country. While major cities like Colombo have modern hospitals and clinics offering a range of medical services, rural areas may have limited access to healthcare facilities and medical resources. Overall, while Sri Lanka’s healthcare system is developing, travelers should exercise caution and consider travel insurance to cover potential medical expenses during their visit.

Travel insurance is crucial for Sri Lanka, especially for potential evacuation to the appropriate medical facilities in case of emergencies.

Travel Tips for Sri Lanka

What currency is used in Sri Lanka?

The currency in Sri Lanka is the Sri Lankan Rupee, abbreviated as LKR.

What language is spoken in Sri Lanka?

The primary language spoken in Sri Lanka is Sinhala. However, Tamil is also widely spoken, particularly in the Northern and Eastern regions of the country. English is commonly used for business and tourism purposes.

Can I use Credit Card in Sri Lanka?

Yes, credit cards are generally accepted in many establishments in Sri Lanka, especially in urban areas and tourist hotspots. However, it’s also advisable to carry some cash, especially when traveling to more rural areas where card acceptance may be limited. Additionally, inform your bank of your travel plans to avoid any issues with card usage abroad.

Luma

Crafted and Serviced by LUMA

Our goal is to be your companion for all things travel and we strive to make insurance easy, accessible and ethical.

Baolong Insurance

Insured by Baolong

With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.

Europ Assistance

Assistance by Europ Assistance

Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.

“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.