Discover Laos confidently with high coverage, 24/7 global expert support and personalized coverage for Laos.
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Evacuation & Repatriation
Highest Coverage for Medical Expenses, Emergency Evacuation and Repatriation.
Serviced by LUMA international teams.
Coverage benefits designed to protect you in Laos.
The LUMA Asia Pass extends coverage to both inpatient and outpatient treatments in Laos for covered conditions. It is essential to ensure that all expenses adhere to standard practices and remain reasonable. Detailed information regarding the required documents for claims can be found in the policy documentation.
In case of a Serious Injury or Illness necessitating immediate treatment, and local medical facilities are insufficient in Laos, our coverage includes emergency evacuation. This evacuation will be coordinated to the nearest suitable facility, utilizing the most efficient mode of transportation capable of providing the required medical care. It's important to note that only the Insurer and/or the Assistance Company are authorized to arrange the evacuation.
Following an Emergency Evacuation, assistance with repatriation is available if required. However, it is crucial to understand that the decision and coordination of repatriation lie solely with the Insurer and/or the Assistance Company.
In Laos, this travel insurance includes coverage for motorbike accidents involving both riders and passengers. To qualify, individuals need to wear a helmet, comply with local regulations, and have the necessary license to operate or rent the motorbike.
Ensure the smooth progression of your trip to Laos. With our Trip Cancellation coverage, protection is provided against losing deposits or incurring additional expenses due to unforeseen events such as illness, emergencies, or natural disasters. You can cancel or shorten your trip and receive reimbursement for unused expenses. Please note: Coverage for this benefit is effective from the policy issue date until the indicated departure date in the itinerary.
If your trip is curtailed due to reasons like illness, emergencies, or natural disasters, rest assured that reimbursement for the unused portion of your travel expenses is available. Whether it involves returning home sooner or arranging alternative accommodations, our coverage ensures peace of mind, allowing you to fully enjoy your travels to Laos without worry.
In case your flight encounters delays due to factors beyond your control, such as adverse weather, strikes, or technical issues outside your home country, this travel insurance offers coverage. Compensation is provided for every full 6-hour delay, up to the specified policy limit. To qualify, the delay must exceed 6 hours and not result from failure to check in or reconfirm on time. It's essential to obtain official documentation from the airline outlining the cause, date, time, and duration of the delay. Please note that this coverage excludes issues existing at the policy’s commencement or problems caused by government authorities.
If your luggage is temporarily misplaced upon arrival in Laos for a minimum of 6 hours, this travel insurance covers emergency purchases of essential toiletries and clothing. The delay should not result from customs or government officials, and submission of documentation, including original purchase receipts, is required.
This Travel Insurance for Laos provides compensation for loss, breakage, or damage directly caused by theft, robbery, burglary, accidents, or mishandling by carriers during the insured person’s journey. To qualify for coverage, the loss must be reported to local authorities or carriers within 24 hours. However, it’s important to note that this benefit does not cover loss or damage due to delay, confiscation, wear and tear, or the loss of specific items like cash, electronics, fragile articles, and more. For comprehensive details and exclusions, please consult the policy.
A multilingual emergency hotline is available every day, around the clock, to assist with your urgent situations.
Dr. Gerard
Emergency Medicine, Aviation & Tropical Diseases
25 Years of Medical Experience
Nurse Kookkik
Registered Nurse
19 Years of Medical Experience
Dr. Kao
Health Care Management
General Practitioner
Dr. Patrick
Health Care Management
General Practitioner
Dr. Thet
Internal Medicine & Rehabilitation Medicine
9 Years of Medical Experience
Crafted and Serviced by LUMA
Our goal is to be your companion for all things travel and we strive to make insurance easy, accessible and ethical.
Insured by Baolong
With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.
Assistance by Europ Assistance
Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.
“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.
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