Asia Care Plus Laos

Asia Care Plus health insurance plans are designed for expatriates and locals residing in Laos; offering great value yet remaining comprehensive and international.

All Asia Care Plus health insurance plans offer comprehensive coverage for unexpected incidents including critical illnesses such as cancer, heart attack, kidney failure, coronary artery- bypass surgery and organ transplant services

Asia Care Plus health insurance plans provide you the reassurance of lifetime renewal guarantees. Regardless of the presence of any new medical conditions, acute or chronic, you can always renew your policy. What’s more, no matter what your age, you’ll be able to renew your policy at the same rate as others in your age group, regardless of how many claims you’ve made in the previous year.

As a Luma member you can benefit from direct billing – meaning no cash advance is required for both inpatient and outpatient treatments when visiting a hospital in our preferred medical network.

Ensure brighter, better health with LUMA’s Asia Care Plus plan

Who Can Apply

The road to radiant health starts now. LUMA’s comprehensive health insurance plans provide benefits that last a lifetime.

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Individuals and families residing in one or more countries listed below more than 185 days per year Bangladesh, Bhutan, Brunei, Cambodia, East Timor, India, Indonesia, Laos, Malaysia, Maldives, Myanmar, Nepal, Pakistan, Philippines, Sri Lanka, Thailand, Vietnam.

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Adults age 18 - 70

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Children age 0 - 17 can apply with at least one parent

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All nationalities can apply

Area of Coverage

medical care

Worldwide Emergency Cover Outside Your Zone Of Coverage

Whichever zone you select, you will be covered worldwide for accidents and unforeseen medical emergencies for trips up to 60 days (not more than 180 days per year and in the limit of $250,000 per year).

medical care

For routine and planned treatments - no time limitation

Bangladesh, Bhutan, Brunei, Cambodia, East Timor, India, Indonesia, Laos, Malaysia, Maldives, Myanmar, Nepal, Pakistan, Philippines, Sri Lanka, Thailand, Vietnam.

*To be eligible for Asia Care Plus plans, you must reside in one or more countries listed below for at least 180 days per year.

Other Countries Available for Planned Treatments

Asia Care Plus plans offer a choice of 3 zones: Zone A, Zone B or Zone C. You may choose to have your planned treatments in any of the countries listed in your chosen zone.

Zone CWorldwide excluding USA, China, Bahamas, Canada, Hong-Kong, Israel, Japan, Switzerland, Russia, Singapore, Brazil, Taiwan and United Kingdom
Zone BWorldwide excluding USA, China, Bahamas, Canada, Hong-Kong, Israel, Japan and Switzerland
Zone AWorldwide excluding USA

Asia Care Plus Laos Plans

PLAN 1
Annual Limit $1,000,000
  • Inpatient / Hospitalization
  • Cancer - (in- & out-patient)
  • -
  • -
  • -
  • -
  • -
  • Worldwide emergencies
  • Chronic Medical Conditions
  • Accidents
  • Medical Evacuation
  • Deductibles
    (Optional)
Get Quote
PLAN 2
Annual Limit $1,600,000
  • Inpatient/ hospitalization
  • Cancer - (in- & out-patient)
  • -
  • -
  • -
  • -
  • Worldwide emergencies
  • Chronic Medical Conditions
  • Accidents
  • Medical Evacuation
  • Deductibles
    (Optional)
Get Quote
PLAN 3
Annual Limit $1,000,000
  • Inpatient / Hospitalization
  • Cancer - (in- & out-patient)
  • Outpatient
    Up To $6,000
  • Routine health checkup
    Up To $200
  • -
  • -
  • -
  • Worldwide emergencies
  • Chronic Medical Conditions
  • Accidents
  • Medical Evacuation
  • Deductibles
    (Optional)
Get Quote
PLAN 4
Annual Limit $1,600,000
  • Inpatient / Hospitalization
  • Cancer - (in- & out-patient)
  • Outpatient
    Up To $6,000
  • Routine health checkup
    Up To $200
  • -
  • -
  • -
  • Worldwide emergencies
  • Chronic Medical Conditions
  • Accidents
  • Medical Evacuation
  • Deductibles
    (Optional)
Get Quote
PLAN 5
Annual Limit $1,000,000
  • Inpatient/ hospitalization
  • Cancer - (in- & out-patient)
  • Outpatient
    Up To $6,000
  • Routine health checkup
    Up To $200
  • Dental
    Up To $1,000
  • Maternity
    Up To $2,500
  • Vision
    Up To $200
  • Worldwide emergencies
  • Chronic medical conditions
  • Accidents
  • Medical evacuation
  • Deductibles
Get Quote
PLAN 6
Annual Limit $1,600,000
  • Inpatient/ hospitalization
  • Cancer - (in- & out-patient)
  • Outpatient
    Up To $6,000
  • Routine health checkup
    Up To $200
  • Dental
    Up To $1,000
  • Maternity
    Up To $2,500
  • Vision
    Up To $200
  • Worldwide emergencies
  • Chronic medical conditions
  • Accidents
  • Medical evacuation
  • Deductibles
Get Quote

Important Note:

  • -The currency of this policy is US Dollar (USD)
  • -The benefit values are per year and per person
  • -Please download our brochure for more details

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    Benefit Highlights

    The road to radiant health starts now. LUMA’s comprehensive health insurance plans provide benefits that last a lifetime.

    Essential cover at a great value

    Essential cover at a great value

    Full cover for critical illnesses such as cancer

    Full cover for critical illnesses such as cancer

    Worldwide accidents

    Worldwide accidents

    International coverage options

    International coverage options

    Medical evacuation and repatriation

    Medical evacuation and repatriation

    Health checkups

    Health checkups

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