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Vietnam

Health Insurance in Vietnam

Luma offers comprehensive health insurance solutions fitting seamlessly into expat and local lifestyles in Vietnam; offering great value yet comprehensive and international health care in Vietnam.

The Asia Care Plus health insurance plans are designed as long term medical insurance solutions for you and your family in Vietnam. No matter what your age, you will be able to renew your policy at the same rate as others in your age group. Your health insurance policy can also be renewed regardless of any presence of new medical conditions, acute or chronic. If you’re an expatriate, you’ll be able to schedule any planned treatments in your home country, depending on your selected zone.

Luma ASIA Care Plus Vietnam

Benefits include:
  • Access top hospitals in Vietnam and in the whole South East Asian region
  • Full coverage for cancer treatments
  • Second Medical Opinion provided by Luma In-House Expat Doctor
  • Easy claiming process online or via app (5 working days)
  • 24/7 multilanguage customer care
  • Dental and Vision plans available
  • Maternity benefits
  • Cashless Insurance – Luma settles bills directly with the hospital, no need for members to pay upfront
  • Age: Apply up to 70
  • In-patient cover: High
  • Out-patient cover: Various
  • Medical evacuation: Included (can be upgraded)
  • Emergency/accident cover: Worldwide
  • Premium level: Medium to High
Special 2020 rates for all Asia Care Plus applications completed in 2021
Plan 1
Essential Care		Plan 2
Balance Care		Plan 3
Superior Care		Plan 4
Premium Care		Plan 5
Platinum Care
Annual Limit1,000,000 USD1,000,000 USD1,000,000 USD1,600,000 USD1,600,000 USD
In-Patient / Hospitalization
CancerIn & Out PatientIn & Out PatientIn & Out PatientIn & Out PatientIn & Out Patient
Out-PatientUp to 6,000 USDUp to 6,000 USDUp to 6,000 USD
Routine Health Check UpUp to 200 USDUp to 200 USDUp to 200 USDUp to 500 USD
DentalUp to 1,000 USDUp to 2,500 USDUp to 2,500 USD
MaternityUp to 2,500 USDUp to 4,000 USDUp to 8,000 USD
VisionUp to 200 USDUp to 500 USDUp to 500 USD
Worldwide Emergencies
Chronic Medical Conditions
Accidents
Medical Evacuation
Deductible (Optional): Nil | 500 USD | 1,000 USD | 6,000 USD
Co-Payment (Optional): 0 | 10% | 20%
Benefits include:
  • Access top hospitals in Vietnam and in the whole South East Asian region
  • Full coverage for cancer treatments
  • Second Medical Opinion provided by Luma In-House Expat Doctor
  • Easy claiming process online or via app (5 working days)
  • 24/7 multilanguage customer care
  • Dental and Vision plans available
  • Maternity benefits
  • Cashless Insurance – Luma settles bills directly with the hospital, no need for members to pay upfront
  • Age: Apply up to 70
  • In-patient cover: High
  • Out-patient cover: Various
  • Medical evacuation: Included (can be upgraded)
  • Emergency/accident cover: Worldwide
  • Premium level: Medium to High
Luma health insurance plans:
Plan 1
Essential Care		Plan 2
Balance Care		Plan 3
Superior Care		Plan 4
Premium Care		Plan 5
Platinum Care
Annual Limit1,000,000 USD1,000,000 USD1,000,000 USD1,600,000 USD1,600,000 USD
In-Patient / Hospitalization
CancerIn & Out PatientIn & Out PatientIn & Out PatientIn & Out PatientIn & Out Patient
Out-PatientUp to 6,000 USDUp to 6,000 USDUp to 6,000 USD
Routine Health Check UpUp to 200 USDUp to 200 USDUp to 200 USDUp to 500 USD
DentalUp to 1,000 USDUp to 2,500 USDUp to 2,500 USD
MaternityUp to 2,500 USDUp to 4,000 USDUp to 8,000 USD
VisionUp to 200 USDUp to 500 USDUp to 500 USD
Worldwide Emergencies
Chronic Medical Conditions
Accidents
Medical Evacuation
Deductible (Optional): Nil | 500 USD | 1,000 USD | 6,000 USD
Co-Payment (Optional): 0 | 10% | 20%
Download Brochure
Health Insurance in Vietnam

They chose Luma Health Insurance in Vietnam

My baby girl had to be admitted for two nights. Luma took care of everything without problems nor questions asked. Everything was sorted when it was time to leave and all we had to do was sign a few papers. It was a relief not having to worry about the stress of the bill. Very happy with this company, their rates and their coverage.
Dustin A.
Joined Membership upon my overseas assignment and now renewed it for next coming year. Through the membership period, I have received a quality of support in reimbursing medical expenses as well as cashless services at hospitals. Thanks for your high standard of services.
Yasuo T.
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FAQ
Why choose Luma for Health Insurance in Vietnam?

Luma offers a sensational range of health care plans to meet local and expatriate needs in Vietnam. Members will receive the same level of support and service through our local offices, online service and 24 hour telephone support. Our presence in South East Asia grants Luma members access to a prime range of hospitals in Vietnam and in the region.

Who is eligible to Luma medical insurance plans in Vietnam?

Vietnamese nationals and residents, expatriates and their families in Vietnam, companies seeking a group plan in Vietnam.

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