Health Insurance in Vietnam

Private health insurance for expats in Vietnam offers several benefits:

• – Access to better healthcare facilities and English-speaking medical staff.
• – Comprehensive Health Coverage including optional Outpatient care, Dental, Vision and even Maternity cover.
• – Variety of choice of provider and medical provider.
• – Shorter waiting times for appointments and procedures in private hospitals in Vietnam as opposed to public hospitals in Vietnam.

Ultimately, the decision depends on your preferences, lifestyle, health needs, and financial situation. If you’re unsure about how to proceed, feel free to reach out to LUMA’s team for guidance. Fill the contact form at the end of this page and we’ll get back to you shortly.

The adequacy of local healthcare in Vietnam for foreigners living in Vietnam can vary. While the healthcare system has been improving, it’s essential to consider a few factors:

• – Public healthcare facilities might have language barriers and longer wait times as opposed to private hospitals in Vietnam.
• – Public healthcare is more affordable than private care.
• – Depending on your location and condition, emergency services might be more accessible in private facilities.

In summary, while local healthcare is improving, expatriates living in Vietnam often prefer private facilities due to better quality, convenience, and English-speaking staff. It’s recommended to have private health insurance and research healthcare options before relocating to Vietnam.

LUMA offers health insurance options to expats and Vietnamese nationals residing in Vietnam.

Age eligibility and sometimes occupation criteria are specific to each insurance product. Our team of consultants can help you navigate through the wide offer and pre-select the best solutions to match your profile, expectations and budget.

Pre-existing conditions are usually not covered by insurers. Our current range of health insurance solutions unfortunately follows the same rule and do not cover pre-existing conditions.

Any conditions or symptoms existing before starting a plan would be considered as pre-existing. However, pre-existing conditions may be exceptionally covered if they are fully declared and accepted by the insurer.

Read our article about Best Hospitals in Vietnam.

Read our article about What to do in case of emergency in Vietnam.