Choose Luma for your Health Insurance in Vietnam

Luma offers health insurance options to expats and Vietnamese nationals residing in Vietnam. 

Age eligibility and sometimes occupation criteria are specific to each insurance product. Our team of consultants can help you navigate through the wide offer and pre-select the best solutions to match your profile, expectations and budget.

Pre-existing conditions are usually not covered by insurers. Our current range of health insurance solutions unfortunately follows the same rule and do not cover pre-existing conditions. 

Any conditions or symptoms existing before starting a plan would be considered as pre-existing. However, pre-existing conditions may be exceptionally covered if they are fully declared and accepted by the insurer.

Read our article about top hospitals in Vietnam.