Designed to take you from a day in the office to weekends riding through Siem Reap. With Luma, you can rest easy knowing you are taking care of your health and preparing for the unexpected. Covering you across Cambodia, we offer a fuss-free experience that allows you to get on with the hustle and bustle in the big cities like Phnom Penh to a day trip down the Tonlé Sap. Keep your mind at ease knowing you can focus on the things that matter most to you in life, and we’ll take care of the rest. We offer the solutions to specifically cater to your needs. Our health care solutions and plans are suitable for both medical insurance for expats in Cambodia and locals looking for family health insurance in Cambodia. If you’re an expat looking for medical insurance for foreigners in Cambodia, or a frequent traveler looking for health insurance in Cambodia, we have worldwide coverage for accidents and medical emergencies, as well as free choice of medical provider – so you can relax and live life without worry.
|Annual Limit||1,000,000 USD||1,000,000 USD||1,000,000 USD||1,600,000 USD||1,600,000 USD|
|In-Patient / Hospitalization|
|Cancer||In & Out Patient||In & Out Patient||In & Out Patient||In & Out Patient||In & Out Patient|
|Out-Patient||Up to 6,000 USD||Up to 6,000 USD||Up to 6,000 USD|
|Routine Health Check Up||Up to 200 USD||Up to 200 USD||Up to 200 USD||Up to 500 USD|
|Dental||Up to 1,000 USD||Up to 2,500 USD||Up to 2,500 USD|
|Maternity||Up to 2,500 USD||Up to 4,000 USD||Up to 8,000 USD|
|Vision||Up to 200 USD||Up to 500 USD||Up to 500 USD|
|Chronic Medical Conditions|
Conditions that were existing before the start of a health insurance are usually not covered by insurers. However, it might be possible to have pre-existing conditions covered on a case by case basis if fully declared and accepted by the insurer.
Check Luma’s preferred Medical Network in Cambodia to see top hospitals in Cambodia.
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