Luma Health Insurance
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+66 2 494 3600

Cambodia

Health Insurance in Cambodia

Designed to take you from a day in the office to weekends riding through Siem Reap. With Luma, you can rest easy knowing you are taking care of your health and preparing for the unexpected. Covering you across Cambodia, we offer a fuss-free experience that allows you to get on with the hustle and bustle in the big cities like Phnom Penh to a day trip down the Tonlé Sap. Keep your mind at ease knowing you can focus on the things that matter most to you in life, and we’ll take care of the rest.

We offer the solutions to specifically cater to your needs. Our health care solutions and plans are suitable for both medical insurance for expats in Cambodia and locals looking for family health insurance in Cambodia. If you’re an expat looking for medical insurance for foreigners in Cambodia, or a frequent traveler looking for health insurance in Cambodia, we have worldwide coverage for accidents and medical emergencies, as well as free choice of medical provider – so you can relax and live life without worry.

Luma ASIA Care Plus Cambodia
Benefits include:
  • Extensive direct billing network of hospitals in Cambodia and in South East Asia (no upfront payment)
  • High level of outpatient and inpatient treatments coverage
  • Routine health checkups
  • Dental, Vision and Maternity Plans
  • Lifetime renewal guarantee, regardless of age or medical condition
  • Age: Apply up to 70
  • In-patient cover: High
  • Out-patient cover: Various
  • Medical evacuation: Included (can be upgraded)
  • Emergency/accident cover: Worldwide
  • Premium level: Medium to High
Special 2020 rates for all Asia Care Plus applications completed in 2021
Plan 1
Essential Care		Plan 2
Balance Care		Plan 3
Superior Care		Plan 4
Premium Care		Plan 5
Platinum Care
Annual Limit1,000,000 USD1,000,000 USD1,000,000 USD1,600,000 USD1,600,000 USD
In-Patient / Hospitalization
CancerIn & Out PatientIn & Out PatientIn & Out PatientIn & Out PatientIn & Out Patient
Out-PatientUp to 6,000 USDUp to 6,000 USDUp to 6,000 USD
Routine Health Check UpUp to 200 USDUp to 200 USDUp to 200 USDUp to 500 USD
DentalUp to 1,000 USDUp to 2,500 USDUp to 2,500 USD
MaternityUp to 2,500 USDUp to 4,000 USDUp to 8,000 USD
VisionUp to 200 USDUp to 500 USDUp to 500 USD
Worldwide Emergencies
Chronic Medical Conditions
Accidents
Medical Evacuation
Benefits include:
  • Extensive direct billing network of hospitals in Cambodia and in South East Asia (no upfront payment)
  • High level of outpatient and inpatient treatments coverage
  • Routine health checkups
  • Dental, Vision and Maternity Plans
  • Lifetime renewal guarantee, regardless of age or medical condition
  • Age: Apply up to 70
  • In-patient cover: High
  • Out-patient cover: Various
  • Medical evacuation: Included (can be upgraded)
  • Emergency/accident cover: Worldwide
  • Premium level: Medium to High
Luma health insurance plans:
Plan 1
Essential Care		Plan 2
Balance Care		Plan 3
Superior Care		Plan 4
Premium Care		Plan 5
Platinum Care
Annual Limit1,000,000 USD1,000,000 USD1,000,000 USD1,600,000 USD1,600,000 USD
In-Patient / Hospitalization
CancerIn & Out PatientIn & Out PatientIn & Out PatientIn & Out PatientIn & Out Patient
Out-PatientUp to 6,000 USDUp to 6,000 USDUp to 6,000 USD
Routine Health Check UpUp to 200 USDUp to 200 USDUp to 200 USDUp to 500 USD
DentalUp to 1,000 USDUp to 2,500 USDUp to 2,500 USD
MaternityUp to 2,500 USDUp to 4,000 USDUp to 8,000 USD
VisionUp to 200 USDUp to 500 USDUp to 500 USD
Worldwide Emergencies
Chronic Medical Conditions
Accidents
Medical Evacuation
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Health Insurance in Cambodia

They chose Luma Health Insurance in Cambodia

My baby girl had to be admitted for two nights. Luma took care of everything without problems nor questions asked. Everything was sorted when it was time to leave and all we had to do was sign a few papers. It was a relief not having to worry about the stress of the bill. Very happy with this company, their rates and their coverage.
Dustin A.
Joined Membership upon my overseas assignment and now renewed it for next coming year. Through the membership period, I have received a quality of support in reimbursing medical expenses as well as cashless services at hospitals. Thanks for your high standard of services.
Yasuo T.
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FAQ
Why choose Luma for medical insurance in Cambodia?

Luma offers a cashless insurance in top rated hospitals in Cambodia and in the SEA region, meaning Luma members do not have to advance cash at medical facilities for their treatments.

Who can apply to Luma health insurance plans in Cambodia?

Working expatriates in Cambodia and their families, Cambodian nationals, companies seeking group health insurance in Cambodia.

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+66 2 494 3600

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