Expat Health Insurance

LUMA provides International Health Insurance solutions for expatriates around the world.

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Frequently Asked Questions about Expat Health Insurance

What is Expat Health Insurance?

Expat health insurance designates medical insurance specifically designed for individuals living and working outside their home country. These policies often provide comprehensive and international coverage for medical expenses, including hospitalization, doctor visits, and emergency care.

How much does Expat Health Insurance cost?

The cost or premium of an expat health insurance will depend on several factors including:

  • Age
  • Level of cover 
  • Zone of cover

Expat health insurance is often pricier than local insurance options due to its broader coverage, which may include international cover and benefits not typically found in domestic plans.

Who can buy an Expat Health Insurance cost?

“Expat Health Insurance” is a term that can be misleading. While often marketed towards foreigners living abroad, these plans are not exclusively for expats.

If you’re a local resident seeking comprehensive health coverage, don’t rule out “expat” plans. Many insurers offer these plans to anyone who meets their eligibility criteria, regardless of nationality.

Remember to always check the specific eligibility requirements of each insurer. These may include factors such as age, residency status, and health history.

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