LUMA provides International Health Insurance solutions for expatriates around the world.
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Dedicated professionals delivering compassionate care, innovative solutions, and exceptional expertise to ensure your health and well-being with personalized, patient-centered medical services you can trust.

Dr. LALANDE
Emergency Medicine,
Aviation & Tropical Diseases
25 years of Medical Experience

Dr. THET
Internist & Rehabilitation Specialist
10 years of Medical Experience

Dr. LWIN
General Practitioner
5 years of Medical Experience

Dr. SHUN
General Practitioner
10 years of Medical Experience

Nurse Kookkik
General Medicine
20 years of Medical Experience

Nurse Som
Critical Care & Neurology
8 years of Medical Experience

Nurse Cartoon
Gynecology
5 years of Medical Experience
Expat health insurance designates medical insurance specifically designed for individuals living and working outside their home country. These policies often provide comprehensive and international coverage for medical expenses, including hospitalization, doctor visits, and emergency care.
The cost or premium of an expat health insurance will depend on several factors including:
Expat health insurance is often pricier than local insurance options due to its broader coverage, which may include international cover and benefits not typically found in domestic plans.
“Expat Health Insurance” is a term that can be misleading. While often marketed towards foreigners living abroad, these plans are not exclusively for expats.
If you’re a local resident seeking comprehensive health coverage, don’t rule out “expat” plans. Many insurers offer these plans to anyone who meets their eligibility criteria, regardless of nationality.
Remember to always check the specific eligibility requirements of each insurer. These may include factors such as age, residency status, and health history.
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