Health Insurance in Laos

Exclusive health insurance solutions in Laos designed for expats, families, local residents and companies in Laos.

International Health Insurance for expats in Laos

LUMA brings exclusive health insurance solutions to Laos with healthcare plans designed for expats and companies in Laos, and locals looking for family health insurance in Laos. Benefits such as lifetime renewal guarantee and full cover for cancer, both in- and out-patient are just some of the features of our health insurance plans.

Discover LUMA Asia Care Plus Laos

Asia Care Plus Laos was designed for the residents of Laos seeking a comprehensive medical insurance that can give them access to the best healthcare in the region.

Benefits of Asia Care Plus Laos

High cover for hospitalization (in-patient treatments)
Full cover for cancer treatments
Full cover for new chronic conditions
Coverage for congenital anomalies
Optional Wellness Benefits including Health Checkup and Vaccination
Dental Care Optional
Maternity and Childbirth Benefits Available
Vision Care Optional
Guaranteed renewability

	Plan 1	Plan 2	Plan 3	Plan 4	Plan 5	Plan 6
Annual Limit	1,000,000 USD	1,600,000 USD	1,000,000 USD	1,600,000 USD	1,000,000 USD	1,600,000 USD
In-Patient / Hospitalization
Cancer	In & Out Patient	In & Out Patient	In & Out Patient	In & Out Patient	In & Out Patient	In & Out Patient
Out-Patient			Up to 6,000 USD	Up to 6,000 USD	Up to 6,000 USD	Up to 6,000 USD
Routine Health Check Up			Up to 200 USD	Up to 200 USD	Up to 200 USD	Up to 200 USD
Dental					Up to 1,000 USD	Up to 2,500 USD
Maternity					Up to 2,500 USD	Up to 4,000 USD
Vision					Up to 200 USD	Up to 500 USD
Worldwide Emergencies
Chronic Medical Conditions
Accidents
Medical Evacuation

LUMA also provide health insurance solutions for companies in Laos and in the region, starting from 3 employees.

Advantages for LUMA Members in Laos

24/7 Emergency Assistance: Always available when you need it most.
Expert Medical Guidance from our International Medical Team
LUMA Care Mobile App: Conveniently submit and track claims
Dedicated International Team with personalized care.
Over a Decade of Experience: 12 years of trusted health insurance expertise in Asia.

LUMA Medical Team

Dedicated professionals delivering compassionate care, innovative solutions, and exceptional expertise to ensure your health and well-being with personalized, patient-centered medical services you can trust.

Meet our Team