The cost of travel insurance to Vietnam varies depending on several factors, including:
- Trip duration
- Medical coverage
- Travel benefits
- Single trip or multiple trip policy
You can expect to pay approximately USD 6/day for a standard travel insurance plan for 1 week. If you plan a longer trip, for example, 1 month, the cost per day can be as low as USD 1.50/day. Keep reading to see sample prices for LUMA’s Asia Pass for Vietnam:
Travel Insurance Cost from USA to Vietnam
| Duration | Essential | Explorer | Adventurer | Pioneer |
|---|---|---|---|---|
| 1 Week | 47 USD | 63 USD | 111 USD | 228 USD |
| 2 Weeks | 54 USD | 66 USD | 112 USD | 238 USD |
Travel Insurance Cost from UK to Vietnam
| Duration | Essential | Explorer | Adventurer | Pioneer |
|---|---|---|---|---|
| 1 Week | 26 GBP | 32 GBP | 56 GBP | 104 GBP |
| 2 Weeks | 33 GBP | 47 GBP | 77 GBP | 124 GBP |
Travel Insurance Cost from Australia to Vietnam
| Duration | Essential | Explorer | Adventurer | Pioneer |
|---|---|---|---|---|
| 1 Week | 56 AUD | 75 AUD | 121 AUD | 199 AUD |
| 2 Weeks | 78 AUD | 106 AUD | 169 AUD | 317 AUD |
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How Much Can You Save with Travel Insurance in Vietnam?
Medical Expenses
Medical care in Vietnam is not always cheap, and unexpected medical situations can quickly become expensive without travel insurance. Here are some examples of medical costs in Vietnam:
- Minor stitches: 30 – 200 USD for an outpatient consultation
- Accident requiring a cast: 70 – 200 USD for an outpatient consultation
- Bacterial diarrhea: From 40 USD for an outpatient consultation to over 1,500 USD for hospitalization
- Dengue fever: From 80 USD for an outpatient consultation, and can reach 4,000 USD+ for an Inpatient stay
- Major surgeries: From 4,000 to 25,000 USD, but can go higher depending on the severity
Motorbike Accidents
Motorbikes are popular in Vietnam, but they also pose a high risk of accidents. Here’s a look at approximate costs for motorbike accident injuries:
- Simple bone fracture: 800 USD or more
- Severe bone fracture: 7,000 USD or more
- Multiple bone fractures: 25,000 USD to 50,000 USD or more
- Internal bleeding: 12,000 USD or more
Trip Cancellations & Delays
Unexpected events can mess up your Vietnam trip and cost you money if you can’t cancel and get reimbursed.
Travel insurance with trip cancellation coverage can be your safety net. Here’s the deal:
- Get Reimbursed: If illness, family emergencies, or even flight cancellations force you to ditch your trip, travel insurance can cover prepaid expenses like flights, hotels, and tours.
- Read the Fine Print: Before you buy, understand what situations trigger coverage and what’s excluded. This avoids surprises later.
Factors Affecting Travel Insurance Costs in Vietnam
Traveling to Vietnam is exciting! To ensure a smooth trip, consider travel insurance. Here’s what influences the cost of your Vietnamese travel insurance policy:
- Trip Duration: Longer trips in Vietnam generally mean higher travel insurance costs. This reflects the increased chance of needing medical attention or facing trip cancellations during extended stays. While the total price goes up, the daily cost typically decreases with longer coverage.
- Age: Some Vietnamese travel insurance plans might have age-based premiums, with higher costs for older travelers.
- Coverage Level: The level of protection you choose significantly impacts the price. Opting for comprehensive coverage in Vietnam, including medical and travel expenses, will likely cost more than basic plans. Remember, the more the plan covers, the higher the price.
Tips for Choosing Vietnamese Travel Insurance:
- Read Carefully: Don’t be swayed by seemingly cheap plans. Scrutinize the policy details to avoid hidden limitations.
- Match Coverage to Your Trip: Select a plan that aligns with your activities and trip style in Vietnam.
- Read the Fine Print: Before purchasing any Vietnamese travel insurance, thoroughly read the policy wording to understand what’s covered.
By considering these factors, you can choose the most suitable and affordable travel insurance for your Vietnamese adventure! Have a wonderful trip!
Level of Coverage
The price of your travel insurance in Vietnam depends greatly on the level of coverage you choose. Opting for a higher-tier plan typically means you’ll receive comprehensive protection for both medical and travel-related expenses, based on the specific benefits outlined in each plan. Remember: the more extensive the coverage, the higher the cost. While some plans may offer extensive coverage at lower prices, it’s essential to carefully review the policy details. If a deal seems too good to be true, take the time to understand any potential hidden drawbacks. Ultimately, select coverage that fits your trip and planned activities, and thoroughly review the policy details before purchasing your travel insurance plan. Best wishes for safe and enjoyable travels in Vietnam!
