OUR PLANS

Health Insurance Plans

From essential cover to full comprehensive international plans.

Since 2012

Helping members with health insurance across Asia

4.8★

Average Google rating from members

70+

Nationalities covered

Personalized quote within 24 business hours

Explore our health insurance plans

Choose a country to see the plans available

Our partners

Explore specialised insurance plans offered by our trusted insurance partners.
These plans are purchased directly from and administered by the relevant provider.

health insurance plans, Health Insurance Plans
health insurance plans, Health Insurance Plans
health insurance plans, Health Insurance Plans
health insurance plans, Health Insurance Plans

Frequently asked questions about Health Insurance Plan

How do I choose the right plan?

Start with where you live, you can select the country above and see the plans available for each country. Then, consider what kind of coverage you need, whether that’s inpatient only, or additional benefits. Also take a look at what annual limits are available, and what suits your lifestyle and location. Talk to one of our advisors to explore different options and help you find a plan for you.

What is included in every plan, and what can I add ontop?

Every plan has inpatient cover included, thats for hospital admission, surgeries, and specialist treatment that you might need. You can also add outpatient coverage, for your routine doctor visits. Optional coverage for dental, vision and maternity is also available for a full comprehensive cover, however, maternity benefits do have a waiting period, so it is a key area to plan ahead for.

Are pre-exisiting conditions covered?

Generally no, however some conditions can be covered on some plans with an additional cost to your premium. Speak to your advisor and tell them your medical history so that they can advise on what is possible.

How much does a plan cost?

Pricing varies based on details such as your age, where you live, and the level of cover (plus any optional coverage) you choose. If you would like an exact figure, you can request a quote and we will send you a tailored price within 24 business hours.

Tailored insurance solutions for every need

Health insurance built around you

Plans for expats, families, children, seniors and expectant mothers across Asia.

See where LUMA covers

Check the countries, hospital network and coverage zones behind every plan.

Our advisors are here to help you find the right health insurance plan for you, your family or your company.

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