Hospital Cash Insurance

Insurance with Daily Hospital Cash Benefit

ChillSure by Tune Protect provides health and income protection with a daily compensation in case of hospitalization and medical expenses benefits.

Insured by
Tune Protect

Key Highlights of Hospital Cash Insurance

Hospital Cash Benefit

Up to 2,000 THB/day compensation (up to 180 days)

Medical Protection

Covers ICU for sickness and accident (up to 15 days)

No Claim Bonus

Get -10% on premium if you don't claim (up to 3 years)

Telemedicine

Complimentary online doctor consultation

Benefits of Hospital Cash Insurance

Coverage	Plan 1	Plan 2	Plan 3	Plan 4
1. Daily Hospital Benefit for each sickness and accident IPD patient (Max 180 days)	500 THB	1,000 THB	1,500 THB	2,000 THB
2. Medical Expenses for each sickness and accident (ICU) (Max 15 days)	1,000 THB	2,000 THB	3,000 THB	4,000 THB
3. Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability arising from General accident (Max per year)	15,000 THB	25,000 THB	35,000 THB	60,000 THB
4. Accidental Medical Expenses – Reimbursement (Max per year)	5,000 THB	5,000 THB	5,000 THB	10,000 THB
5. Online Doctor Consultation (provided by Health2GO telemedicine), limited to one consultation per policy term. This service is not for emergencies. In case of emergency, please consult a physician or go to the hospital immediately.
Age	Insurance Premium in THB per year (Including Stamp and VAT)
Entry age from 20 to 55 years old	1,088 THB	1,866 THB	2,644 THB	3,502 THB
Renewal from 56 to 60 years old	2,133 THB	3,956 THB	5,779 THB	7,683 THB

ChillSure is the commercial name of the insurance policy compensating income while hospitalized as an in-patient and insured by Tune Protect.

Please read details carefully before applying to and purchasing the insurance policy.

Free look period:
The policy holder has a 15 days free look period (from the day the policy is received) during which they have the right to cancel their policy, in accordance to the terms and conditions of their policy. The paid premium will be returned to the policy holder after deducting any claimed cost under the policy.

Information about Hospital Cash Insurance

Entry Age

20 to 55 years old

Renewal

Up to 60 years old

Occupation

This insurance policy is not available to some occupations.

See Brochure

Read Policy Wording

Buy Online from Tune Protect

Terms and Conditions:

1. Limit the number of insurance policies to 1 policy for an insured only.
2. Reserve the right to get insurance by the insured must be between the age of 20 – 55 years old and able to renew the policy up to 60 years of age.
3. The insured must have an occupational level 1 and/or 2 according to the criteria specified by the company.
4. Pre-existing conditions for insurance The insured must not be permanently disabled before getting the insurance.
5. You must answer the insurer’s health questions, or those of the person selling you insurance, truthfully.
6. The insured must have the sum insured not exceeding the average daily income regardless of which insurance company they have.
7. The insured must have stay in Thailand’s territory only.
8. This insurance premium is oered as an annual insurance policy.
9. Income compensation while admitted as an inpatient due to illness, has a waiting period of 30 days from the first effective date of insurance.
10. The insured is responsible for the deductible for income compensation while admitted to the hospital as an inpatient (IPD) due to bodily injury or illness on the first day (1 day deductible).
11. Cover in case of hospitalization in more than 500 aliated hospitals without any advance payment.
12. No Claim Bonus, if there is no claim throughout the insurance period, the insured is entitled to receive a 10% discount on insurance premiums of renewal year premiums (up to 3 policy years).
13. Customers who will be eligible for Health2GO are Tune Protect Thailand policyholders who have opted for the specific insurance plan with Health2GO service. The user is entitled to one session per policy period (In accordance with company policy). You can use the Health2GO service the next day after receiving the policy.
14. This insurance premium cannot be used to submit a personal income tax deduction.

Exclusions:

1. Pre-existing conditions
2. Waiting period applies from the first effective date of coverage.
2.1. 30 days for any illness.
2.2. 120 days for the following diseases: tumor, cyst or all types of cancer, hemorrhoids, all types of hernias, pterygium or cataracts, tonsillectomy or adenoidectomy, all types of stones, varicose veins in the legs, pulp endometriosis.
2.3. 180 days for total permanent disability.