LUMA, your trusted companion for your trip to Hong Kong
Trusted by 100,000+ Travelers
Evacuation & Repatriation
Highest Coverage for Medical Emergencies
Serviced by LUMA international teams
Cancel anytime before the start date, no questions asked!
This travel insurance offers coverage for trip cancellation due to unforeseen circumstances, reimbursing the insured for non-refundable prepaid travel arrangement deposits up to the limit specified in the Policy.
Access the Medipro team, consisting of global doctors, for a high-end service catering to all your medical requirements throughout your journey.
Dr. Gerard
Emergency Medicine, Aviation & Tropical Diseases
25 Years of Medical Experience
Nurse Kookkik
Registered Nurse
19 Years of Medical Experience
Dr. Kao
Health Care Management
General Practitioner
Dr. Patrick
Health Care Management
General Practitioner
Dr. Thet
Internal Medicine & Rehabilitation Medicine
9 Years of Medical Experience
Travel insurance is not compulsory for Hong Kong, but it is highly recommended. Hong Kong has a high standard of healthcare, but it can be very expensive for private treatment.
Hong Kong is a major international city with a world-class healthcare system. However, private healthcare can be very expensive in Hong Kong, especially for foreigners. For example, a one-night stay in a private hospital can cost over HK$10,000 (US$1,250).
Travel insurance can help to cover the cost of medical expenses incurred while traveling in Hong Kong. This includes both emergency and non-emergency medical expenses, as well as the cost of repatriation if you need to be returned home for medical treatment. Also other unexpected events such as flight cancellations, lost baggage, and personal liability.
Your travel insurance coverage for Hong Kong plan should cover:
Medical Expenses: This type of coverage will pay for the cost of medical treatment if you become ill or injured while traveling. This is especially important, as medical care in Hong Kong can be expensive, especially for foreigners.
Emergency Evacuation: This means that if you have a medical emergency, you will be evacuated to the nearest hospital or other medical facility that can provide the care you need.
Repatriation: This type of coverage will pay for the cost of transporting you back to your home country in the event of a medical emergency or other unforeseen event during your stay in Hong Kong.
Trip cancellation: This type of coverage will reimburse you for the cost of your prepaid travel expenses if you have to cancel your trip to Hong Kong for an unforeseen reason, such as illness or a natural disaster.
Lost or stolen luggage insurance: This type of coverage will reimburse you for the value of your lost or stolen luggage, as well as any essential items you need to purchase to replace it.
Theme parks: Hong Kong is home to some of the best theme parks in the world, including Hong Kong Disneyland Resort, Ocean Park Hong Kong, and Noah’s Ark Hong Kong. These parks offer a variety of attractions for all ages, from thrilling roller coasters to family-friendly rides and shows. During these fun theme park adventures some unexpected medical treatment may be necessary, and so travel insurance can protect you from medical expenses and other costs in the event of an accident.
The currency used in Hong Kong is the Hong Kong dollar, abbreviated as “HKD” or “HK$”. The Hong Kong dollar is issued by the Hong Kong Monetary Authority (HKMA) and is freely convertible. It is commonly represented by the symbol “$” or “HK$”.
Cantonese is the most widely spoken language in Hong Kong, used in everyday communication, government affairs, and media.
However, due to its colonial history and international status, English is also widely spoken and understood, especially in business, education, and tourism sectors. Many signs, public announcements, and official documents are bilingual, written in both Chinese and English.
The best season to visit Hong Kong typically depends on your preferences and what you want to experience during your trip. Here’s a breakdown of each season:
Spring (March to May):
Spring in Hong Kong offers mild and comfortable weather, with temperatures ranging from 18°C to 26°C (64°F to 79°F).
It’s an excellent time for outdoor activities such as hiking, exploring the city, and enjoying festivals like the Cheung Chau Bun Festival.
Summer (June to August):
Summers in Hong Kong are hot and humid, with temperatures often exceeding 30°C (86°F) and high humidity levels.
While it’s not the most comfortable time to visit due to the heat and occasional typhoons, you can still enjoy activities like visiting beaches, exploring indoor attractions, and indulging in water sports.
Autumn (September to November):
Autumn is considered one of the best times to visit Hong Kong due to its pleasant weather, with temperatures ranging from 20°C to 28°C (68°F to 82°F).
It’s a great time for outdoor activities, hiking, sightseeing, and enjoying cultural events like the Mid-Autumn Festival.
Winter (December to February):
Winter in Hong Kong is mild and cool, with temperatures averaging around 15°C to 20°C (59°F to 68°F).
While it’s the coolest time of the year, it rarely gets extremely cold, making it suitable for exploring the city, shopping, and enjoying outdoor activities without dealing with excessive heat.
Ultimately, the best time to visit Hong Kong depends on your preferences regarding weather, crowds, and the activities you want to experience. Many travelers prefer visiting during the spring or autumn when the weather is comfortable, and there are various cultural events happening around the city.
Use the Octopus Card:
The Octopus card is a reloadable contactless smart card that you can use to pay for everything from public transportation to convenience stores to restaurants and even some attractions. It’s the easiest way to get around Hong Kong and save money on fares.
When you arrive at Hong Kong International Airport, you can buy an Octopus card and use it right away on the Airport Express train. The Airport Express is part of Hong Kong’s MTR system, and it takes you from the airport to Central Station in just 24 minutes. You can also transfer to other MTR trains for free, so you can get to your final destination without paying another fare.
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“LUMA Asia Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.
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