LUMA Travel Insurance to Hong Kong Coverage

travel insurance hong kong, Travel Insurance to Hong Kong

Medical Sickness

Unforeseen medical expenses are covered during your trip.

travel insurance hong kong, Travel Insurance to Hong Kong

Emergencies

Medical and travel emergencies are covered during your trip.

travel insurance hong kong, Travel Insurance to Hong Kong

Evacuation

Emergency evacuation to the nearest sufficient medical facility.

travel insurance hong kong, Travel Insurance to Hong Kong

Baggage Lost

travel insurance hong kong, Travel Insurance to Hong Kong

Flight Delay

trip cancellation

Trip Cancellation

Best Travel Insurance to Hong Kong

Your trusted travel companion in Hong Kong.

LUMA Travel Insurance. Backed by 60,000 satisfied travelers, we offer comprehensive coverage for all your journeys.

LUMA Travel Insurance to Hong Kong Plans

*Premium calculated from 1 week of coverage

Medical Expenses & Emergency Assistance

  • Covid-19 Coverage
  • Emergency Evacuation
  • Repatriation

Flight Protection

  • Flight Delay

Baggage Protection

  • Baggage Delay
  • Loss of Baggage

Trip Protection

  • Trip Cancellation

ECONOMY

10,000 USD

Coverage

Starting from*

$10

/day

Up to 10,000 USD

PREMUM ECONOMY

25,000 USD

Coverage

Starting from*

$12

/day

Up to 25,000 USD

pakistan travel insurance plan

BUSINESS

50,000 USD

Coverage

Starting from*

$15

/day

Up to 50,000 USD

100 USD

100 USD

700 USD

4,000 USD

FIRST

100,000 USD

Coverage

Starting from*

$29

/day

Up to 100,000 USD

150 USD

200 USD

1,300 USD

5,650 USD

ECONOMY

10,000 USD

Coverage

Starting from

$10

/day

*Premium calculated from 1 week of coverage

2/5

PREMUM ECONOMY

25,000 USD

Coverage

Starting from

$12

/day

*Premium calculated from 1 week of coverage

3/5

BUSINESS

50,000 USD

Coverage

Starting from

$15

/day

*Premium calculated from 1 week of coverage

4/5

FIRST

100,000 USD

Coverage

Starting from

$29

/day

*Premium calculated from 1 week of coverage

5/5

Hong Kong Travel Insurance with an in-house Medical Team

travel insurance hong kong, Travel Insurance to Hong Kong

DR. GERARD
Emergency Medicine, Aviation & Tropical Diseases

25 Years

of Medical Experience

Nurse Kookkik

NURSE KOOKKIK

Registered Nurse

19 Years

of Medical Experience

travel insurance hong kong, Travel Insurance to Hong Kong

DR. PATRICK

Health Care Management

General Practitioner

travel insurance hong kong, Travel Insurance to Hong Kong

DR. KAO

Health Care Management

General Practitioner

FAQ about Travel Insurance to Hong Kong

Travel insurance is not compulsory for Hong Kong, but it is highly recommended. Hong Kong has a high standard of healthcare, but it can be very expensive for private treatment. 

 

Hong Kong is a major international city with a world-class healthcare system. However, private healthcare can be very expensive in Hong Kong, especially for foreigners. For example, a one-night stay in a private hospital can cost over HK$10,000 (US$1,250).

 

Travel insurance can help to cover the cost of medical expenses incurred while traveling in Hong Kong. This includes both emergency and non-emergency medical expenses, as well as the cost of repatriation if you need to be returned home for medical treatment. Also other unexpected events such as flight cancellations, lost baggage, and personal liability.

Your travel insurance coverage for Hong Kong plan should cover:

  • Medical Expenses: This type of coverage will pay for the cost of medical treatment if you become ill or injured while traveling. This is especially important, as medical care in Hong Kong can be expensive, especially for foreigners.
  •  
  • Emergency Evacuation: This means that if you have a medical emergency, you will be evacuated to the nearest hospital or other medical facility that can provide the care you need.
  •  
  • Repatriation: This type of coverage will pay for the cost of transporting you back to your home country in the event of a medical emergency or other unforeseen event during your stay in Hong Kong.
  •  
  • Trip cancellation: This type of coverage will reimburse you for the cost of your prepaid travel expenses if you have to cancel your trip to Hong Kong for an unforeseen reason, such as illness or a natural disaster.
  •  
  • Lost or stolen luggage insurance: This type of coverage will reimburse you for the value of your lost or stolen luggage, as well as any essential items you need to purchase to replace it.
  •  
  • Theme parks: Hong Kong is home to some of the best theme parks in the world, including Hong Kong Disneyland Resort, Ocean Park Hong Kong, and Noah’s Ark Hong Kong. These parks offer a variety of attractions for all ages, from thrilling roller coasters to family-friendly rides and shows. During these fun theme park adventures some unexpected medical treatment may be necessary, and so travel insurance can protect you from medical expenses and other costs in the event of an accident.
  •  

LUMA Asia Pass offers comprehensive coverage for all trips to Hong Kong, up to $100,000 USD.

The cost of travel insurance for Hong Kong depends on two main factors: how long your trip is and what kind of coverage you want. But you can expect to pay around $10 per day for basic coverage.

Travel Insurance for Tourist Attractions in Hong Kong

Healthcare in Hong Kong is very expensive, especially for tourists. If you get sick or injured while visiting Hong Kong Island, travel insurance can help cover the cost of your medical expenses or stolen items. This is important because Hong Kong is a very crowded city, and it’s common for pickpockets to operate in tourist areas. Moreover, there are a high number of road accidents in Hong Kong, so it’s important to get have motor bike accident coverage when you are in the main city.

Kowloon is home to a number of theme parks and other attractions, which can be expensive to visit and with the thrill of the theme park rides, it can be a health concern. If you have travel insurance, you can be covered for any medical treatment that may be required after a long day of theme park rides and adventures in Kowloon.

Lantau Island is home to a number of hiking trails, which can be dangerous if you are not properly prepared. When travelling the hiking terrain can be unpredictable and so with travel insurance, you can be reimbursed for the cost of medical expenses and other costs associated with a hiking accident.

The New Territories are home to a number of fishing villages and other rural areas, which can be dangerous if you are not familiar with the area. There are also many beaches and reservoirs, but there are often strong currents and rip tides. Tourists who are not familiar with the water conditions can be at risk of drowning. If you have travel insurance, you can be reimbursed for the cost of medical expenses and other costs associated with an accident or illness in a rural area.

Travel tips for Hong Kong

travel insurance to hong kong
  • Typhoon Signals:

    Hong Kong experiences about six typhoons a year, so there’s a chance you’ll encounter one if you visit in spring or summer. The city has a warning system to help keep everyone safe, grading storms from 1 to 10. Signal No. 1 (or T1) is the weakest, and Signal No. 10 (or T10) is the strongest, with sustained wind speeds above 118 km/h. You can check the HKO app for weather warnings about typhoons, rain, and thunderstorms.

  •  
  • Use the Octopus Card:
  • The Octopus card is a reloadable contactless smart card that you can use to pay for everything from public transportation to convenience stores to restaurants and even some attractions. It’s the easiest way to get around Hong Kong and save money on fares.
  •  
  • When you arrive at Hong Kong International Airport, you can buy an Octopus card and use it right away on the Airport Express train. The Airport Express is part of Hong Kong’s MTR system, and it takes you from the airport to Central Station in just 24 minutes. You can also transfer to other MTR trains for free, so you can get to your final destination without paying another fare.
  •  
  • Have a Umbrella or Pancho ready:
  • Summer rainfall in Hong Kong is unpredictable. It can start or stop at any time of day, and the intensity can vary greatly. One moment, you may be enjoying a sunny day, and the next, you could be caught in a downpour. That’s why it’s a good idea to always have an umbrella or poncho handy.
  •  
  • Etiquette:
  • Hong Kong is a very diverse city with a rich culture. It’s important to be respectful of the local customs and traditions. For example, both men and women should dress modestly when visiting temples or other religious sites. For women, this would include wearing outfits that cover your shoulders and legs.
  •  
travel insurance to hong kong

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“LUMA Asia Pass” is the commercial name of the domestic travel insurance policy insured by Bao Long Insurance.